Equity
Softdriven paid out €833 in dividends. That is 3% of the 2025 profit.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 81% on liquidity, 82% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as Softdriven has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Softdriven itself is lower: < 0.1% within 12 months. It rests on far more data about Softdriven than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Softdriven. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 4.53 (1.84 in 2024), above the usual 1.5. Short-term debt is 21.5% and cash 64.8% of total assets. 21.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 47 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Softdriven Mont-de-l'Enclus | €48,153 | €36,555 | 78.1% | - |
| Business & Personal Computing Braine-le-Comte | €52,383 | €32,461 | 82.5% | - |
| IT-Unity Consulting Flobecq | €56,149 | €39,242 | 57.8% | - |
| LBC Solutions Kortrijk | €48,159 | €33,656 | 44.6% | - |
| Belga Analytics Meise | €50,762 | €36,425 | 54.2% | - |
| XECUTE IT CONSULTING Wavre | €44,560 | €37,755 | 57.1% | - |
| HR Connection Oosterzele | €50,510 | €34,148 | 87.9% | - |
These companies have the same main activity as Softdriven: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €44,600 and €56,100, founded between 2023 and 2024.
Softdriven has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,623 and a net result of €24,429.
Its solvency ranks better than 72% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €100,000 and €170,000.
Higher than 72% of 21,208 companies in 2025.
Higher than 72% of 20,571 companies in 2025.
Higher than 86% of 20,746 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
48,153 | 29,330 | |
21/28 |
1,206 | 1,577 | |
22/27 |
1,206 | 1,577 | |
26 |
1,206 | 1,577 | |
29/58 |
46,947 | 27,753 | |
40/41 |
13,862 | 1,192 | |
40 |
12,850 | - | |
41 |
1,012 | 1,192 | |
54/58 |
31,196 | 24,677 | |
490/1 |
1,890 | 1,884 | |
| Balance sheet: equity and liabilities | |||
10/49 |
48,153 | 29,330 | |
10/15 |
37,623 | 14,027 | |
10/11 |
2,000 | 2,000 | |
13 |
35,623 | 12,027 | |
133 |
35,623 | 12,027 | |
14 |
0 | 0 | |
17/49 |
10,530 | 15,302 | |
42/48 |
10,372 | 15,108 | |
44 |
1,525 | 2,043 | |
440/4 |
1,525 | 2,043 | |
45 |
6,491 | 9,567 | |
450/3 |
6,491 | 9,567 | |
47/48 |
2,355 | 3,498 | |
492/3 |
158 | 195 | |
| Income statement | |||
9900 |
36,555 | 23,020 | |
630 |
371 | 279 | |
640/8 |
1,536 | 2,786 | |
9901 |
34,648 | 19,955 | |
75/76B |
2 | - | |
75 |
2 | - | |
65/66B |
2,045 | 2,783 | |
65 |
2,045 | 2,783 | |
9903 |
32,605 | 17,173 | |
67/77 |
8,176 | 4,312 | |
9904 |
24,429 | 12,860 | |
9905 |
24,429 | 12,860 | |
| Appropriation of the result | |||
9906 |
24,429 | 12,860 | |
691/2 |
23,596 | 12,027 | |
6921 |
23,596 | 12,027 | |
694/7 |
833 | 833 | |
694 |
833 | 833 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 26-05-2026.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 35,019 | 20,234 | ||
| 24,800 | 13,139 | ||
| 0 | 1,855 | ||
| 6,519 | - | ||
| 36,575 | 12,645 | ||
| 78.1% | 47.8% | ||
| 4.53 | 1.84 | ||
| 0.28 | 1.09 | ||
| 64.9% | 91.7% | ||
| 50.7% | 43.8% | ||
| 17.12 | 7.27 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €1,855 |
| €371 | €279 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 74% higher than in 2024.
Debt's share of the balance-sheet total falls from 52.2% to 21.9%. Equity is higher and debt is lower.
Softdriven has no parent and no holdings in its annual accounts. PILLE Brandon Boris Mario Jacques is the only director. Softdriven shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 15 January 2024, Softdriven was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 PILLE Brandon Boris Mario Jacques has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Enclus du haut 1A registered office 7750 Mont-de-l'Enclus | 15-01-2024 | 2.354.683.116 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57061B0338/00B003 | 1,649 m² | 1 · 133 m² | 9.4 m · 2 |
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