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CALUCOM

Active
Private limited companyfounded 20206 yrs activeTiensesteenweg 49, 3010 Leuven, BelgiumKBO/BCE: BE 0740.734.956

CALUCOM has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485k and a net result of €158k. Equity is growing by ~36.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
93 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 20.04 against 63.17 in 2024; short-term debt: 3% and cash: 26.9% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97%
Return on assets
31.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
23 d early
2024
29 d early
2023
10 d early
2022
30 d early
2021
26 d early
2020
28 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€272k▲ 5.4%
2024 · €259k
2021: €123k 2022: €198k 2023: €222k 2024: €259k
2021 → 2025
EBIT margin
74.8%▼ 5.5pp
2024 · 80.3%
2021: 82.1% 2022: 81.5% 2023: 74.8% 2024: 80.3%
2021 → 2025
Net result
€158k▼ 6.3%
2024 · €168k
2020: €52k 2021: €80k 2022: €129k 2023: €132k 2024: €168k
2020 → 2025
Working capital
€289k▼ 31.3%
2024 · €420k
2020: €104k 2021: €189k 2022: €307k 2023: €319k 2024: €420k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€123k-€198k▲ 61.4%€222k▲ 11.9%€259k▲ 16.6%€272k▲ 5.4%
Equity€185k-€307k▲ 65.9%€319k▲ 3.9%€488k▲ 52.7%€485k▼ 0.5%
Operating result€101k-€161k▲ 60.2%€166k▲ 2.8%€208k▲ 25.0%€204k▼ 1.9%
Net result€80k-€129k▲ 61.5%€132k▲ 2.6%€168k▲ 27.3%€158k▼ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €101k€101kNet result 2021: €80k€80kOperating result 2022: €161k€161kNet result 2022: €129k€129kOperating result 2023: €166k€166kNet result 2023: €132k€132kOperating result 2024: €208k€208kNet result 2024: €168k€168kOperating result 2025: €204k€204kNet result 2025: €158k€158k20212022202320242025
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501k
Fixed assets €197k▲ 192%
Current assets €304k▼ 28.8%
Equity and liabilities €501k
Equity €485k▼ 0.5%
Debt €15k▲ 124%
The debt ratio rises from 1.4% to 3.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€223k
2024 · €211k
Cash flow
€177k
2024 · €171k
Solvency
97.0%
2024 · 98.6%
Current ratio
20.04
2024 · 63.17
Quick ratio
20.04
2024 · 63.17
Debt / equity
0.03
2024 · 0.01
ROE
32.5%
2024 · 34.5%
ROA
31.5%
2024 · 34.0%
Debt
€15k
2024 · €7k
Debt ≤ 1 year
€15k
2024 · €7k
Income taxes
€53k
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€494k€501k
Fixed assets21/28€67k€197k
Tangible fixed assets22/27€67k€197k
Plant, machinery and equipment23€2k€1k
Other tangible fixed assets26€65k€196k
Current assets29/58€427k€304k
Current investments50/53€247k€169k
Cash at bank and in hand54/58€180k€135k
Equity and liabilities
Total equity and liabilities10/49€494k€501k
Equity10/15€488k€485k
Contributions10/11€50k€50k=
Reserves13€269k€278k
Distributable reserves133€269k€278k
Profit (loss) carried forward14€168k€158k
Amounts payable17/49€7k€15k
Amounts payable within one year42/48€7k€15k
Taxes, remuneration and social security45€7k€15k
Taxes450/3€7k€15k
Income statement Code20242025
Turnover70€259k€272k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€19k
Other operating charges640/8€48k€50k
Gross operating margin9900€259k€272k
Operating profit (loss)9901€208k€204k
Financial income75/76B€11k€7k
Recurring financial income75€11k€7k
Profit (loss) for the period before taxes9903€218k€211k
Income taxes67/77€50k€53k
Profit (loss) for the period9904€168k€158k
Profit (loss) for the period to be appropriated9905€168k€158k
Appropriation of the result
Profit (loss) to be appropriated9906€180k€166k
Profit (loss) brought forward from the previous period14P€12k€8k
Transfer to equity691/2€12k€8k
To other reserves6921€12k€8k
Return on contributions (dividend)694€0-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2020net €168k ▲27.3%
Operating result €208k, net result €168k, both a record.
31-12
Financial Liquidity triplescurrent ratio 63.17
Current ratio from 21.51 to 63.17; short-term debt falls from €16k to €7k.
21-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity quadruplescurrent ratio 21.51
Current ratio from 4.98 to 21.51; short-term debt falls from €77k to €16k.
01-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €307k ▲65.9%
3 profitable years in a row build equity to €307k.
05-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €185k ▲82.5%
2 profitable years in a row build equity to €185k.
03-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tiensesteenweg 493010 Leuven
Ground area
265 m²
Building footprint
96 m²
Volume, LiDAR
937 m³
Parcel 24483E0294/00M014, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Calucom
Tiensesteenweg 49, 3010 LeuvenAgents in non-specialised wholesale trade
since 20202.297.602.277
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24483E0294/00M014 Flanders 265 m² 1 · 96 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

98450084DYA9F6676A25
live in the LEI register

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,894 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-01-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:caluwaerts.michel@gmail.com
Enterprise