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SOFT INTERIEUR

Active
Private limited companyfounded 201511 yrs activeHouthemsesteenweg(KOM) 28, 7780 Comines-Warneton, BelgiumKBO/BCE: BE 0631.958.364
Summary

SOFT INTERIEUR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €204,778 and a net result of €19,711. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Agents in non-specialised wholesale trade
NACE 46190
1 site
How big
€272,483total assets 2025
Equity
€204,778
Profit
€19,711
Financially healthy?
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 44 d early0 of 3 deeds read
Why 96- Size: total assets €272,483+ Liquidity: current ratio 6.77, cash €35,404+ Equity €204,778 (75.2% of total assets)+ Founded in 2015Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Place in the band from the probability alone: no sector peers known
Financial strength · tick = 2024
Strong
Solvency 100+3
equity 75.2% of total assets
Liquidity 64=
short-term debt 14.2% · cash 13.0%
Profitability 78-2
return on assets 7.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,754 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%▲ +15.6% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.2%▲ +1.4% vs 05-2025 07-2025: 0.2%▲ +22.7% vs 06-2025highest value 08-2025: 0.2%▼ -6.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.1%▼ -17.3% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +0.7% vs 02-2026 04-2026: 0.2%▲ +16.7% vs 03-2026 05-2026: 0.2%▼ -7.1% vs 04-2026 06-2026: 0.2%▲ +1.9% vs 05-2026 07-2026: 0.1%▼ -13.2% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▼ -6.5% vs 09-2026
  • Liquidity: current ratio 6.77, cash €35,404 lowers the probability
  • Equity €204,778 (75.2% of total assets) lowers the probability
  • Size: total assets €272,483 raises the probability for this profile
  • Founded in 2015 lowers the probability for this profile
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 6.77 against 6.03 in 2024; short-term debt: 14.2% and cash: 13% of total assets), and 24.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 6.77, cash €35,404
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €204,778 (75.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €272,483
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2015
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
31 d early
2023
30 d early
2022
48 d early
2021
23 d late
2020
13 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €200,000Eq €204,778 ▲10.7%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20256 fiscal years filed €272,483 View
  • Active since 2015founded 11-06-2015 11 years View

By topic

Financials

Fiscal year
2025
Total assets
€272,483
Profit
€19,711
Solvency
75.2%
Total assets▲ 6.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 17-06-2026Annual accounts filed
  2. 31-12-2025Equity above €200,000
  3. 30-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
11-06-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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