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SOL & LUNA

Active
Private limited companyfounded 20242 yrs activeFrans Smeyersstraat(KAG) 81, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 1012.712.662
Summary

The computed 12-month bankruptcy probability of SOL & LUNA is 4.5% (elevated). The 2025 annual accounts show equity of €1,547 and a net result of -€953. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability50
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
44 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 August 2024, SOL & LUNA was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,547
Total assets
€1,916
Net result
-€953
Working capital
€1,202

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €1,916
Equity €1,547
Debt €369
Debt finances 19.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€978
Cash flow
€879
Interest coverage
9.85
Debt ≤ 1 year
€369
Ratios withheld: a balance sheet total of €1,916 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.3% went bankrupt
8.7% stopped otherwise
88% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€1,916
Formation expenses20€345
Current assets29/58€1,571
Stocks and contracts in progress3€713
Stocks30/36€713
Amounts receivable within one year40/41€60
Other amounts receivable41€60
Cash at bank and in hand54/58€715
Deferred charges and accrued income490/1€82
Equity and liabilities
Total equity and liabilities10/49€1,916
Equity10/15€1,547
Contributions10/11€2,500
Profit (loss) carried forward14-€953
Amounts payable17/49€369
Amounts payable within one year42/48€369
Trade debts44€0
Suppliers440/4€0
Other amounts payable47/48€368
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,832
Other operating charges640/8€12
Gross operating margin9900€990
Operating profit (loss)9901-€854
Financial charges65/66B€99
Recurring financial charges65€99
Profit (loss) for the period before taxes9903-€953
Profit (loss) for the period9904-€953
Profit (loss) for the period to be appropriated9905-€953
Appropriation of the result
Profit (loss) to be appropriated9906-€953

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,832
Other operating charges640/8€12
Gross operating margin9900€990
Operating profit (loss)9901-€854
Financial charges65/66B€99
Recurring financial charges65€99
Profit (loss) for the period before taxes9903-€953
Profit (loss) for the period9904-€953
Profit (loss) for the period to be appropriated9905-€953
Line2025
Assets
Total assets20/58€1,916
Formation expenses20€345
Current assets29/58€1,571
Stocks and contracts in progress3€713
Stocks30/36€713
Amounts receivable within one year40/41€60
Other amounts receivable41€60
Cash at bank and in hand54/58€715
Deferred charges and accrued income490/1€82
Equity and liabilities
Total equity and liabilities10/49€1,916
Equity10/15€1,547
Contributions10/11€2,500
Profit (loss) carried forward14-€953
Amounts payable17/49€369
Amounts payable within one year42/48€369
Trade debts44€0
Suppliers440/4€0
Other amounts payable47/48€368
Line2025
Profit (loss) for the period9904-€953
+ Depreciation and write-downs630€1,832
Operating cash flow (approximation)€879

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
18-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
6,117 m²
Building footprint
343 m²
Volume, LiDAR
1,725 m³
Parcel 24403D0134/00E002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOL & LUNA
Frans Smeyersstraat(KAG) 81, 3270 Scherpenheuvel-ZichemRetail sale of watches and jewellery
since 20242.362.883.871
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24403D0134/00E002 Flanders 6,117 m² 1 · 343 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded22-08-2024
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012712662
Also 9925:BE1012712662
Registered 19-08-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.