SOGIF
ActiveSOGIF has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €318k and a net result of €4k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 4599 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-5
Solvency56▼-4
Growth54▼-1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.13 in 2023; short-term debt: 62.9% and cash: 17% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
68 d late
2022
31 d late
2021
3 d early
2020
31 d early
2019
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€699k▲ 0.4%
2023 · €696k
2018: €465k
2019: €538k
2020: €519k
2021: €505k
2022: €623k
2023: €696k
2018 → 2024
EBIT margin
2.7%▼ 3.5pp
2023 · 6.2%
2018: 5.3%
2019: 6.5%
2020: 2.5%
2021: 6.8%
2022: 5.9%
2023: 6.2%
2018 → 2024
Net result
€4k▼ 77.9%
2023 · €20k
2018: €22k
2019: €25k
2020: €7k
2021: €10k
2022: €10k
2023: €20k
2018 → 2024
Working capital
€47k▼ 31.4%
2023 · €68k
2018: €259k
2019: €271k
2020: €173k
2021: €147k
2022: €121k
2023: €68k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€519k-€505k▼ 2.8%€623k▲ 23.4%€696k▲ 11.8%€699k▲ 0.4%
Equity€288k-€298k▲ 3.5%€308k▲ 3.5%€313k▲ 1.7%€318k▲ 1.4%
Operating result€13k-€34k▲ 159%€37k▲ 7.6%€43k▲ 17.2%€19k▼ 56.5%
Net result€7k-€10k▲ 49.9%€10k▲ 4.1%€20k▲ 93.9%€4k▼ 77.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 56% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.01M
Fixed assets
€329k▲ 5.6%
Current assets
€682k▲ 19.0%
Equity and liabilities €1.01M
Equity
€318k▲ 1.4%
Debt
€693k▲ 21.4%
The debt ratio rises from 64.6% to 68.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94k▼
2023 · €110k
Cash flow
€80k▼
2023 · €87k
Solvency
31.4%▼
2023 · 35.4%
Current ratio
1.07▼
2023 · 1.13
Quick ratio
1.07▼
2023 · 1.13
Debt / equity
2.18▲
2023 · 1.82
ROE
1.4%▼
2023 · 6.5%
ROA
0.4%▼
2023 · 2.3%
Interest coverage
44.53▲
2023 · 28.39
Debt
€693k▲
2023 · €570k
Debt ≤ 1 year
€635k▲
2023 · €505k
Debt > 1 year
€56k▼
2023 · €66k
Income taxes
€12k▼
2023 · €19k
Staff costs
€155k▲
2023 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€884k€1.01M▲
Fixed assets21/28€311k€329k▲
Tangible fixed assets22/27€301k€319k▲
Furniture and vehicles24€171k€209k▲
Leasing and similar rights25€130k€110k▼
Financial fixed assets28€10k€10k=
Current assets29/58€573k€682k▲
Amounts receivable within one year40/41€493k€507k▲
Trade receivables40€168k€177k▲
Other amounts receivable41€325k€330k▲
Cash at bank and in hand54/58€72k€172k▲
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€884k€1.01M▲
Equity10/15€313k€318k▲
Contributions10/11€221k€221k=
Capital10€221k€221k=
Issued capital100€221k€221k=
Reserves13€59k€63k▲
Non-distributable reserves130/1€22k€22k=
Legal reserve130€22k€22k=
Distributable reserves133€37k€41k▲
Profit (loss) carried forward14€34k€34k=
Amounts payable17/49€570k€693k▲
Amounts payable after more than one year17€66k€56k▼
Financial debts170/4€66k€56k▼
Amounts payable within one year42/48€505k€635k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€121k€559k▲
Suppliers440/4€121k€559k▲
Advances received on contracts in progress46€317k€12k▼
Taxes, remuneration and social security45€33k€30k▼
Taxes450/3€13k€26k▲
Remuneration and social security454/9€20k€5k▼
Other amounts payable47/48€24k€24k=
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Turnover70€696k€699k▲
Goods, raw materials, services and sundry goods60/61€421k€466k▲
Remuneration, social security and pensions62€151k€155k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€75k▲
Other operating charges640/8€13k€29k▲
Gross operating margin9900€275k€279k▲
Operating profit (loss)9901€43k€19k▼
Financial income75/76B-€198
Recurring financial income75-€198
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€39k€17k▼
Income taxes67/77€19k€12k▼
Profit (loss) for the period9904€20k€4k▼
Profit (loss) for the period to be appropriated9905€20k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€38k▼
Profit (loss) brought forward from the previous period14P€34k€34k=
Transfer to equity691/2€5k€4k▼
To other reserves6921€5k€4k▼
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
Social balance
Average headcount (FTE)90872.02.6▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €4k ▼77.9%
Net result drops to €4k, the lowest in the series.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 68 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €25k ▲11.1%
Net result €25k, the highest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 86 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quartier du Tram 511460 IttreGround area
1,501 m²
Building footprint
144 m²
Parcel 25108B0095/00L002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Quartier du Tram 51, 1460 Ittre
since 19952.074.470.110
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25108B0095/00L002 | Wallonia | 1,501 m² | 1 · 143 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROCOCON
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ALEX DECRAEMER
BE 0810.982.653
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VDM CONSULTANCY SERVICES
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KENNETH BERARD
BE 0878.893.640
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Tech IP Consulting
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-11-1994
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.