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SOJOFER

Active
Private limited companyfounded 199629 yrs activeRue de la Paix 10, 7370 Dour, BelgiumKBO/BCE: BE 0459.404.866
Summary

The computed 12-month bankruptcy probability of SOJOFER is 1.5% (moderate). The 2024 annual accounts show negative equity (-€46,018) and a net result of -€1,257. Equity remains stable across the filed fiscal years (±1.4% per year). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▲+12
Solvency9▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.1 in 2023; short-term debt: 7.8% and cash: 1.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-16.5%
Return on assets
-0.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€46,018
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d early
2022
33 d early
2021
4 d early
2020
25 d late
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 December 1996, SOJOFER was incorporated.1 Total assets went from EUR 386,014 in 2018 to EUR 279,639 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,257▲ 77.3%
2023 · -€5,546
Working capital
-€17,515▲ 6.2%
2023 · -€18,678
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€3,238▼ 48.3%€7,405▲ 129%€6,965▼ 5.9%-€96€3,532
Net result€7▼ 99.7%€4,424▲ 66,328%€3,108▼ 29.8%-€5,546-€1,257▲ 77.3%
Equity-€46,746=-€42,322▲ 9.5%-€39,214▲ 7.3%-€44,760▼ 14.1%-€46,018▼ 2.8%
Total assets€347,511▼ 5.4%€328,183▼ 5.6%€313,123▼ 4.6%€295,702▼ 5.6%€279,639▼ 5.4%
Debt€394,257▼ 4.8%€370,505▼ 6.0%€352,337▼ 4.9%€340,462▼ 3.4%€325,656▼ 4.3%
Working capital-€198,279▼ 0.7%-€198,104▲ 0.1%-€190,659▲ 3.8%-€18,678▲ 90.2%-€17,515▲ 6.2%
Staff (FTE)00
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2020: €3,238€3,238Net result 2020: €7€7Operating result 2021: €7,405€7,405Net result 2021: €4,424€4,424Operating result 2022: €6,965€6,965Net result 2022: €3,108€3,108Operating result 2023: -€96-€96Net result 2023: -€5,546-€5,546Operating result 2024: €3,532€3,532Net result 2024: -€1,257-€1,25720202021202220232024-€10,000-€5,000€0€5,000Operating result 2022: €6,965€6,970Net result 2022: €3,108€3,110Operating result 2023: -€96-€96Net result 2023: -€5,546-€5,550Operating result 2024: €3,532€3,530Net result 2024: -€1,257-€1,260202220232024
The operating result returns to profit in 2024: €3,532 after a loss of €96 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €279,639
Fixed assets €275,481 ▼ 6.2%
Current assets €4,158 ▲ 92.4%
Key figures and ratios
2024 value · change against 2023
EBITDA
€21,592▲
2023 · €17,776
Cash flow
€16,803▲
2023 · €12,327
Solvency
-16.5%▼
2023 · -15.1%
Current ratio
0.19▲
2023 · 0.10
Debt to equity
-7.08▲
2023 · -7.61
ROA
-0.4%▲
2023 · -1.9%
Interest coverage
4.51▲
2023 · 3.26
Debt ≤ 1 year
€21,673▲
2023 · €20,839
Debt > 1 year
€303,408▼
2023 · €319,624
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
1.9% went bankrupt
5.9% stopped otherwise
90% still going

A further 2.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€295,702€279,639▼
Fixed assets21/28€293,541€275,481▼
Tangible fixed assets22/27€293,541€275,481▼
Land and buildings22€291,193€273,373▼
Plant, machinery and equipment23€2,348€2,108▼
Current assets29/58€2,161€4,158▲
Amounts receivable within one year40/41-€67
Trade receivables40-€67
Cash at bank and in hand54/58€2,161€4,091▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€295,702€279,639▼
Equity10/15-€44,760-€46,018▼
Contributions10/11€18,592€18,592=
Revaluation surpluses12€124,427€117,309▼
Reserves13€91,206€98,324▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€91,206€98,324▲
Profit (loss) carried forward14-€278,986-€280,243▼
Amounts payable17/49€340,462€325,656▼
Amounts payable after more than one year17€319,624€303,408▼
Financial debts170/4€130,972€109,557▼
Other amounts payable178/9€188,651€193,851▲
Amounts payable within one year42/48€20,839€21,673▲
Current portion of amounts payable after more than one year42€20,739€21,415▲
Trade debts44€100€258▲
Suppliers440/4€100€258▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0€575▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,873€18,060▲
Other operating charges640/8€2,300€2,306▲
Gross operating margin9900€20,077€23,898▲
Operating profit (loss)9901-€96€3,532▲
Financial charges65/66B€5,450€4,789▼
Recurring financial charges65€5,450€4,789▼
Profit (loss) for the period before taxes9903-€5,546-€1,257▲
Profit (loss) for the period9904-€5,546-€1,257▲
Profit (loss) for the period to be appropriated9905-€5,546-€1,257▲
Appropriation of the result
Profit (loss) to be appropriated9906-€278,986-€280,243▼
Profit (loss) brought forward from the previous period14P-€273,440-€278,986▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,339€19,339€17,820€17,873€18,060▲ 1.0%
Other operating charges640/8-€1,698€2,030€2,300€2,306▲ 0.2%
Gross operating margin9900€24,385€28,442€26,815€20,077€23,898▲ 19.0%
Operating profit (loss)9901€3,238€7,405€6,965-€96€3,532▲ 3,767%
Financial charges65/66B-€2,981€3,858€5,450€4,789▼ 12.1%
Recurring financial charges65€3,231€2,981€3,858€5,450€4,789▼ 12.1%
Profit (loss) for the period before taxes9903€7€4,424€3,108-€5,546-€1,257▲ 77.3%
Profit (loss) for the period9904€7€4,424€3,108-€5,546-€1,257▲ 77.3%
Profit (loss) for the period to be appropriated9905€7€4,424€3,108-€5,546-€1,257▲ 77.3%
Line20202021202220232024Change
Assets
Total assets20/58€347,511€328,183€313,123€295,702€279,639▼ 5.4%
Fixed assets21/28€346,422€327,083€309,013€293,541€275,481▼ 6.2%
Tangible fixed assets22/27€346,172€326,833€309,013€293,541€275,481▼ 6.2%
Land and buildings22-€326,833€309,013€291,193€273,373▼ 6.1%
Plant, machinery and equipment23---€2,348€2,108▼ 10.2%
Financial fixed assets28€250€250€0---
Current assets29/58€1,089€1,100€4,110€2,161€4,158▲ 92.4%
Amounts receivable within one year40/41----€67-
Trade receivables40----€67-
Cash at bank and in hand54/58€1,089€1,100€3,560€2,161€4,091▲ 89.4%
Deferred charges and accrued income490/1--€550€0--
Equity and liabilities
Total equity and liabilities10/49€347,511€328,183€313,123€295,702€279,639▼ 5.4%
Equity10/15-€46,746-€42,322-€39,214-€44,760-€46,018▼ 2.8%
Contributions10/11-€18,592€18,592€18,592€18,592=
Revaluation surpluses12-€138,665€131,546€124,427€117,309▼ 5.7%
Reserves13€69,850€76,968€84,087€91,206€98,324▲ 7.8%
Non-distributable reserves130/1-€1,859€1,859€0--
Reserves not available under the articles1311-€1,859€1,859€0--
Distributable reserves133-€75,109€82,228€91,206€98,324▲ 7.8%
Profit (loss) carried forward14-€280,971-€276,547-€273,440-€278,986-€280,243▼ 0.5%
Amounts payable17/49€394,257€370,505€352,337€340,462€325,656▼ 4.3%
Amounts payable after more than one year17€194,889€171,302€155,886€319,624€303,408▼ 5.1%
Financial debts170/4-€171,302€151,711€130,972€109,557▼ 16.4%
Other amounts payable178/9--€4,175€188,651€193,851▲ 2.8%
Amounts payable within one year42/48€199,368€199,203€194,768€20,839€21,673▲ 4.0%
Current portion of amounts payable after more than one year42-€21,038€20,083€20,739€21,415▲ 3.3%
Trade debts44€2,506€1,757€138€100€258▲ 158%
Suppliers440/4-€1,757€138€100€258▲ 158%
Other amounts payable47/48-€176,409€174,547€0--
Accrued charges and deferred income492/3--€1,682€0€575-
Line20202021202220232024Change
Profit (loss) for the period9904€7€4,424€3,108-€5,546-€1,257▲ 77.3%
+ Depreciation and write-downs630€19,339€19,339€17,820€17,873€18,060▲ 1.0%
Operating cash flow (approximation)€19,346€23,763€20,928€12,327€16,803▲ 36.3%
Investment in fixed assets (approximation)-€0€250-€2,401€0▲ 100%
Change in cash-€11€2,460-€1,399€1,931▲ 238%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €4,424 ▲66,328%
Operating result €7,405, net result €4,424, both a record.
25-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
22-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €2,075
Net result €2,075 after one loss-making year.
23-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
12-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
19-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 19 days late
2016
17-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
1,560 m²
Building footprint
42 m²
Volume, LiDAR
225 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
SOJOFER
Impasse de la rue du Cygne(TOU) 13, 7500 TournaiHoldings
since 19972.080.531.917
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53021B1151/00P000 Wallonia 1,372 m² - -
57081F0139/00F000 Wallonia 189 m² 1 · 42 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. PINSCO 100%
  2. SOJOFER

Highest known parent: PINSCO. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-12-1996
Fiscal year end31-12
Contact
E-mail jose.pince@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0459404866
Also 9925:BE0459404866
Registered 15-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.