Equity
€200,879 from €1.4m in 2016
Equity fell by 85% in 9 years.
SOGENAM
Lifetime
20 annual accounts with figures on one time axis, 40 filings since 1986peak €1.6m (2025)
€1.6m▲ 2.0%
peak €597,035 (2025)
€597,035▲ 3.4%
peak €1.4m (2016)
€200,879▼ 53.6%
€1.7m▲ 48.9%
peak 12.9 FTE (2014)
12.2 FTE▲ 4.3%
Board12 names since 2016
4 directorsCCGE and 3 others
Owners5 names in the annual accounts
100%Groupe SOGENAM
Documentsfilings and deeds
06-07-202625 days before the deadline
2025financial year
Merger proposal: SOGENAM takes over FIDUFAMENNE 08-103 directors appointed 18-03Dividend €450,000Equity from €432,844 to €200,879Debts from €1.1m to €1.7mCash from €608,402 to €1.3m
Key points
from the 2025 annual accountsDebts
€1.7m 89% of the balance sheet
Suppliers 31%Taxes and wages 4%Other 65%
Investments
€44,123 1.6 × depreciation
Green is investment, beige is depreciation.
Staff
13 employees on 31-12-2025
In 2025, 9 people joined and 7 left.
Filings
40 annual accounts since 1986
Seven of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
Restructuring
2026
Merger with FIDUFAMENNE. Merger on 04-08-2026.
Checked score
92
Excellent
Financially stronger than 38% of small companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,479 companies (NACE 69, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €200,879 (10.6% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 1.08, cash €1.3m
Profit of €597,035 (financial year 2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 19% of them on solvency, 36% on liquidity, 94% on profitability and 3% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,613 companies had the same profile as SOGENAM has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SOGENAM itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for SOGENAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.34 in 2024), below the usual 1.5. Short-term debt is 89.4% and cash 69.4% of total assets. 89.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
27 days early
2023
27 days early
2022
30 days late
2021
30 days late
2020
18 days late
2019
4 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (5 of the last 5 accounts filed within 55 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CABINET DE CONSEIL ET GESTION D'ENTREPRISES 100%equity €5.8m (2024) · 2023 annual accounts of CABINET DE CONSEIL ET GESTION D'ENTREPRISES
- Groupe SOGENAM 100%equity €1.2m (2025) · deed of 27-05-2026
Recent changes
Merger: SOGENAM takes over FIDUFAMENNE
Permanent representative: LORFEVRE Stéphanie · GROUPE SOGENAM holds all the shares · General meeting of 06-07-2026 · Gazette deed
New establishment in Marche-en-Famenne
SOGNAM, Aye, Rue de l'Innovation 8
Merger proposal: SOGENAM takes over FIDUFAMENNE
GROUPE SOGENAM holds all the shares · Gazette deed
Capital decrease to €61,531.32
Capital from €371,400 to €61,531.32 · Founder: Maurice GROSFILS (notaire instrumentant) · General meeting of 24-12-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOGENAM Namur | €1.9m | €1.6m | 10.6% | 12.2 |
| SOCOFINAM Namur | €1.9m | €1.3m | 1.0% | 13.5 |
| Accountants Tielt Tielt | €1.8m | €1.5m | 57.9% | 12.1 |
| FIDUCIAIRE HUPPERETZ & CIE Malmedy | €2.0m | €1.5m | 38.1% | 13.6 |
| THG NAMUR Namur | €1.6m | €1.2m | 47.7% | 13.9 |
| BOEKHOUDKANTOOR MARIEN Lier | €1.6m | €1.4m | 65.4% | 11.9 |
| PME-CONSEILS Uccle | €1.4m | €1.7m | 36.6% | 11.5 |
These companies have the same main activity as SOGENAM: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1.4m and €2m, founded between 1977 and 1993.
Official details
Source: KBO- Status
- Active since 21-05-1986Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201and 2 others
- Joint committee
- 336Liberal professions · annual accounts 2025
- Establishment units
- 2.037.200.8295000 Namur, since 04-06-1986
- 2.232.493.9961140 Evere, since 01-03-2010and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 21-05-2025
Annual accounts 2025
- ≈ €2.7mestimated
- €1.9m▲ 20.6%
- Employeeson 31-12-2025
- 13▲ 18.2%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on SOGENAM
SOGENAM has existed since 1986. The gross margin grew from €493,378 in 2006 to €1.6m in 2025.
The gross margin has grown every year since 2022. Solvency fell in 2025 from 27.6% to 10.6% because of the dividend and higher debts to suppliers.
CABINET DE CONSEIL ET GESTION D'ENTREPRISES holds all the shares. In March 2025, the Official Gazette published the appointment of Emmanuel DEFLANDRE as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOGENAM
- What is the company number of SOGENAM?
- The company number of SOGENAM is 0428.914.303. The VAT number is the same number with BE in front: BE 0428.914.303.
- Where is SOGENAM based?
- The registered office is at Route de Hannut 54, 5004 Namur.Company details
- What does SOGENAM do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of SOGENAM?
- SOGENAM is a public limited company (NV).
- When was SOGENAM founded?
- SOGENAM was founded on 21-05-1986.
- Is SOGENAM still active?
- Yes, SOGENAM is an active enterprise in the KBO register.
- How many employees does SOGENAM have?
- SOGENAM had an average of 12.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SOGENAM fall under?
- In its 2025 annual accounts, SOGENAM states joint committee 336 (Liberal professions).
- What is the turnover of SOGENAM?
- The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €1.6m and 1,585 comparable companies of the same size. It probably lies between €1.8m and €4.5m. It is a rough estimate.
- Is SOGENAM profitable?
- In financial year 2025, SOGENAM made a profit of €597,035.
- Where can I find the annual accounts of SOGENAM?
- SOGENAM filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SOGENAM due?
- SOGENAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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