Skip to content

SOJEMI Finance

Active Risk: not assessed
Private limited companyfounded 2012active for 14 yearsRue Edouard Dereume 34, 1330 Rixensart, BelgiumKBO/BCE: BE 0846.818.512
Summary

SOJEMI Finance is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €157,566 and a net result of €44,756. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 41% of 3,060 sector peers (NACE 66, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
SOJEMI FinanceActive
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 14-06-2012 Normal situation
Activity
Agents and brokers in banking services NACE 66191and 1 other
Establishment unit
2.210.639.403 1330 Rixensart, since 01-08-2012
Financial year end
31 December
Peppol
Reachable since 05-01-2026
Company details

Board and ownership

Board
  • GOOSSENS IsabelleDirector · since 25-06-2012
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€44,756
▲ 167%
Equity
€157,566
▼ 48.1%
Total assets
€395,987
▼ 17.1%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 75 days after the deadline
Financials
Signalsraises risk2025 accounts filed 75 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
75 days late
2024
57 days late
2023
36 days late
2022
21 days late
2021
31 days late
2020
31 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 53 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €303,811 to €157,566 ▼ 48.1% View
  • Positive: 8 profitable years in a rowprofit 2025: €44,756 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as SOJEMI Finance: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €344,000 and €530,000, founded between 2006 and 2015.

CompanyTotal assetsGross margin
SOJEMI Finance Rixensart€395,987€90,137
DECOFA Diksmuide€402,469€76,163
GC MANAGEMENT Houyet€349,036€73,054
DE VRIENDT Charleroi€530,380€76,495
FIXIN Wervik€454,611€115,025
TENRET FINANCES Enghien€375,237€57,346
Waremme Synergie Assurfinance Waremme€343,507€140,715
Full comparison

Key facts about SOJEMI Finance
What is the company number of SOJEMI Finance?
The company number of SOJEMI Finance is 0846.818.512. The VAT number is the same number with BE in front: BE 0846.818.512.
Where is SOJEMI Finance based?
The registered office is at Rue Edouard Dereume 34, 1330 Rixensart.Company details
What does SOJEMI Finance do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of SOJEMI Finance?
The legal form of SOJEMI Finance is Private limited company (BV).
When was SOJEMI Finance founded?
SOJEMI Finance was founded on 14-06-2012.
Is SOJEMI Finance still active?
Yes, SOJEMI Finance is an active enterprise in the KBO register.
How many employees does SOJEMI Finance have?
SOJEMI Finance had an average of 0.6 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of SOJEMI Finance?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €90,137 and 2,666 comparable companies of the same size. It probably lies between €180,000 and €470,000. It is a rough estimate.
Is SOJEMI Finance profitable?
In financial year 2025, SOJEMI Finance made a profit of €44,756.
Where can I find the annual accounts of SOJEMI Finance?
SOJEMI Finance filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SOJEMI Finance due?
SOJEMI Finance must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure