SOINS
ActiveSummary
SOINS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €725,718 and a net result of €150,904. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 73% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity ample (current ratio 9.87 against 10.3 in 2024; short-term debt: 10.1% and cash: 59.1% of total assets), and 17.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
17.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
29 d late
2023
29 d late
2022
28 d late
2021
61 d late
2020
69 d late
2019
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#3 oldest company in Tubize, Health and social work sector#4 company by equity in Tubize, Health and social work sector#5 company by total assets in Tubize, Health and social work sector
Equity
€725,718▲ 18.1%
2024 · €614,616
Total assets
€878,313▲ 17.0%
2024 · €750,989
Net result
€150,904▲ 49.5%
2024 · €100,947
Working capital
€785,102▲ 16.8%
2024 · €672,203
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€94,744▲ 206%€152,088▲ 60.5%€189,287▲ 24.5%€154,534▼ 18.4%€221,894▲ 43.6%
Net result€61,979within the sector's middle half▲ 266%€101,464within the sector's middle half▲ 63.7%€124,227above the sector's middle half▲ 22.4%€100,947within the sector's middle half▼ 18.7%€150,904above the sector's middle half▲ 49.5%
Equity€309,510within the sector's middle half▲ 24.6%€410,974above the sector's middle half▲ 32.8%€513,669above the sector's middle half▲ 25.0%€614,616above the sector's middle half▲ 19.7%€725,718above the sector's middle half▲ 18.1%
Total assets€391,487within the sector's middle half▲ 22.0%€532,998within the sector's middle half▲ 36.1%€684,145above the sector's middle half▲ 28.4%€750,989above the sector's middle half▲ 9.8%€878,313above the sector's middle half▲ 17.0%
Debt€81,977▲ 13.2%€122,024▲ 48.9%€170,476▲ 39.7%€136,373▼ 20.0%€152,595▲ 11.9%
Working capital€348,572above the sector's middle half▲ 24.0%€445,487above the sector's middle half▲ 27.8%€569,776above the sector's middle half▲ 27.9%€672,203above the sector's middle half▲ 18.0%€785,102above the sector's middle half▲ 16.8%
Solvency79.1%within the sector's middle half▲ 1.6pp77.1%within the sector's middle half▼ 2.0pp75.1%within the sector's middle half▼ 2.0pp81.8%within the sector's middle half▲ 6.8pp82.6%within the sector's middle half▲ 0.8pp
Current ratio15.59above the sector's middle half▼ 5.716.95above the sector's middle half▼ 8.646.41within the sector's middle half▼ 0.5510.30above the sector's middle half▲ 3.909.87above the sector's middle half▼ 0.43
Return on assets (ROA)15.8%within the sector's middle half▲ 10.6pp19.0%within the sector's middle half▲ 3.2pp18.2%within the sector's middle half▼ 0.9pp13.4%within the sector's middle half▼ 4.7pp17.2%within the sector's middle half▲ 3.7pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €878,313
Fixed assets
€4,747 ▼ 27.5%
Current assets
€873,566 ▲ 17.3%
Equity and liabilities €878,313
Equity
€725,718 ▲ 18.1%
Debt
€152,595 ▲ 11.9%
Debt's share of the balance-sheet total falls from 18.2% to 17.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€223,690▲
2024 · €156,958
Cash flow
€152,701▲
2024 · €103,371
Debt to equity
0.21▼
2024 · 0.22
ROE
20.8%▲
2024 · 16.4%
Interest coverage
140.16▲
2024 · 37.99
Debt ≤ 1 year
€88,464▲
2024 · €72,242
Income taxes
€75,556▲
2024 · €53,072
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,125 | €8,516 | €9,296 | €2,424 | €1,797 | ▼ 25.9% |
| Other operating charges640/8 | €3,022 | €2,248 | €1,983 | €6,698 | €4,602 | ▼ 31.3% |
| Non-recurring operating charges66A | €65,605 | - | - | - | - | - |
| Gross operating margin9900 | €173,496 | €162,852 | €200,566 | €163,655 | €228,292 | ▲ 39.5% |
| Operating profit (loss)9901 | €94,744 | €152,088 | €189,287 | €154,534 | €221,894 | ▲ 43.6% |
| Financial income75/76B | €944 | €1,080 | €2,018 | €3,617 | €6,163 | ▲ 70.4% |
| Recurring financial income75 | €944 | €1,080 | €2,018 | €3,617 | €6,163 | ▲ 70.4% |
| Financial charges65/66B | €901 | €995 | €3,088 | €4,132 | €1,596 | ▼ 61.4% |
| Recurring financial charges65 | €901 | €995 | €3,088 | €4,132 | €1,596 | ▼ 61.4% |
| Profit (loss) for the period before taxes9903 | €94,787 | €152,174 | €188,217 | €154,019 | €226,460 | ▲ 47.0% |
| Income taxes67/77 | €32,808 | €50,710 | €63,990 | €53,072 | €75,556 | ▲ 42.4% |
| Profit (loss) for the period9904 | €61,979 | €101,464 | €124,227 | €100,947 | €150,904 | ▲ 49.5% |
| Profit (loss) for the period to be appropriated9905 | €61,979 | €101,464 | €124,227 | €100,947 | €150,904 | ▲ 49.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €391,487 | €532,998 | €684,145 | €750,989 | €878,313 | ▲ 17.0% |
| Fixed assets21/28 | €19,024 | €12,677 | €8,968 | €6,544 | €4,747 | ▼ 27.5% |
| Tangible fixed assets22/27 | €19,024 | €12,677 | €8,968 | €6,544 | €4,747 | ▼ 27.5% |
| Plant, machinery and equipment23 | €1,227 | €818 | €409 | - | - | - |
| Furniture and vehicles24 | €15,160 | €9,684 | €6,845 | €5,292 | €3,742 | ▼ 29.3% |
| Other tangible fixed assets26 | €2,637 | €2,175 | €1,713 | €1,251 | €1,004 | ▼ 19.7% |
| Current assets29/58 | €372,463 | €520,321 | €675,178 | €744,445 | €873,566 | ▲ 17.3% |
| Amounts receivable within one year40/41 | €88,649 | €70,166 | €45,521 | €28,356 | €8,508 | ▼ 70.0% |
| Trade receivables40 | €43,724 | €59,055 | €45,273 | €11,663 | €251 | ▼ 97.9% |
| Other amounts receivable41 | €44,926 | €11,111 | €248 | €16,693 | €8,257 | ▼ 50.5% |
| Current investments50/53 | €70,616 | €66,352 | €232,512 | €380,148 | €343,410 | ▼ 9.7% |
| Cash at bank and in hand54/58 | €160,962 | €379,781 | €365,392 | €332,713 | €518,796 | ▲ 55.9% |
| Deferred charges and accrued income490/1 | €52,236 | €4,021 | €31,752 | €3,229 | €2,852 | ▼ 11.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €391,487 | €532,998 | €684,145 | €750,989 | €878,313 | ▲ 17.0% |
| Equity10/15 | €309,510 | €410,974 | €513,669 | €614,616 | €725,718 | ▲ 18.1% |
| Contributions10/11 | €186,197 | €186,197 | €186,197 | €186,197 | €186,197 | = |
| Outside capital11 | - | - | - | €186,197 | - | - |
| Other1109/19 | - | - | - | €186,197 | - | - |
| Reserves13 | €109,735 | €211,199 | €314,694 | €415,641 | €539,521 | ▲ 29.8% |
| Non-distributable reserves130/1 | €4,778 | €4,778 | - | - | - | - |
| Reserves not available under the articles1311 | €4,778 | €4,778 | - | - | - | - |
| Distributable reserves133 | €104,958 | €206,421 | €314,694 | €415,641 | €539,521 | ▲ 29.8% |
| Profit (loss) carried forward14 | €13,577 | €13,577 | €12,777 | €12,777 | - | - |
| Amounts payable17/49 | €81,977 | €122,024 | €170,476 | €136,373 | €152,595 | ▲ 11.9% |
| Amounts payable after more than one year17 | €13,298 | €5,746 | - | - | - | - |
| Financial debts170/4 | €13,298 | €5,746 | - | - | - | - |
| Amounts payable within one year42/48 | €23,891 | €74,834 | €105,402 | €72,242 | €88,464 | ▲ 22.5% |
| Current portion of amounts payable after more than one year42 | €7,429 | €7,552 | €5,746 | - | - | - |
| Trade debts44 | €1,446 | €13,682 | €81 | €9,341 | €2,042 | ▼ 78.1% |
| Suppliers440/4 | €1,446 | €13,682 | €81 | €9,341 | €2,042 | ▼ 78.1% |
| Advances received on contracts in progress46 | - | - | - | - | €228 | - |
| Taxes, remuneration and social security45 | €14,217 | €52,800 | €75,944 | €62,901 | €50,482 | ▼ 19.7% |
| Taxes450/3 | €14,217 | €52,800 | €75,944 | €62,901 | €50,482 | ▼ 19.7% |
| Other amounts payable47/48 | €800 | €800 | €23,630 | - | €35,713 | - |
| Accrued charges and deferred income492/3 | €44,788 | €41,444 | €65,075 | €64,131 | €64,131 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61,979 | €101,464 | €124,227 | €100,947 | €150,904 | ▲ 49.5% |
| + Depreciation and write-downs630 | €10,125 | €8,516 | €9,296 | €2,424 | €1,797 | ▼ 25.9% |
| Operating cash flow (approximation) | €72,105 | €109,980 | €133,523 | €103,371 | €152,701 | ▲ 47.7% |
| Investment in fixed assets (approximation) | - | -€2,169 | -€5,587 | €0 | €0 | - |
| Change in cash | - | €218,820 | -€14,389 | -€32,679 | €186,083 | ▲ 669% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Highest result since 2018net €150,904 ▲49.5%
Operating result €221,894, net result €150,904, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €500,000Eq €513,669 ▲25%
6 profitable years in a row build equity to €513,669.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
08-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 69 days late
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial
Weakest financial yearnet €6,362 ▼53.5%
Net result drops to €6,362, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1990
Ground area
483 m²
Building footprint
142 m²
Volume, LiDAR
1,262 m³
Parcel 25105B0169/00F018, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Avenue Gabrielle Petit 51, 1480 Tubize
since 19902.375.856.038
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0169/00F018 | Wallonia | 483 m² | 1 · 142 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500M44861C1RBBE97
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Of 9,128 companies in sector 86210 we hold annual accounts for 6,335. 4,542 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0440997731
Also
9925:BE0440997731
Registered
23-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.