SOFTERS
ActiveSummary
SOFTERS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €58k. Equity is shrinking by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency47▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.29 in 2024; short-term debt: 78% and cash: 87% of total assets), and 78% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22%
Return on assets
62.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
107 d early
2024
6 d early
2023
86 d early
2022
28 d early
2021
136 d late
2020
138 d early
2019
155 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
Total assets
€93k▲ 13.0%
2024 · €82k
Net result
€58k▲ 45.3%
2024 · €40k
Working capital
€19k▲ 5.8%
2024 · €18k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€38k▲ 4.9%€37k▼ 4.3%€48k▲ 31.8%€52k▲ 6.8%€73k▲ 42.6%
Net result€31k▲ 6.0%€31k▼ 0.9%€38k▲ 21.9%€40k▲ 5.3%€58k▲ 45.3%
Equity€98k▲ 44.8%€20k▼ 79.2%€20k=€20k=€20k=
Total assets€107k▲ 58.1%€132k▲ 23.1%€71k▼ 46.4%€82k▲ 16.2%€93k▲ 13.0%
Debt€9k€111k▲ 1,138%€50k▼ 54.9%€62k▲ 22.8%€72k▲ 17.3%
Working capital€98k€20k▼ 79.7%€18k▼ 8.0%€18k▼ 0.7%€19k▲ 5.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€1k ▼ 45.9%
Current assets
€92k ▲ 14.7%
Equity and liabilities €93k
Equity
€20k =
Debt
€72k ▲ 17.3%
Debt's share of the balance-sheet total rises from 75.1% to 78.0%. Debt is higher.
Key figures and ratios
EBITDA
€75k▲
2024 · €52k
Cash flow
€59k▲
2024 · €41k
Current ratio
1.27▼
2024 · 1.29
Debt to equity
3.54▲
2024 · 3.02
ROE
281.7%▲
2024 · 193.9%
ROA
62.1%▲
2024 · 48.3%
Interest coverage
384.85▲
2024 · 306.70
Debt ≤ 1 year
€72k▲
2024 · €62k
Income taxes
€16k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €10 | €298 | €957 | €1k | ▲ 9.5% |
| Other operating charges640/8 | - | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €38k | €37k | €49k | €53k | €75k | ▲ 41.7% |
| Operating profit (loss)9901 | €38k | €37k | €48k | €52k | €73k | ▲ 42.6% |
| Financial income75/76B | €690 | €2k | - | - | - | - |
| Recurring financial income75 | €690 | €2k | - | - | - | - |
| Financial charges65/66B | €160 | €172 | €155 | €171 | €194 | ▲ 13.2% |
| Recurring financial charges65 | €160 | €172 | €155 | €171 | €194 | ▲ 13.2% |
| Profit (loss) for the period before taxes9903 | €39k | €39k | €48k | €51k | €73k | ▲ 42.7% |
| Income taxes67/77 | €8k | €8k | €10k | €12k | €16k | ▲ 34.1% |
| Profit (loss) for the period9904 | €31k | €31k | €38k | €40k | €58k | ▲ 45.3% |
| Profit (loss) for the period to be appropriated9905 | €31k | €31k | €38k | €40k | €58k | ▲ 45.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €107k | €132k | €71k | €82k | €93k | ▲ 13.0% |
| Fixed assets21/28 | - | €565 | €2k | €2k | €1k | ▼ 45.9% |
| Tangible fixed assets22/27 | - | €565 | €2k | €2k | €1k | ▼ 45.9% |
| Furniture and vehicles24 | - | €565 | €2k | €2k | €1k | ▼ 45.9% |
| Current assets29/58 | €107k | €131k | €69k | €80k | €92k | ▲ 14.7% |
| Amounts receivable after more than one year29 | €33k | €33k | - | - | - | - |
| Other amounts receivable291 | €33k | €33k | - | - | - | - |
| Amounts receivable within one year40/41 | €2k | €17k | €877 | €204 | €2k | ▲ 719% |
| Trade receivables40 | - | €8k | - | - | €1k | - |
| Other amounts receivable41 | €2k | €9k | €877 | €204 | €242 | ▲ 18.7% |
| Cash at bank and in hand54/58 | €72k | €81k | €68k | €79k | €81k | ▲ 2.2% |
| Deferred charges and accrued income490/1 | €11 | €23 | - | €595 | €9k | ▲ 1,435% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €107k | €132k | €71k | €82k | €93k | ▲ 13.0% |
| Equity10/15 | €98k | €20k | €20k | €20k | €20k | = |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | - | €19k | €19k | €19k | €19k | = |
| Other1109/19 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | - | - |
| Distributable reserves133 | - | - | - | - | €2k | - |
| Profit (loss) carried forward14 | €78k | - | - | - | - | - |
| Amounts payable17/49 | €9k | €111k | €50k | €62k | €72k | ▲ 17.3% |
| Amounts payable within one year42/48 | €9k | €111k | €50k | €62k | €72k | ▲ 17.3% |
| Trade debts44 | - | €619 | €849 | €19 | €1k | ▲ 6,324% |
| Suppliers440/4 | - | €619 | €849 | €19 | €1k | ▲ 6,324% |
| Taxes, remuneration and social security45 | €8k | €19k | €13k | €14k | €8k | ▼ 41.8% |
| Taxes450/3 | €8k | €19k | €13k | €14k | €8k | ▼ 41.8% |
| Remuneration and social security454/9 | €450 | - | - | - | - | - |
| Other amounts payable47/48 | €800 | €92k | €37k | €47k | €63k | ▲ 32.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31k | €31k | €38k | €40k | €58k | ▲ 45.3% |
| + Depreciation and write-downs630 | - | €10 | €298 | €957 | €1k | ▲ 9.5% |
| Operating cash flow (approximation) | €31k | €31k | €38k | €41k | €59k | ▲ 44.4% |
| Investment in fixed assets (approximation) | - | - | €-2k | €-1k | €0 | ▲ 100% |
| Change in cash | - | €9k | €-14k | €11k | €2k | ▼ 85.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €58k ▲45.3%
Operating result €73k, net result €58k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 136 days late
2021
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2019
Ground area
1.3 ha
Building footprint
501 m²
Volume, LiDAR
6,059 m³
Parcel 21018A0119/00W003, Brussels · tallest building 17.9 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SOFTERS
since 20192.283.498.576
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0119/00W003 | Brussels | 1.3 ha | 1 · 501 m² | 17.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 13,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63910Web portal activities
85592Vocational training
Scores and ratios are computed by Checked and are not a credit decision.