SOFT DEV CONSULTING
ActiveSummary
SOFT DEV CONSULTING has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102,421 and a net result of €61,152. Equity has been growing by about 84% per year since 2023. Its solvency ranks better than 53% of 21,158 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 14-03-2023 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Establishment unit
- 2.343.191.881 5600 Philippeville, since 14-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €92,326
- ▲ 50.2%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €61,152
- ▲ 662%
- Equity
- €102,421
- ▲ 148%
- Total assets
- €164,386
- ▲ 31.4%
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 4.13, cash €79,029Size: total assets €164,386Equity €102,421 (62.3% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 54% of them on solvency, 84% on liquidity, 82% on profitability and 93% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 19 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 06-07-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is nearly 5.8 times that of 2024 and the highest since 2023. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €3,521 | €60,729 | €1,088 |
| Intangible fixed assets | €500 | - | - |
| Depreciation and write-downs of the year | €2,122 | €13,287 | €13,753 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,122 | €13,287 | €13,753 | ▲ 3.5% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €29,232 | €2,146 | ▼ 92.7% |
| Other operating charges640/8 | €1,541 | €5,854 | €928 | ▼ 84.1% |
| Gross operating margin9900 | €41,404 | €61,478 | €92,326 | ▲ 50.2% |
| Operating profit (loss)9901 | €37,741 | €13,105 | €75,499 | ▲ 476% |
| Financial income75/76B | - | €232 | €2,150 | ▲ 827% |
| Recurring financial income75 | - | €232 | €2,150 | ▲ 827% |
| Financial charges65/66B | €154 | €2,460 | €185 | ▼ 92.5% |
| Recurring financial charges65 | €154 | €2,460 | €185 | ▼ 92.5% |
| Profit (loss) for the period before taxes9903 | €37,587 | €10,877 | €77,464 | ▲ 612% |
| Income taxes67/77 | €8,340 | €2,854 | €16,312 | ▲ 471% |
| Profit (loss) for the period9904 | €29,247 | €8,022 | €61,152 | ▲ 662% |
| Profit (loss) for the period to be appropriated9905 | €29,247 | €8,022 | €61,152 | ▲ 662% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €89,947 | €125,132 | €164,386 | ▲ 31.4% |
| Fixed assets21/28 | €3,159 | €50,602 | €37,936 | ▼ 25.0% |
| Intangible fixed assets21 | €424 | €324 | €224 | ▼ 30.8% |
| Tangible fixed assets22/27 | €2,735 | €50,278 | €37,712 | ▼ 25.0% |
| Furniture and vehicles24 | €2,735 | €50,278 | €37,712 | ▼ 25.0% |
| Current assets29/58 | €86,788 | €74,530 | €126,450 | ▲ 69.7% |
| Amounts receivable within one year40/41 | €78,387 | €21,665 | €14,504 | ▼ 33.1% |
| Trade receivables40 | €76,727 | €11,860 | €14,504 | ▲ 22.3% |
| Other amounts receivable41 | €1,660 | €9,806 | €0 | ▼ 100% |
| Current investments50/53 | - | €29,232 | €31,378 | ▲ 7.3% |
| Cash at bank and in hand54/58 | €7,055 | €18,149 | €79,029 | ▲ 335% |
| Deferred charges and accrued income490/1 | €1,346 | €5,483 | €1,538 | ▼ 72.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €89,947 | €125,132 | €164,386 | ▲ 31.4% |
| Equity10/15 | €33,247 | €41,269 | €102,421 | ▲ 148% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €29,247 | €37,269 | €98,421 | ▲ 164% |
| Provisions and deferred taxes16 | - | €29,232 | €31,378 | ▲ 7.3% |
| Provisions for liabilities and charges160/5 | - | €29,232 | €31,378 | ▲ 7.3% |
| Other liabilities and charges164/5 | - | €29,232 | €31,378 | ▲ 7.3% |
| Amounts payable17/49 | €56,700 | €54,630 | €30,587 | ▼ 44.0% |
| Amounts payable within one year42/48 | €56,700 | €54,592 | €30,587 | ▼ 44.0% |
| Trade debts44 | €1,603 | €2,350 | €1,476 | ▼ 37.2% |
| Suppliers440/4 | €1,603 | €2,350 | €1,476 | ▼ 37.2% |
| Taxes, remuneration and social security45 | €4,469 | €1,636 | €7,691 | ▲ 370% |
| Taxes450/3 | €1,469 | €1,636 | €7,691 | ▲ 370% |
| Remuneration and social security454/9 | €3,000 | €0 | - | - |
| Other amounts payable47/48 | €50,629 | €50,606 | €21,420 | ▼ 57.7% |
| Accrued charges and deferred income492/3 | - | €39 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,247 | €8,022 | €61,152 | ▲ 662% |
| + Depreciation and write-downs630 | €2,122 | €13,287 | €13,753 | ▲ 3.5% |
| Operating cash flow (approximation) | €31,369 | €21,309 | €74,905 | ▲ 252% |
| Investment in fixed assets (approximation) | - | -€60,729 | -€1,088 | ▲ 98.2% |
| Change in cash | - | €11,094 | €60,880 | ▲ 449% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as SOFT DEV CONSULTING has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SOFT DEV CONSULTING itself is lower: < 0.1% within 12 months. It rests on far more data about SOFT DEV CONSULTING than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SOFT DEV CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- DEREPPE Stéphane Ghislain 400 shares (100%) · €4,000 in cash
Capital transactions
- 16-03-2023 Incorporation · €4,000 · 400 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Organe d'administration, assemblée qui nomme”
Capital, shares and profit
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Tenus de solliciter agrément selon mêmes formalités s'ils ne deviennent pas de plein droit actionnaires, libre de céder tout ou partie…”
Audit, dissolution and liquidation
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Dissolution pour quelque cause et à quelque moment, peut désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments”
Articles of association, deed of 16-03-2023 (in French)
Network & group
SOFT DEV CONSULTING shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of SOFT DEV CONSULTING. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
16-03
Gazette deed
IncorporationStarting capital €4,000 · Appointment: DEREPPE Stéphane Ghislain (director) · Founder · Power of attorney20 points ▸
- Incorporation, 14-03-2023
- Founder, DEREPPE Stéphane Ghislain
- Power of attorney, Kévin WILMART
- Declaration, “capacité et identité, carte d’identité” (deed in French)
- Other provision, “réception du projet et dispense de lecture intégrale” (deed in French)
- Founding capital, €4,000
- Bank account, 4000, “BE78 1431 2275 2086” (deed in French)
- Other provision, 10-03-2023
- Other provision, “responsabilité des fondateurs, faillite dans les trois ans de la constitution” (deed in French)
- Declaration, “attestation du dépôt”, 4000 (deed in French)
- Capital
- Other provision, “Effectivité dispositions finales et transitoires, unanimité” (deed in French)
- The act holds 8 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
6 activities
- Le développement de logiciels, le support informatique aux entreprises, la vente et la location de matériel informatique, la création de sites web, l’activité de web designer, la consultance informatique, la formation en gestion des technologies, le développement d’applications.
- Le négoce, la fabrication et l’assemblage de tout matériel informatique, de tout matériel de bureau, et de tout matériel de télécommunication, l’achat et la vente, en gros ou en détail, la représentation, l’importation et l’exportation de ces matériels
- L’installation de tout système informatique, l’installation et la mise en place de sites internet ou de tous autres moyens de communication basés sur l’informatique ou télématique.
- L’entretien, la maintenance de tout matériel informatique, de communication par tout moyen informatique ou télématique et la formation de tout utilisateur de pareils matériels.
- La mise en location et la vente de tous systèmes ayant une relation directe ou indirecte avec l’informatique et la télématique.
- L’organisation d’évènements.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 93061E0412/00C000 | Wallonia | 1,220 m² | 1 · 123 m² | 8.7 m · 3 |