Equity
€93,585 ▲ 70.3%
SOFT4SMILE has made a profit in every financial year since 2016.
SOFT4SMILE
Lifetime
10 annual accounts with figures on one time axispeak €130,129 (2021)
€101,474▲ 233%
peak €82,254 (2021)
€71,620▲ 440%
peak €132,778 (2021)
€93,585▲ 70.3%
€18,339▼ 79.0%
peak 0.1 FTE (2017)
-not published
Board1 name since 2015
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €30,478 to €101,474Result from €13,268 to €71,620Equity from €54,965 to €93,585Debts from €87,296 to €18,339Cash from €64,870 to €91,247
Key points
from the 2025 annual accountsResult
€71,620 ▲ 440%
The result rose in 2025 from €13,268 to €71,620.
Turnover
≈ €230,000 estimated
The accounts state no turnover.
Investments
€40,064 13.6 × depreciation
Green is investment, beige is depreciation.
Filings
10 annual accounts 9 late
The 2019 accounts came latest: 38 days after the end of the period.
Position in the sector
83.6%
Higher solvency than 84% of companies in computer programming and consultancy. Sector median 46.4% · 3,406 companies.
Checked score
98
Excellent
Financially stronger than 85% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025highest value
10-2025: 0.2%● unchanged vs 09-2025highest value
11-2025: 0.2%● unchanged vs 10-2025highest value
12-2025: 0.2%● unchanged vs 11-2025highest value
01-2026: < 0.1%▼ -0.2 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Liquidity: current ratio 6.23, cash €91,247
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €93,585 (83.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 87% on liquidity, 82% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as SOFT4SMILE has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SOFT4SMILE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for SOFT4SMILE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.23 (5.73 in 2024), above the usual 1.5. Short-term debt is 16% and cash 81.5% of total assets. 16.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €93,585
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
27 days late
2022
4 days early
2021
30 days late
2020
19 days late
2019
38 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0643938458
Company renamed from ACCOUNTING SOFTWARES ADVICE to SOFT4SMILE
Registered office moved to Tilff · New registered office: rue de la Grotte 39, 4130 Tilff · Resignation: CROMMEN, Olivier Jean Marie Guillaume Ghislain (manager) · Gazette deed
Incorporation
published on 10-12-2015 · Gazette deed
First establishment
SOFT4SMILE SRL, Avenue de la Grotte 39, Esneux
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOFT4SMILE Esneux | €111,924 | €101,474 | 83.6% | - |
| BRENNAN CONSULT Overijse | €128,871 | €83,557 | 48.8% | - |
| Elytra Gingelom | €136,550 | €115,561 | 14.6% | - |
| LOGICASH Braine-l'Alleud | €133,648 | €90,730 | -180.2% | - |
| Untyped Merchtem | €143,914 | €84,573 | 80.4% | - |
| DIGIPLUS Kuurne | €126,029 | €109,538 | 81.3% | - |
| VIVERIT Kortrijk | €119,110 | €89,172 | 31.2% | - |
These companies have the same main activity as SOFT4SMILE: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €119,000 and €144,000, founded between 2014 and 2017.
Official details
Source: KBO- Status
- Active since 08-12-2015Normal situation
- Activity
- Other information technology and computer servicesNACE 62900
- Establishment unit
- 2.255.675.9094130 Esneux, since 08-12-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 14-12-2025
Insights on SOFT4SMILE
SOFT4SMILE files the abbreviated format. That format states no turnover. The gross margin fell from €109,549 in 2016 to €101,474 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOFT4SMILE
- What is the company number of SOFT4SMILE?
- The company number of SOFT4SMILE is 0643.938.458. The VAT number is the same number with BE in front: BE 0643.938.458.
- Where is SOFT4SMILE based?
- The registered office is at Avenue de la Grotte 39, 4130 Esneux.Company details
- What does SOFT4SMILE do?
- According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
- What is the legal form of SOFT4SMILE?
- SOFT4SMILE is a private limited company (BV).
- When was SOFT4SMILE founded?
- SOFT4SMILE was founded on 08-12-2015.
- Is SOFT4SMILE still active?
- Yes, SOFT4SMILE is an active enterprise in the KBO register.
- How many employees does SOFT4SMILE have?
- SOFT4SMILE had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of SOFT4SMILE?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €101,474 and 90 comparable companies (NACE 62). It probably lies between €150,000 and €470,000. In financial year 2023 turnover was €133,123.
- Is SOFT4SMILE profitable?
- In financial year 2025, SOFT4SMILE made a profit of €71,620.
- Where can I find the annual accounts of SOFT4SMILE?
- SOFT4SMILE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SOFT4SMILE due?
- SOFT4SMILE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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