Sol-Ami
ActiveSummary
The computed 12-month bankruptcy probability of Sol-Ami is 2.2% (moderate). The 2025 annual accounts show equity of €38,551 and a net result of €3,562. Equity is growing by ~34.2% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 5 accounts on average 20 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 1,599 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,599 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,376 | €30,080 | €30,080 | €25,872 | €20,080 | ▼ 22.4% |
| Other operating charges640/8 | - | €5,924 | €3,485 | €3,690 | €3,948 | ▲ 7.0% |
| Gross operating margin9900 | €111,424 | €36,513 | €70,546 | €46,087 | €36,283 | ▼ 21.3% |
| Operating profit (loss)9901 | -€3,589 | €509 | €36,981 | €16,526 | €12,254 | ▼ 25.8% |
| Financial charges65/66B | - | €8,445 | €9,274 | €7,925 | €8,692 | ▲ 9.7% |
| Recurring financial charges65 | €14,794 | €8,445 | €9,274 | €7,925 | €8,692 | ▲ 9.7% |
| Profit (loss) for the period before taxes9903 | -€18,382 | -€7,937 | €27,707 | €8,601 | €3,562 | ▼ 58.6% |
| Profit (loss) for the period9904 | -€18,382 | -€7,937 | €27,707 | €8,601 | €3,562 | ▼ 58.6% |
| Profit (loss) for the period to be appropriated9905 | -€18,382 | -€7,937 | €27,707 | €8,601 | €3,562 | ▼ 58.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €695,944 | €635,544 | €640,256 | €598,582 | €579,558 | ▼ 3.2% |
| Fixed assets21/28 | €665,624 | €635,544 | €605,464 | €598,582 | €578,502 | ▼ 3.4% |
| Tangible fixed assets22/27 | €665,624 | €635,544 | €605,464 | €598,582 | €578,502 | ▼ 3.4% |
| Land and buildings22 | - | €619,752 | €599,672 | €598,582 | €578,502 | ▼ 3.4% |
| Furniture and vehicles24 | - | €15,792 | €5,792 | - | - | - |
| Current assets29/58 | €30,320 | - | €34,791 | - | €1,056 | - |
| Cash at bank and in hand54/58 | €22,211 | - | €34,791 | - | €1,056 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €695,944 | €635,544 | €640,256 | €598,582 | €579,558 | ▼ 3.2% |
| Equity10/15 | €6,618 | -€1,319 | €26,388 | €34,989 | €38,551 | ▲ 10.2% |
| Contributions10/11 | - | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | -€18,382 | -€26,319 | €1,388 | €9,989 | €13,551 | ▲ 35.7% |
| Amounts payable17/49 | €689,326 | €636,863 | €613,868 | €563,593 | €541,007 | ▼ 4.0% |
| Amounts payable after more than one year17 | €493,641 | €462,956 | €432,272 | €401,587 | €373,902 | ▼ 6.9% |
| Financial debts170/4 | - | €462,956 | €432,272 | €401,587 | €373,902 | ▼ 6.9% |
| Amounts payable within one year42/48 | €195,685 | €173,907 | €181,596 | €162,006 | €157,606 | ▼ 2.7% |
| Current portion of amounts payable after more than one year42 | - | €32,185 | €30,685 | €30,927 | €27,927 | ▼ 9.7% |
| Trade debts44 | - | €48,872 | €72,061 | €84,779 | €80,178 | ▼ 5.4% |
| Suppliers440/4 | - | €48,872 | €72,061 | €84,779 | €80,178 | ▼ 5.4% |
| Advances received on contracts in progress46 | - | - | - | €300 | €300 | = |
| Other amounts payable47/48 | - | €92,850 | €78,850 | €46,000 | €49,200 | ▲ 7.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €9,500 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,382 | -€7,937 | €27,707 | €8,601 | €3,562 | ▼ 58.6% |
| + Depreciation and write-downs630 | €44,376 | €30,080 | €30,080 | €25,872 | €20,080 | ▼ 22.4% |
| Operating cash flow (approximation) | €25,994 | €22,143 | €57,787 | €34,473 | €23,642 | ▼ 31.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€18,990 | €0 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0485/00Y002 | Flanders | 406 m² | 1 · 253 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.