Financials
- Fiscal year
- 2025
- Total assets
- €682
- Loss
- -€2,015
- Solvency
- -3547.5%
Total assets▼ 39.1%
Net result
20192025
SOFT & Partners
ActiveSummary
SOFT & Partners has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,194) and a net result of -€2,015. Equity is shrinking by ~20.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Overview
What they do
Activity not known1 site
How big
€682total assets 2025
- Equity
- -€24,194
- Loss
- -€2,015
Who decides
Accounts on time0 of 6 deeds read
Why 54Capped at 59: negative equity- Negative equity -€24,194- Loss of €2,015, the second in a row (FY 2025)+ Size: total assets €682+ Liquidity: cash €682Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 32% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -3547.5% of total assets
Liquidity
100+57
cash 100.0%
Profitability
0=
return on assets -295.5%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.8%highest value
09-2026: 0.8%● 0.0% vs 08-2026highest value
10-2026: 0.8%▼ -1.8% vs 09-2026lowest value
- Size: total assets €682 lowers the probability for this profile
- Negative equity -€24,194 raises the probability
- Loss of €2,015, the second in a row (FY 2025) raises the probability
- Liquidity: cash €682 lowers the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 95%, profitability 4%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€24,194
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
49 d early
2022
21 d late
2021
2 d late
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-01-2027
- 31-01-2026Annual accounts filed
- 31-01-2025Annual accounts filed
- 13-12-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 15-06-2015
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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