SOFTWARE ENGINEERING & SERVICES
ActiveSummary
SOFTWARE ENGINEERING & SERVICES has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€169,357) and a net result of -€11,798. Equity is shrinking by ~10.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-5
Solvency0=
Growth38=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 298.8% of total assets, and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-198.8%
Return on assets
-13.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€169,357
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
40 d late
2024
43 d late
2023
47 d late
2022
53 d late
2021
145 d late
2020
33 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 36 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€9,172▼ 48.5%
2019 · €17,810
EBIT margin
-251.1%▼ 48.0pp
2019 · -203.1%
Net result
-€11,798▲ 5.7%
2024 · -€12,510
Working capital
-€291,314▼ 128%
2019 · -€127,609
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€12,570▲ 45.4%-€13,747▼ 9.4%-€12,812▲ 6.8%-€12,510▲ 2.4%-€11,798▲ 5.7%
Net result-€12,570▲ 72.3%-€13,747▼ 9.4%-€12,812▲ 6.8%-€12,510▲ 2.4%-€11,798▲ 5.7%
EBIT margin
Equity-€118,489▼ 11.9%-€132,236▼ 11.6%-€145,048▼ 9.7%-€157,559▼ 8.6%-€169,357▼ 7.5%
Total assets€165,352▼ 11.5%€145,309▼ 12.1%€125,267▼ 13.8%€105,224▼ 16.0%€85,181▼ 19.0%
Debt€283,841▼ 3.0%€277,545▼ 2.2%€270,315▼ 2.6%€262,783▼ 2.8%€254,538▼ 3.1%
Working capital
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11,798 in 2025 against €12,510 in 2024; the loss shrinks.
Key figures and ratios
EBITDA
€8,245▲
2024 · €7,532
Cash flow
€8,245▲
2024 · €7,532
Solvency
-198.8%▼
2024 · -149.7%
Debt to equity
-1.50▲
2024 · -1.67
ROA
-13.9%▼
2024 · -11.9%
Debt ≤ 1 year
€254,538▼
2024 · €262,783
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,043 | €20,043 | €20,043 | €20,043 | €20,043 | = |
| Other operating charges640/8 | €1,622 | €1,355 | €1,396 | €1,467 | €1,513 | ▲ 3.2% |
| Gross operating margin9900 | €9,095 | €7,651 | €8,626 | €8,999 | €9,758 | ▲ 8.4% |
| Operating profit (loss)9901 | -€12,570 | -€13,747 | -€12,812 | -€12,510 | -€11,798 | ▲ 5.7% |
| Financial charges65/66B | - | €0 | - | - | - | - |
| Recurring financial charges65 | - | €0 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€12,570 | -€13,747 | -€12,812 | -€12,510 | -€11,798 | ▲ 5.7% |
| Profit (loss) for the period9904 | -€12,570 | -€13,747 | -€12,812 | -€12,510 | -€11,798 | ▲ 5.7% |
| Profit (loss) for the period to be appropriated9905 | -€12,570 | -€13,747 | -€12,812 | -€12,510 | -€11,798 | ▲ 5.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €165,352 | €145,309 | €125,267 | €105,224 | €85,181 | ▼ 19.0% |
| Fixed assets21/28 | €165,352 | €145,309 | €125,267 | €105,224 | €85,181 | ▼ 19.0% |
| Tangible fixed assets22/27 | €165,352 | €145,309 | €125,267 | €105,224 | €85,181 | ▼ 19.0% |
| Other tangible fixed assets26 | €165,352 | €145,309 | €125,267 | €105,224 | €85,181 | ▼ 19.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €165,352 | €145,309 | €125,267 | €105,224 | €85,181 | ▼ 19.0% |
| Equity10/15 | -€118,489 | -€132,236 | -€145,048 | -€157,559 | -€169,357 | ▼ 7.5% |
| Contributions10/11 | €7,437 | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Reserves13 | €2,828 | €2,828 | €2,828 | €2,828 | €2,828 | = |
| Non-distributable reserves130/1 | €2,828 | €2,828 | €2,828 | €2,828 | €2,828 | = |
| Reserves not available under the articles1311 | €2,828 | €2,828 | €2,828 | €2,828 | €2,828 | = |
| Profit (loss) carried forward14 | -€128,754 | -€142,500 | -€155,313 | -€167,823 | -€179,621 | ▼ 7.0% |
| Amounts payable17/49 | €283,841 | €277,545 | €270,315 | €262,783 | €254,538 | ▼ 3.1% |
| Amounts payable within one year42/48 | €283,841 | €277,545 | €270,315 | €262,783 | €254,538 | ▼ 3.1% |
| Trade debts44 | - | €1,815 | €1,038 | - | - | - |
| Suppliers440/4 | - | €1,815 | €1,038 | - | - | - |
| Other amounts payable47/48 | €283,841 | €275,730 | €269,277 | €262,783 | €254,538 | ▼ 3.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,570 | -€13,747 | -€12,812 | -€12,510 | -€11,798 | ▲ 5.7% |
| + Depreciation and write-downs630 | €20,043 | €20,043 | €20,043 | €20,043 | €20,043 | = |
| Operating cash flow (approximation) | €7,473 | €6,296 | €7,230 | €7,532 | €8,245 | ▲ 9.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 145 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet -€45,366
Net result drops to -€45,366, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 1998
Ground area
656 m²
Building footprint
113 m²
Volume, LiDAR
647 m³
Parcel 23018A0007/00C000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broekstraat 91, 1982 Zemst
since 19982.089.656.647
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018A0007/00C000 | Flanders | 656 m² | 1 · 113 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-11-1998
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.