Softskill
ActiveSummary
Softskill has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,674 and a net result of -€2,026. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 90% of 556 sector peers (NACE 79, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Equity
- €34,674
- Loss
- -€2,026
Why 84raises riskFounded in 2022Size: total assets €42,058lowers riskLiquidity: current ratio 5.65, cash €11,319Equity €34,674 (82.4% of total assets)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro): better than 93% on solvency, 76% on liquidity, 17% on profitability and 29% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 4 accounts on average 138 days before the deadline; the sector median (NACE 79) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€2,026
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2022 to 2025, 4 financial years
The operating result turns negative in 2025: a loss of €4,265 after €10,775 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 79, Travel agency, tour operator and other reservation service and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,145 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,145 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €101 | €315 | ▲ 211% |
| Other operating charges640/8 | €349 | €390 | €1,237 | €782 | ▼ 36.8% |
| Gross operating margin9900 | €15,454 | €26,036 | €12,114 | -€3,168 | - |
| Operating profit (loss)9901 | €15,106 | €25,646 | €10,775 | -€4,265 | - |
| Financial income75/76B | - | €146 | €0 | €2,801 | ▲ 280,106× |
| Recurring financial income75 | - | €146 | €0 | €2,801 | ▲ 280,106× |
| Financial charges65/66B | €158 | €139 | €1,299 | €430 | ▼ 66.9% |
| Recurring financial charges65 | €158 | €139 | €1,299 | €430 | ▼ 66.9% |
| Profit (loss) for the period before taxes9903 | €14,948 | €25,652 | €9,477 | -€1,894 | - |
| Income taxes67/77 | €3,261 | €5,825 | €2,625 | €132 | ▼ 95.0% |
| Profit (loss) for the period9904 | €11,687 | €19,828 | €6,851 | -€2,026 | - |
| Profit (loss) for the period to be appropriated9905 | €11,687 | €19,828 | €6,851 | -€2,026 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €24,693 | €44,631 | €47,500 | €42,058 | ▼ 11.5% |
| Fixed assets21/28 | - | - | €642 | €327 | ▼ 49.1% |
| Tangible fixed assets22/27 | - | - | €642 | €327 | ▼ 49.1% |
| Furniture and vehicles24 | - | - | €642 | €327 | ▼ 49.1% |
| Current assets29/58 | €24,693 | €44,631 | €46,858 | €41,731 | ▼ 10.9% |
| Stocks and contracts in progress3 | - | - | €2,288 | €3,964 | ▲ 73.3% |
| Stocks30/36 | - | - | €2,288 | €3,964 | ▲ 73.3% |
| Amounts receivable within one year40/41 | €10,154 | €15,911 | €17,386 | €23,193 | ▲ 33.4% |
| Trade receivables40 | €7,686 | €13,657 | €7,959 | €11,405 | ▲ 43.3% |
| Other amounts receivable41 | €2,469 | €2,254 | €9,427 | €11,788 | ▲ 25.0% |
| Current investments50/53 | - | - | €6,250 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €14,538 | €23,549 | €17,043 | €11,319 | ▼ 33.6% |
| Deferred charges and accrued income490/1 | €0 | €5,171 | €3,892 | €3,256 | ▼ 16.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €24,693 | €44,631 | €47,500 | €42,058 | ▼ 11.5% |
| Equity10/15 | €11,687 | €30,681 | €36,700 | €34,674 | ▼ 5.5% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €6,687 | €25,681 | €31,700 | €29,674 | ▼ 6.4% |
| Distributable reserves133 | €6,687 | €25,681 | €31,700 | €29,674 | ▼ 6.4% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €13,006 | €13,950 | €10,801 | €7,384 | ▼ 31.6% |
| Amounts payable within one year42/48 | €13,006 | €13,950 | €10,801 | €7,384 | ▼ 31.6% |
| Current portion of amounts payable after more than one year42 | - | €1,013 | €1,589 | €1,694 | ▲ 6.6% |
| Trade debts44 | €1,018 | €519 | €1,750 | €1,136 | ▼ 35.1% |
| Suppliers440/4 | €1,018 | €519 | €1,750 | €1,136 | ▼ 35.1% |
| Taxes, remuneration and social security45 | €6,988 | €11,585 | €6,629 | €4,554 | ▼ 31.3% |
| Taxes450/3 | €6,988 | €11,585 | €6,629 | €4,554 | ▼ 31.3% |
| Other amounts payable47/48 | €5,000 | €833 | €833 | €0 | ▼ 100% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,687 | €19,828 | €6,851 | -€2,026 | - |
| + Depreciation and write-downs630 | - | - | €101 | €315 | ▲ 211% |
| Operating cash flow (approximation) | €11,687 | €19,828 | €6,953 | -€1,710 | - |
| Investment in fixed assets (approximation) | - | - | - | €0 | - |
| Change in cash | - | €9,010 | -€6,506 | -€5,724 | ▲ 12.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (4)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 17-03-2026 | 2026-00055246 |
| 31-12-2024 | micro format | 17-03-2025 | 2025-00048750 |
| 31-12-2023 | micro format | 11-03-2024 | 2024-00041300 |
| 31-12-2022 | micro format | 16-03-2023 | 2023-00040152 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2024 · 1 entry · €195 awarded · €195 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| PINTELON Murielle Maryse |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
05-07
Gazette deed
IncorporationAppointment: PINTELON Murielle Maryse (director) · Founder · Founding capital6 facts ▸
- Incorporation, 30-06-2022
- Founder, PINTELON Murielle Maryse
- Founding capital, €5,000
- Registered office clause, “Vlaams Gewest, 2800 Mechelen,Hogeweg 171” (deed in Dutch)
- Director appointment, PINTELON Murielle Maryse (director (not named in the articles))
- Pre-incorporation commitments, “overname en bekrachtiging, alle in naam van in oprichting zijnde vennootschap aangegane verbintenissen inclusief in akte” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12404G0569/00B000 | Flanders | 869 m² | 1 · 144 m² | 8.3 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Diverse administratieve activiteiten ten behoeve van kantoren; Alle mogelijke advies- en dienstenfuncties op het gebied van bedrijfsbeheer…” (deed in Dutch)
16 activities (deed in Dutch)
- Diverse administratieve activiteiten ten behoeve van kantoren;
- Alle mogelijke advies- en dienstenfuncties op het gebied van bedrijfsbeheer en op het gebied van bedrijfsvoering;
- Consultancy, opleiding, technische expertise en bijstand op voornoemde gebieden;
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven die op die domeinen actief zijn, de vertegenwoordiging en het optreden als commercieel tussenpersoon.
- Detailhandel via internet;
- De aankoop, de verkoop, de import, de export, de commercialisatie, de distributie, de bemiddeling, de algemene vertegenwoordiging van alle elektrische en elektronische materialen, producten, toestellen, toebehoren en installaties, alsmede de onderdelen die er betrekking op hebben;
- De plaatsing, het onderhoud, de herstelling van alle elektrische en elektronische producten, toestellen en installaties.
- De organisatie en de verkoop van individuele en/of groepsreizen en uitstappen;
- De verkoop, in hoedanigheid van tussenpersoon, van reizen en uitstappen georganiseerd door derden;
- De verkoop, in hoedanigheid van tussenpersoon, van tickets voor alle transportmiddelen;
- De verstrekking van diensten in het buitenland met betrekking tot de voornoemde activiteiten;
- Handel in alle reisartikelen en toeristische producten;
- Alle activiteiten die rechtstreeks of onrechtstreeks verband houden met een reisagentschap;
- Coaching;
- Organiseren en uitbaten van evenementen en dit in de ruimste zin van het woord;
- De uitbating, het beheer en de inrichting van drankgelegenheden, verbruikssalons, cafés, tavernes, clubs, bars, tearooms, restaurants, hotels, traiteurdiensten, alsook het inrichten van banketten, feestelijkheden en de verhuring van feestzalen en vergaderruimtes, de bereiding en de handel, import en export van alle mogelijke koude en warme gerechten, dranken, gebak en confiserie, vlees- en viswaren, ijs en rookwaren en alle aanverwante artikelen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Softskill
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “BESTUURSBEVOEGDHEID De enige bestuurder of elke bestuurder afzonderlijk zo er meerdere bestuurders zijn, is bevoegd om alle handelingen te…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Bepaalde of onbepaalde termijn, bij gebrek bepaling onbepaalde duur, algemene vergadering kan bij gewone meerderheid mandaat al dan…” (deed in Dutch)“Tenzij anders in benoemingsbesluit, algemene vergadering te allen tijde zonder opgave redenen met onmiddellijke ingang, algemene vergadering…” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “100, gelijke rechten, inclusief stemrecht” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “ALGEMENE vergadering De gewone algemene vergadering, ook jaarvergadering genoemd, heeft elk jaar plaats op de eerste dag van de maand maart…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering, vormvereisten Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Algemene vergadering, liquidatiesaldo onder aandeelhouders na betaling of consignatie” (deed in Dutch)