SOGENAM
ActiveSummary
SOGENAM has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200,879 and a net result of €597,035. Equity is shrinking by ~28% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 29% of 1009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency36▼-17
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.34 in 2024; short-term debt: 89.4% and cash: 69.4% of total assets), and 89.4% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.6%
Return on assets
31.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
27 d early
2023
27 d early
2022
30 d late
2021
30 d late
2020
18 d late
2019
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 55 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€597,035▲ 3.4%
2024 · €577,253
Working capital
€142,594▼ 63.5%
2024 · €391,094
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€339,309▼ 39.5%€405,115▲ 19.4%€467,884▲ 15.5%€788,406▲ 68.5%€800,904▲ 1.6%
Net result€504,038above the sector's middle half▲ 22.8%€434,685above the sector's middle half▼ 13.8%€389,221above the sector's middle half▼ 10.5%€577,253above the sector's middle half▲ 48.3%€597,035above the sector's middle half▲ 3.4%
Equity€490,256within the sector's middle half▼ 58.2%€491,015within the sector's middle half▲ 0.2%€425,591within the sector's middle half▼ 13.3%€432,844within the sector's middle half▲ 1.7%€200,879within the sector's middle half▼ 53.6%
Total assets€1.7mwithin the sector's middle half▼ 19.2%€1.8mwithin the sector's middle half▲ 6.6%€1.7mwithin the sector's middle half▼ 3.7%€1.6mwithin the sector's middle half▼ 8.9%€1.9mwithin the sector's middle half▲ 20.6%
Debt€1.2m▲ 31.2%€1.3m▲ 9.2%€1.3m▼ 0.1%€1.1m▼ 12.4%€1.7m▲ 48.9%
Working capital-€123,278below the sector's middle half-€119,532below the sector's middle half▲ 3.0%-€239,255below the sector's middle half▼ 100%€391,094above the sector's middle half€142,594within the sector's middle half▼ 63.5%
Solvency29.2%within the sector's middle half▼ 27.2pp27.4%within the sector's middle half▼ 1.8pp24.7%within the sector's middle half▼ 2.7pp27.6%within the sector's middle half▲ 2.9pp10.6%within the sector's middle half▼ 17.0pp
Current ratio0.90below the sector's middle half▼ 0.490.91below the sector's middle half▲ 0.010.82below the sector's middle half▼ 0.091.34within the sector's middle half▲ 0.531.08within the sector's middle half▼ 0.26
Return on assets (ROA)30.0%above the sector's middle half▲ 10.3pp24.3%above the sector's middle half▼ 5.7pp22.6%above the sector's middle half▼ 1.7pp36.8%above the sector's middle half▲ 14.2pp31.5%above the sector's middle half▼ 5.2pp
Staff (FTE)9.5above the sector's middle half▼ 10.4%8.9within the sector's middle half▼ 6.3%8.7within the sector's middle half▼ 2.2%11.7above the sector's middle half▲ 34.5%12.2above the sector's middle half▲ 4.3%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€58,284 ▲ 39.6%
Current assets
€1.8m ▲ 20.1%
Equity and liabilities €1.9m
Equity
€200,879 ▼ 53.6%
Debt
€1.7m ▲ 48.9%
Debt's share of the balance-sheet total rises from 72.4% to 89.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€828,493▲
2024 · €802,175
Cash flow
€624,624▲
2024 · €591,022
Debt to equity
8.42▲
2024 · 2.63
ROE
297.2%▲
2024 · 133.4%
Interest coverage
958.48▼
2024 · 1075.91
Debt ≤ 1 year
€1.7m▲
2024 · €1.1m
Income taxes
€203,005▼
2024 · €210,409
Staff costs
€739,958▲
2024 · €711,312
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,613 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,475 | - | - |
| Remuneration, social security and pensions62 | €440,236 | €457,089 | €544,005 | €711,312 | €739,958 | ▲ 4.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,454 | €2,988 | €6,692 | €13,769 | €27,589 | ▲ 100% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €13,555 | -€25,411 | €3,733 | €6,754 | €3,649 | ▼ 46.0% |
| Other operating charges640/8 | €1,846 | €7,834 | €2,669 | €26,094 | €5,364 | ▼ 79.4% |
| Non-recurring operating charges66A | €89,315 | - | - | - | - | - |
| Gross operating margin9900 | €885,715 | €847,614 | €1.0m | €1.5m | €1.6m | ▲ 2.0% |
| Operating profit (loss)9901 | €339,309 | €405,115 | €467,884 | €788,406 | €800,904 | ▲ 1.6% |
| Financial income75/76B | €289,214 | €153,257 | €52,339 | €1 | - | - |
| Recurring financial income75 | €289,214 | €153,257 | €52,339 | €1 | - | - |
| Financial charges65/66B | €1,058 | €765 | €807 | €746 | €864 | ▲ 15.9% |
| Recurring financial charges65 | €1,058 | €765 | €807 | €746 | €864 | ▲ 15.9% |
| Profit (loss) for the period before taxes9903 | €627,466 | €557,607 | €519,416 | €787,662 | €800,040 | ▲ 1.6% |
| Income taxes67/77 | €123,428 | €122,922 | €130,195 | €210,409 | €203,005 | ▼ 3.5% |
| Profit (loss) for the period9904 | €504,038 | €434,685 | €389,221 | €577,253 | €597,035 | ▲ 3.4% |
| Profit (loss) for the period to be appropriated9905 | €504,038 | €434,685 | €389,221 | €577,253 | €597,035 | ▲ 3.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.8m | €1.7m | €1.6m | €1.9m | ▲ 20.6% |
| Fixed assets21/28 | €613,535 | €610,547 | €665,862 | €41,750 | €58,284 | ▲ 39.6% |
| Intangible fixed assets21 | €5,636 | €3,547 | €1,458 | - | - | - |
| Tangible fixed assets22/27 | €1,874 | €975 | €58,380 | €41,750 | €58,284 | ▲ 39.6% |
| Furniture and vehicles24 | €1,874 | €975 | €58,380 | €41,750 | €58,284 | ▲ 39.6% |
| Financial fixed assets28 | €606,025 | €606,025 | €606,025 | - | - | - |
| Current assets29/58 | €1.1m | €1.2m | €1.1m | €1.5m | €1.8m | ▲ 20.1% |
| Amounts receivable within one year40/41 | €700,409 | €655,874 | €566,248 | €907,545 | €517,124 | ▼ 43.0% |
| Trade receivables40 | €693,167 | €604,662 | €524,806 | €907,545 | €517,124 | ▼ 43.0% |
| Other amounts receivable41 | €7,241 | €51,212 | €41,442 | - | - | - |
| Cash at bank and in hand54/58 | €351,948 | €522,774 | €486,307 | €608,402 | €1.3m | ▲ 116% |
| Deferred charges and accrued income490/1 | €13,406 | €385 | €4,089 | €11,625 | €4,046 | ▼ 65.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.8m | €1.7m | €1.6m | €1.9m | ▲ 20.6% |
| Equity10/15 | €490,256 | €491,015 | €425,591 | €432,844 | €200,879 | ▼ 53.6% |
| Contributions10/11 | €371,549 | €371,549 | €371,549 | €371,549 | €61,531 | ▼ 83.4% |
| Capital10 | €371,400 | €371,400 | €371,400 | €371,400 | €61,531 | ▼ 83.4% |
| Issued capital100 | €371,400 | €371,400 | €371,400 | €371,400 | €61,531 | ▼ 83.4% |
| Outside capital11 | €149 | €149 | €149 | €149 | - | - |
| Share premium1100/10 | €149 | €149 | €149 | €149 | - | - |
| Reserves13 | €106,200 | €106,200 | €37,140 | €37,140 | €37,140 | = |
| Non-distributable reserves130/1 | €37,140 | €37,140 | €37,140 | €37,140 | €37,140 | = |
| Legal reserve130 | €37,140 | €37,140 | €37,140 | €37,140 | €37,140 | = |
| Distributable reserves133 | €69,060 | €69,060 | - | - | - | - |
| Profit (loss) carried forward14 | €12,508 | €13,266 | €16,902 | €24,155 | €102,208 | ▲ 323% |
| Amounts payable17/49 | €1.2m | €1.3m | €1.3m | €1.1m | €1.7m | ▲ 48.9% |
| Amounts payable within one year42/48 | €1.2m | €1.3m | €1.3m | €1.1m | €1.7m | ▲ 48.9% |
| Trade debts44 | €529,371 | €712,797 | €696,109 | €362,025 | €523,195 | ▲ 44.5% |
| Suppliers440/4 | €529,371 | €712,797 | €696,109 | €362,025 | €523,195 | ▲ 44.5% |
| Advances received on contracts in progress46 | €79,553 | €73,993 | €82,686 | €89,449 | - | - |
| Taxes, remuneration and social security45 | €85,187 | €77,849 | €62,459 | €115,005 | €69,528 | ▼ 39.5% |
| Taxes450/3 | €26,913 | €19,008 | €10,195 | €53,353 | - | - |
| Remuneration and social security454/9 | €58,274 | €58,841 | €52,264 | €61,652 | €69,528 | ▲ 12.8% |
| Other amounts payable47/48 | €494,930 | €433,927 | €454,645 | €570,000 | €1.1m | ▲ 92.8% |
| Accrued charges and deferred income492/3 | - | - | €1,016 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €504,038 | €434,685 | €389,221 | €577,253 | €597,035 | ▲ 3.4% |
| + Depreciation and write-downs630 | €1,454 | €2,988 | €6,692 | €13,769 | €27,589 | ▲ 100% |
| Operating cash flow (approximation) | €505,492 | €437,673 | €395,913 | €591,022 | €624,624 | ▲ 5.7% |
| Investment in fixed assets (approximation) | - | €0 | -€62,008 | €610,343 | -€44,123 | ▼ 107% |
| Change in cash | - | €170,826 | -€36,467 | €122,095 | €704,745 | ▲ 477% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Capital & shares · Resignations & appointments · RestructuringPermanent representative: LORFEVRE Stéphanie · Incorporation · Statutes amendment9 facts ▸
State Gazette act
Capital & shares · Resignations & appointments · Restructuring
Permanent representative: LORFEVRE Stéphanie · Incorporation · Statutes amendment9 facts ▸
- General meeting, 06-07-2026
- Incorporation, 21-05-1986
- Statutes amendment
- Other statement, validité de l'assemblée, l'assemblée constate qu'elle est valablement constituée et apte à statuer sur son ordre du jour
- Shareholding, GROUPE SOGENAM
- Permanent representative, LORFEVRE Stéphanie (permanent representative)
- Power of attorney
- Merger, fusion par absorption, unanimité
- Other statement, assemblée générale de l'actionnaire unique, dissolution sans liquidation conditionnée à l'approbation de la fusion
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
27-05
State Gazette act
RestructuringMerger · Shareholding · Capital11 facts ▸
State Gazette act
Restructuring
Merger · Shareholding · Capital11 facts ▸
- Merger, fusion par absorption, fusion entre sociétés-soeurs
- Shareholding, GROUPE SOGENAM
- Shareholding, GROUPE SOGENAM
- Capital, €61.531,32
- Capital, €19.500
- Other statement, justification de l'opération de fusion, contexte économique, juridique et organisationnel
- Other statement, modifications statutaires
- Accounting effect, 01-01-2026
- Other statement, droits spéciaux assurés par la société absorbante
- Other statement, avantages particuliers attribués aux membres des organes de gestion
- Other statement, inscription au registre des personnes morales, Banque-Carrefour des Entreprises
2025
31-12
Financial
Highest result since 2018net €597,035 ▲3.4%
Operating result €800,904, net result €597,035, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 18 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 21 acts read
About the unread acts
Of the 21 Belgian State Gazette acts we know for this company, 2 have been read. The other 19 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
21 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 3 establishment units since 1986
Ground area
1.1 ha
Building footprint
1,864 m²
Volume, LiDAR
19,924 m³
3 parcels, Brussels, Wallonia · tallest building 21.8 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
Route de Hannut 54, 5000 Namur
since 19862.037.200.829
SOGENAM
since 20102.232.493.996
SOGNAM
since 20262.392.658.517
3 parcels
Wallonia
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92021C0158/00R000 | Wallonia | 5,012 m² | 1 · 335 m² | 8.5 m · 2 fl. |
| 21372C0123/00R000 | Brussels | 3,304 m² | 1 · 1,528 m² | 21.8 m · 5 fl. |
| 83002A0932/00Z002 | Wallonia | 3,000 m² | - | - |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Les services juridiques en rapport avec les activités du professionnel; Fournir des conseils, des consultations en matière statistique, économique, financière et administrative…
Full purpose (8 activities)
- Les services juridiques en rapport avec les activités du professionnel
- Fournir des conseils, des consultations en matière statistique, économique, financière et administrative
- Mener toutes sortes d'études et d'activités à cet égard, à l'exception des conseils en investissement et des activités pour lesquelles une reconnaissance supplémentaire est requise et/ou qui sont réservées par la loi à d'autres professions
- Fournir des conseils et une assistance en matière sociale, notamment l'accomplissement des formalités y relatives tel que le calcul des salaires
- Exercer les activités d'ordre juridique et économique compatibles avec la déontologie de la profession
- Exercer l'activité de syndic immobilier
- Exercer la fonction de liquidateur dans d'autres sociétés
- Exercer des mandats d'administrateurs dans d'autres sociétés inscrites au registre public de l'ITAA
Other statement
One provision in the deed
Structure & network
Owners and holdings
2 owners · 1 holdingChain of control
Highest known parent: CABINET DE CONSEIL ET GESTION D'ENTREPRISES, EN ABREGE : C.C.G.E.. The sources do not say who stands above it.
Owners 2
- 100%
- Groupe SOGENAMparent100%
Holdings 1
-
90%
According to the 2023 annual accounts of SOGENAM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTook over:FIDUFAMENNE
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 27-05-2026 ↗
- GROUPE SOGENAM (BE 1019.002.321) all shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 27-05-2026 Capital stated in the act · 61,531.32 EUR · 1,151 shares
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,641. 6,393 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-05-1986
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
68310Real estate agency activities
82100Office administrative and support services
Contact
E-mail
sogenam@sogenam.comNamur
Phone
081.21.56.62Namur
Phone
02/456.02.80Evere
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428914303
Also
9925:BE0428914303
Registered
21-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.