Soft Spot
ActiveSummary
Soft Spot has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267,605 and a net result of €32,256. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 12.37 against 12.57 in 2024; short-term debt: 7.6% and cash: 85.8% of total assets), and 7.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.4%
Return on assets
11.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
18 d early
2023
6 d early
2022
12 d early
2021
11 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#4 oldest company in Zandhoven, Telecoms and IT sector
Equity
€267,605▲ 2.4%
2024 · €261,413
Total assets
€289,765▲ 2.5%
2024 · €282,710
Net result
€32,256▼ 32.0%
2024 · €47,454
Working capital
€252,010▲ 2.3%
2024 · €246,378
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€83,361▲ 43.9%€46,167▼ 44.6%€60,817▲ 31.7%€71,824▲ 18.1%€50,621▼ 29.5%
Net result€58,176above the sector's middle half▲ 48.5%€31,363within the sector's middle half▼ 46.1%€42,359within the sector's middle half▲ 35.1%€47,454within the sector's middle half▲ 12.0%€32,256within the sector's middle half▼ 32.0%
Equity€168,717above the sector's middle half▲ 52.6%€200,080above the sector's middle half▲ 18.6%€235,270above the sector's middle half▲ 17.6%€261,413above the sector's middle half▲ 11.1%€267,605above the sector's middle half▲ 2.4%
Total assets€201,273within the sector's middle half▲ 11.8%€215,784within the sector's middle half▲ 7.2%€248,977within the sector's middle half▲ 15.4%€282,710above the sector's middle half▲ 13.5%€289,765above the sector's middle half▲ 2.5%
Debt€32,557▼ 53.1%€15,704▼ 51.8%€13,707▼ 12.7%€21,297▲ 55.4%€22,159▲ 4.0%
Working capital€160,525above the sector's middle half▲ 57.8%€190,959above the sector's middle half▲ 19.0%€215,944above the sector's middle half▲ 13.1%€246,378above the sector's middle half▲ 14.1%€252,010above the sector's middle half▲ 2.3%
Solvency83.8%above the sector's middle half▲ 22.4pp92.7%above the sector's middle half▲ 8.9pp94.5%above the sector's middle half▲ 1.8pp92.5%above the sector's middle half▼ 2.0pp92.4%above the sector's middle half▼ 0.1pp
Current ratio7.11above the sector's middle half▲ 4.2213.16above the sector's middle half▲ 6.0516.75above the sector's middle half▲ 3.5912.57above the sector's middle half▼ 4.1912.37above the sector's middle half▼ 0.20
Return on assets (ROA)28.9%above the sector's middle half▲ 7.1pp14.5%within the sector's middle half▼ 14.4pp17.0%within the sector's middle half▲ 2.5pp16.8%within the sector's middle half▼ 0.2pp11.1%within the sector's middle half▼ 5.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289,765
Fixed assets
€15,595 ▲ 3.7%
Current assets
€274,170 ▲ 2.4%
Equity and liabilities €289,765
Equity
€267,605 ▲ 2.4%
Debt
€22,159 ▲ 4.0%
Debt's share of the balance-sheet total rises from 7.5% to 7.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55,552▼
2024 · €76,115
Cash flow
€37,187▼
2024 · €51,745
Debt to equity
0.08▲
2024 · 0.08
ROE
12.1%▼
2024 · 18.2%
Interest coverage
15.88▼
2024 · 16.99
Debt ≤ 1 year
€22,159▲
2024 · €21,297
Income taxes
€14,867▼
2024 · €19,934
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4,452 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,900 | €9,977 | €4,291 | €4,291 | €4,931 | ▲ 14.9% |
| Other operating charges640/8 | €870 | €862 | €223 | €622 | €649 | ▲ 4.3% |
| Gross operating margin9900 | €98,583 | €57,006 | €65,331 | €76,737 | €56,201 | ▼ 26.8% |
| Operating profit (loss)9901 | €83,361 | €46,167 | €60,817 | €71,824 | €50,621 | ▼ 29.5% |
| Financial income75/76B | €0 | €11 | €11 | €44 | €0 | ▼ 99.3% |
| Recurring financial income75 | €0 | €11 | €11 | €44 | €0 | ▼ 99.3% |
| Financial charges65/66B | €337 | €458 | €2,403 | €4,479 | €3,498 | ▼ 21.9% |
| Recurring financial charges65 | €337 | €458 | €2,403 | €4,479 | €3,498 | ▼ 21.9% |
| Profit (loss) for the period before taxes9903 | €83,025 | €45,720 | €58,426 | €67,388 | €47,123 | ▼ 30.1% |
| Income taxes67/77 | €24,848 | €14,356 | €16,067 | €19,934 | €14,867 | ▼ 25.4% |
| Profit (loss) for the period9904 | €58,176 | €31,363 | €42,359 | €47,454 | €32,256 | ▼ 32.0% |
| Profit (loss) for the period to be appropriated9905 | €58,176 | €31,363 | €42,359 | €47,454 | €32,256 | ▼ 32.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €201,273 | €215,784 | €248,977 | €282,710 | €289,765 | ▲ 2.5% |
| Fixed assets21/28 | €14,457 | €9,121 | €19,326 | €15,035 | €15,595 | ▲ 3.7% |
| Tangible fixed assets22/27 | €14,457 | €9,121 | €19,326 | €15,035 | €15,595 | ▲ 3.7% |
| Plant, machinery and equipment23 | €3,840 | €7,424 | €5,515 | €3,607 | €1,779 | ▼ 50.7% |
| Furniture and vehicles24 | €10,616 | €1,697 | €1,828 | €777 | €3,570 | ▲ 359% |
| Other tangible fixed assets26 | - | - | €11,983 | €10,651 | €10,246 | ▼ 3.8% |
| Current assets29/58 | €186,817 | €206,663 | €229,651 | €267,675 | €274,170 | ▲ 2.4% |
| Amounts receivable within one year40/41 | €23,605 | €17,019 | €19,713 | €17,630 | €25,680 | ▲ 45.7% |
| Trade receivables40 | €23,119 | €16,286 | €19,481 | €17,630 | €21,963 | ▲ 24.6% |
| Other amounts receivable41 | €486 | €734 | €232 | €0 | €3,717 | - |
| Cash at bank and in hand54/58 | €163,212 | €189,644 | €209,938 | €250,045 | €248,490 | ▼ 0.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €201,273 | €215,784 | €248,977 | €282,710 | €289,765 | ▲ 2.5% |
| Equity10/15 | €168,717 | €200,080 | €235,270 | €261,413 | €267,605 | ▲ 2.4% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €156,317 | €187,680 | €222,870 | €249,013 | €255,205 | ▲ 2.5% |
| Non-distributable reserves130/1 | €3,097 | €3,097 | - | - | - | - |
| Reserves not available under the articles1311 | €3,097 | €3,097 | - | - | - | - |
| Distributable reserves133 | €153,220 | €184,583 | €222,870 | €249,013 | €255,205 | ▲ 2.5% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €32,557 | €15,704 | €13,707 | €21,297 | €22,159 | ▲ 4.0% |
| Amounts payable after more than one year17 | €6,264 | - | - | - | - | - |
| Financial debts170/4 | €6,264 | - | - | - | - | - |
| Amounts payable within one year42/48 | €26,292 | €15,704 | €13,707 | €21,297 | €22,159 | ▲ 4.0% |
| Current portion of amounts payable after more than one year42 | €9,286 | €6,264 | - | - | - | - |
| Trade debts44 | €151 | €45 | €669 | €0 | €491 | - |
| Suppliers440/4 | €151 | €45 | €669 | €0 | €491 | - |
| Taxes, remuneration and social security45 | €8,344 | €869 | €2,698 | €11,715 | €15,668 | ▲ 33.7% |
| Taxes450/3 | €8,344 | €869 | €2,698 | €11,715 | €15,668 | ▲ 33.7% |
| Other amounts payable47/48 | €8,512 | €8,527 | €10,340 | €9,582 | €6,000 | ▼ 37.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58,176 | €31,363 | €42,359 | €47,454 | €32,256 | ▼ 32.0% |
| + Depreciation and write-downs630 | €9,900 | €9,977 | €4,291 | €4,291 | €4,931 | ▲ 14.9% |
| Operating cash flow (approximation) | €68,076 | €41,341 | €46,650 | €51,745 | €37,187 | ▼ 28.1% |
| Investment in fixed assets (approximation) | - | -€4,642 | -€14,496 | €0 | -€5,491 | - |
| Change in cash | - | €26,432 | €20,294 | €40,107 | -€1,555 | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €200,080 ▲18.6%
5 profitable years in a row build equity to €200,080.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €58,176 ▲48.5%
Operating result €83,361, net result €58,176, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.11
Current ratio from 2.89 to 7.11; short-term debt falls from €53,882 to €26,292.
31-12
Financial
Equity above €150,000Eq €168,717 ▲52.6%
4 profitable years in a row build equity to €168,717.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100,000Eq €110,541 ▲54.9%
3 profitable years in a row build equity to €110,541.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2000
Ground area
1,301 m²
Building footprint
174 m²
Volume, LiDAR
1,233 m³
Parcel 11034B0360/00F000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grensstraat 31, 2243 Zandhoven
since 20002.115.666.604
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034B0360/00F000 | Flanders | 1,301 m² | 1 · 174 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 14,044 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-09-1999
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466898018
Also
9925:BE0466898018
Registered
07-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.