SOFIVAL
ActiveSummary
SOFIVAL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.6m and a net result of €2.8m. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 712 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+38
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,100,000 at 30 days acceptable
Liquidity ample (current ratio 10.87 against 13.3 in 2024; short-term debt: 2.6% and cash: 0.4% of total assets), and 2.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.4%
Return on assets
20%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 29-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
43 d early
2023
48 d early
2022
19 d early
2021
19 d early
2020
53 d early
2019
80 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-12-2026 close30-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#1 company by total assets in Ham-sur-Heure-Nalinnes#1 company by equity in Ham-sur-Heure-Nalinnes#7 oldest company in Ham-sur-Heure-Nalinnes, Professional and technical services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2.8m▲ 82.7%
2024 · €1.5m
Working capital
€3.6m▼ 11.5%
2024 · €4.0m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€20,705▼ 7.8%-€24,880▼ 20.2%-€24,401▲ 1.9%-€26,940▼ 10.4%-€29,151▼ 8.2%
Net result€464,948above the sector's middle half€166,454above the sector's middle half▼ 64.2%€64,897within the sector's middle half▼ 61.0%€1.5mabove the sector's middle half▲ 2,249%€2.8mabove the sector's middle half▲ 82.7%
Equity€3.5mabove the sector's middle half▲ 13.8%€3.6mabove the sector's middle half▲ 3.5%€3.6mabove the sector's middle half▲ 0.6%€5.1mabove the sector's middle half▲ 41.2%€13.6mabove the sector's middle half▲ 167%
Total assets€3.8mabove the sector's middle half▲ 7.8%€3.8mabove the sector's middle half▲ 0.3%€3.8mabove the sector's middle half▼ 0.7%€5.4mabove the sector's middle half▲ 43.0%€13.9mabove the sector's middle half▲ 158%
Debt€340,757▼ 29.7%€231,276▼ 32.1%€184,883▼ 20.1%€328,956▲ 77.9%€363,068▲ 10.4%
Working capital€2.4m▲ 20.3%€2.5m▲ 5.2%€2.6m▲ 1.0%€4.0m▲ 57.4%€3.6m▼ 11.5%
Solvency91.0%above the sector's middle half▲ 4.8pp93.9%above the sector's middle half▲ 2.9pp95.1%above the sector's middle half▲ 1.2pp93.9%above the sector's middle half▼ 1.2pp97.4%above the sector's middle half▲ 3.5pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29,151 in 2025 against €26,940 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.9m
Fixed assets
€10.0m ▲ 870%
Current assets
€3.9m ▼ 9.8%
Equity and liabilities €13.9m
Equity
€13.6m ▲ 167%
Debt
€363,068 ▲ 10.4%
Debt's share of the balance-sheet total falls from 6.1% to 2.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
-€27,464▼
2024 · -€20,301
Cash flow
€2.8m▲
2024 · €1.5m
Current ratio
10.87▼
2024 · 13.30
Debt to equity
0.03▼
2024 · 0.06
ROE
20.6%▼
2024 · 30.1%
ROA
20.0%▼
2024 · 28.2%
Interest coverage
3.13▲
2024 · -0.50
Debt ≤ 1 year
€363,068▲
2024 · €328,956
Income taxes
€301,741▲
2024 · €69,106
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,769 | €4,765 | €4,765 | €6,639 | €1,687 | ▼ 74.6% |
| Other operating charges640/8 | €1,490 | €1,220 | €1,519 | €1,593 | €1,639 | ▲ 2.9% |
| Non-recurring operating charges66A | €1,781 | - | - | - | - | - |
| Gross operating margin9900 | -€13,665 | -€18,895 | -€18,117 | -€18,708 | -€25,825 | ▼ 38.0% |
| Operating profit (loss)9901 | -€20,705 | -€24,880 | -€24,401 | -€26,940 | -€29,151 | ▼ 8.2% |
| Financial income75/76B | €704,467 | €180,224 | €121,875 | €1.7m | €3.1m | ▲ 87.0% |
| Recurring financial income75 | €704,467 | €177,224 | €121,875 | €1.7m | €3.1m | ▲ 87.0% |
| Non-recurring financial income76B | - | €3,000 | - | - | - | - |
| Financial charges65/66B | €16,819 | €5,286 | €22,853 | €40,953 | -€8,762 | ▼ 121% |
| Recurring financial charges65 | €16,819 | €5,286 | €22,853 | €40,953 | -€8,762 | ▼ 121% |
| Profit (loss) for the period before taxes9903 | €666,943 | €150,058 | €74,621 | €1.6m | €3.1m | ▲ 93.7% |
| Income taxes67/77 | €201,995 | -€16,396 | €9,724 | €69,106 | €301,741 | ▲ 337% |
| Profit (loss) for the period9904 | €464,948 | €166,454 | €64,897 | €1.5m | €2.8m | ▲ 82.7% |
| Profit (loss) for the period to be appropriated9905 | €464,948 | €166,454 | €64,897 | €1.5m | €2.8m | ▲ 82.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.8m | €3.8m | €3.8m | €5.4m | €13.9m | ▲ 158% |
| Fixed assets21/28 | €1.0m | €1.0m | €1.0m | €1.0m | €10.0m | ▲ 870% |
| Tangible fixed assets22/27 | €18,929 | €14,164 | €9,399 | €5,638 | €3,951 | ▼ 29.9% |
| Plant, machinery and equipment23 | €5,822 | €5,094 | €4,366 | €5,638 | €3,951 | ▼ 29.9% |
| Furniture and vehicles24 | €13,107 | €9,070 | €5,033 | - | - | - |
| Financial fixed assets28 | €1.0m | €1.0m | €1.0m | €1.0m | €10.0m | ▲ 875% |
| Current assets29/58 | €2.8m | €2.8m | €2.8m | €4.4m | €3.9m | ▼ 9.8% |
| Amounts receivable within one year40/41 | €158,597 | €66,178 | - | €12,774 | - | - |
| Other amounts receivable41 | €158,597 | €66,178 | - | €12,774 | - | - |
| Current investments50/53 | €1.9m | €2.4m | €2.6m | €4.0m | €3.9m | ▼ 2.8% |
| Cash at bank and in hand54/58 | €679,806 | €278,086 | €141,029 | €356,861 | €51,864 | ▼ 85.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.8m | €3.8m | €3.8m | €5.4m | €13.9m | ▲ 158% |
| Equity10/15 | €3.5m | €3.6m | €3.6m | €5.1m | €13.6m | ▲ 167% |
| Contributions10/11 | €756,075 | €756,075 | €756,075 | €756,075 | €756,075 | = |
| Capital10 | €756,075 | €756,075 | €756,075 | €756,075 | €756,075 | = |
| Issued capital100 | €756,075 | €756,075 | €756,075 | €756,075 | €756,075 | = |
| Revaluation surpluses12 | - | - | - | - | €8.9m | - |
| Reserves13 | €1.9m | €2.0m | €2.0m | €2.0m | €3.9m | ▲ 92.7% |
| Non-distributable reserves130/1 | €75,620 | €75,620 | €75,620 | €75,620 | €75,620 | = |
| Legal reserve130 | €75,608 | €75,608 | €75,608 | €75,608 | €75,608 | = |
| Other1319 | €12 | €12 | €12 | €12 | €12 | = |
| Distributable reserves133 | €1.8m | €1.9m | €1.9m | €1.9m | €3.8m | ▲ 96.3% |
| Profit (loss) carried forward14 | €838,859 | €838,859 | €838,859 | €2.3m | - | - |
| Amounts payable17/49 | €340,757 | €231,276 | €184,883 | €328,956 | €363,068 | ▲ 10.4% |
| Amounts payable within one year42/48 | €340,757 | €231,276 | €184,883 | €328,956 | €363,068 | ▲ 10.4% |
| Trade debts44 | €1,152 | €1,373 | €1,350 | €1,292 | €330 | ▼ 74.5% |
| Suppliers440/4 | €1,152 | €1,373 | €1,350 | €1,292 | €330 | ▼ 74.5% |
| Taxes, remuneration and social security45 | €44,126 | €12,145 | €1,990 | - | €283,211 | - |
| Taxes450/3 | €44,126 | €12,145 | €1,990 | - | €283,211 | - |
| Other amounts payable47/48 | €295,479 | €217,758 | €181,543 | €327,664 | €79,527 | ▼ 75.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €464,948 | €166,454 | €64,897 | €1.5m | €2.8m | ▲ 82.7% |
| + Depreciation and write-downs630 | €3,769 | €4,765 | €4,765 | €6,639 | €1,687 | ▼ 74.6% |
| Operating cash flow (approximation) | €468,717 | €171,219 | €69,662 | €1.5m | €2.8m | ▲ 82.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€11,053 | -€8.9m | ▼ 80,845% |
| Change in cash | - | -€401,720 | -€137,057 | €215,832 | -€304,997 | ▼ 241% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-12
Financial
Highest result since 2019net €2.8m ▲82.7%
Net result €2.8m, the highest in the series.
30-12
Financial
Equity above €10mEq €13.6m ▲167%
5 profitable years in a row build equity to €13.6m.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-12
Financial
Equity above €5mEq €5.1m ▲41.2%
4 profitable years in a row build equity to €5.1m.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-12
Financial
Back to profitnet €464,948
Net result €464,948 after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-12
Financial
Weakest financial yearnet -€59,098
Net result drops to -€59,098, the lowest in the series; recovery starts the following year.
2019
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2018
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
08-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
08-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 1989
Ground area
1.1 ha
Building footprint
322 m²
Volume, LiDAR
1,841 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOC FINANC ET NEGOCE VAL D'HEU
since 19892.044.133.062
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058A0665/00C000 | Wallonia | 9,218 m² | 1 · 205 m² | 7.8 m · 2 fl. |
| 56452A0645/00E016 | Wallonia | 2,057 m² | 1 · 117 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300X1EQQZCB2RRN48
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Of 2,711 companies in sector 73200 we hold annual accounts for 1,787. 277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-07-1989
Fiscal year end30-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0437886704
Also
9925:BE0437886704
Registered
03-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.