SOFIS
ActiveSummary
SOFIS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €35k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-1
Solvency66▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.34 in 2024; short-term debt: 16.5% and cash: 0.7% of total assets), and 59.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.8%
Return on assets
11.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
28 d late
2023
35 d early
2022
31 d late
2021
6 d early
2020
84 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€125k▲ 38.3%
2024 · €90k
2018: €934
2019: €26k
2020: €26k
2021: €28k
2022: €31k
2023: €54k
2024: €90k
2018 → 2025
Total assets
€305k▼ 1.0%
2024 · €308k
2018: €120k
2019: €112k
2020: €92k
2021: €83k
2022: €70k
2023: €80k
2024: €308k
2018 → 2025
Net result
€35k▼ 5.6%
2024 · €37k
2018: €-12k
2019: €25k
2020: €389
2021: €2k
2022: €3k
2023: €23k
2024: €37k
2018 → 2025
Working capital
€-39k▲ 14.4%
2024 · €-46k
2018: €-34k
2019: €-12k
2020: €-11k
2021: €-13k
2022: €-16k
2023: €3k
2024: €-46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€31k▲ 9.5%€54k▲ 74.1%€90k▲ 68.3%€125k▲ 38.3%
Operating result€4k-€5k▲ 18.1%€33k▲ 537%€59k▲ 78.3%€49k▼ 16.5%
Net result€2k-€3k▲ 57.4%€23k▲ 755%€37k▲ 60.3%€35k▼ 5.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€255k ▲ 3.9%
Current assets
€11k ▼ 53.0%
Equity and liabilities €305k
Equity
€125k ▲ 38.3%
Debt
€181k ▼ 17.2%
Debt's share of the balance-sheet total falls from 70.8% to 59.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▼
2024 · €73k
Cash flow
€50k▼
2024 · €51k
Current ratio
0.22▼
2024 · 0.34
Debt to equity
1.45▼
2024 · 2.42
ROE
27.7%▼
2024 · 40.6%
ROA
11.3%▼
2024 · 11.9%
Interest coverage
9.99▼
2024 · 21.99
Debt ≤ 1 year
€50k▼
2024 · €70k
Debt > 1 year
€130k▼
2024 · €149k
Income taxes
€8k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€308k€305k▼
Formation expenses20€39k€39k=
Fixed assets21/28€245k€255k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€245k€255k▲
Land and buildings22€245k€235k▼
Plant, machinery and equipment23-€17k
Furniture and vehicles24€363€3k▲
Current assets29/58€24k€11k▼
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€4k€9k▲
Other amounts receivable41€20€0▼
Current investments50/53€10k€540▼
Cash at bank and in hand54/58€10k€2k▼
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€308k€305k▼
Equity10/15€90k€125k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€6k€6k=
Reserves13€84k€118k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€73k€107k▲
Amounts payable17/49€218k€181k▼
Amounts payable after more than one year17€149k€130k▼
Financial debts170/4€149k€130k▼
Amounts payable within one year42/48€70k€50k▼
Current portion of amounts payable after more than one year42€33k€18k▼
Trade debts44€7k€20k▲
Suppliers440/4€7k€20k▲
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€24k€4k▼
Taxes450/3€24k€4k▼
Remuneration and social security454/9-€0
Other amounts payable47/48€77€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€930€2k▲
Gross operating margin9900€74k€67k▼
Operating profit (loss)9901€59k€49k▼
Financial income75/76B€184€48▼
Recurring financial income75€184€48▼
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€56k€43k▼
Income taxes67/77€19k€8k▼
Profit (loss) for the period9904€37k€35k▼
Profit (loss) for the period to be appropriated9905€37k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€35k▼
Transfer to equity691/2€37k€35k▼
To other reserves6921€37k€35k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €125k ▲38.3%
7 profitable years in a row build equity to €125k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €37k ▲60.3%
Operating result €59k, net result €37k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 1.10
Current ratio from 0.33 to 1.10.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
15-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2008
Ground area
7,815 m²
Building footprint
900 m²
Volume, LiDAR
14,533 m³
Parcel 21304B0103/00S000, Brussels · tallest building 20.9 m, ±5 floors. Linked by address, not a title deed.
33
companies at this address
See who is registered here
1 establishment unit
Materiaalstraat 20, 1070 Anderlecht
since 20082.171.944.519
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0103/00S000 | Brussels | 7,815 m² | 1 · 900 m² | 20.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FISCALIS CONSULT
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ACCOUNTANCY VDF & C°
BE 0746.377.683
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Andofin
BE 0801.226.136
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HAKKI KOROGLU
BE 0505.830.353
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,529 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vi.bui@sofis.be
Phone:0477286668