Losses
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Lower net result than 95% of companies in financial services. Sector median €51,427 · 6,707 companies.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Shares in 2 companies, Be OK and PERSONALIZED SERVICES IN AUTOMATION
Board & ownership| Company | ||||
|---|---|---|---|---|
| SOFIPAX Ottignies-Louvain-la-Neuve | €11.0m | €3,252 | 21.4% | - |
| FYVV A.G. Bullange | €14.3m | €3,939 | 98.8% | - |
| Tibor Beheer Oud-Turnhout | €8.5m | €3,292 | 91.1% | - |
| C.P. PLEYSIER HOLDING Kapellen | €5.0m | €2,995 | 81.3% | - |
| ITH Sint-Niklaas | €5.3m | €3,311 | 100.0% | - |
| HTL INVESTMENTS Kapellen | €5.3m | €3,577 | 35.2% | 0 |
| SFAXOS Diepenbeek | €12.5m | €4,811 | 76.5% | - |
These companies have the same main activity as SOFIPAX: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €5m and €14m, founded between 1987 and 2007.
SOFIPAX files the abbreviated format. That format states no turnover. The gross margin fell from €50,060 in 2007 to €3,252 in 2025.
The balance sheet grew most in 2024 through fixed assets.
In November 2024, the Official Gazette published the appointment of PLAQUET Marie-Caroline Jacqueline Germaine as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Higher than 24% of 6,708 companies in 2025.
Higher than 12% of 6,673 companies in 2025.
Net result: bottom quarter · Equity: top quarter · Balance sheet total: top quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
11.0m | 11.2m | 2.7m | 2.8m | 2.7m | 2.7m | 3.1m | 3.2m | 3.2m | 3.5m | 3.1m | 2.5m | 2.7m | 3.2m | 3.3m | 3.4m | 3.5m | 3.6m | 3.5m | |
21/28 |
10.5m | 10.8m | 1.1m | 1.2m | 1.2m | 1.4m | 1.4m | 1.4m | 1.5m | 994,063 | 2.1m | 1.7m | 1.8m | 2.1m | 2.7m | 2.7m | 2.6m | 2.5m | 2.3m | |
22/27 |
9.5m | 9.8m | 9,319 | 9,319 | 9,319 | 9,860 | 10,400 | 9,319 | 9,319 | 9,319 | 9,419 | 587 | 775 | - | - | - | - | - | 190 | |
22 |
9.5m | 9.8m | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
24 |
9,319 | 9,319 | 9,319 | 9,319 | 9,319 | 9,860 | 10,400 | 9,319 | 9,319 | 9,319 | 9,419 | 587 | 775 | - | - | - | - | - | 190 | |
28 |
967,582 | 1.0m | 1.1m | 1.2m | 1.2m | 1.4m | 1.4m | 1.4m | 1.4m | 984,744 | 2.1m | 1.7m | 1.8m | 2.1m | 2.7m | 2.7m | 2.6m | 2.5m | 2.3m | |
29/58 |
483,367 | 347,305 | 1.6m | 1.5m | 1.5m | 1.3m | 1.7m | 1.8m | 1.7m | 2.5m | 1.0m | 863,626 | 878,040 | 1.1m | 631,558 | 708,577 | 916,481 | 1.1m | 1.3m | |
40/41 |
10,000 | 20,000 | 622,608 | 728,884 | 722,842 | 216,134 | 121,734 | 121,734 | 121,734 | 121,734 | 302,857 | 383,574 | 441,895 | 569,106 | 604,102 | 642,000 | 693,737 | 805,233 | 839,468 | |
40 |
- | - | - | - | - | - | - | - | - | - | - | 255 | - | - | - | 1,872 | - | 79,262 | 105,750 | |
41 |
10,000 | 20,000 | 622,608 | 728,884 | 722,842 | 216,134 | 121,734 | 121,734 | 121,734 | 121,734 | 302,857 | 383,319 | 441,895 | 569,106 | 604,102 | 640,128 | 693,737 | 725,971 | 733,718 | |
54/58 |
471,392 | 327,305 | 958,956 | 794,399 | 732,352 | 1.1m | 1.6m | 1.7m | 1.6m | 2.4m | 715,203 | 472,638 | 430,337 | 479,566 | 21,648 | 51,375 | 203,348 | 262,041 | 400,012 | |
490/1 |
1,974 | - | 9,763 | 9,876 | 9,797 | 2,461 | 2,570 | 2,461 | 2,870 | 2,461 | 4,134 | 7,414 | 5,808 | 5,808 | 5,808 | 15,202 | 19,396 | 17,317 | 18,039 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
11.0m | 11.2m | 2.7m | 2.8m | 2.7m | 2.7m | 3.1m | 3.2m | 3.2m | 3.5m | 3.1m | 2.5m | 2.7m | 3.2m | 3.3m | 3.4m | 3.5m | 3.6m | 3.5m | |
10/15 |
2.3m | 2.5m | 2.7m | 2.8m | 2.7m | 2.7m | 2.8m | 2.8m | 2.8m | 2.8m | 703,786 | 763,104 | 901,579 | 1.2m | 1.3m | 1.4m | 1.5m | 1.5m | 1.5m | |
10/11 |
1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | |
10 |
1.5m | 1.5m | 1.5m | 1.5m | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | 1.5m | |
13 |
1.3m | 1.3m | 1.3m | 1.3m | 1.3m | 1.3m | 1.3m | 1.3m | 1.3m | 1.3m | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | |
130/1 |
153,700 | 153,700 | 153,700 | 153,700 | 153,700 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
153,700 | 153,700 | 153,700 | 153,700 | 153,700 | 153,700 | 153,700 | 153,700 | 153,700 | 153,700 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | 99,157 | |
133 |
1.1m | 1.1m | 1.1m | 1.1m | 1.1m | 1.1m | 1.1m | 1.1m | 1.1m | 1.1m | - | - | - | - | - | - | - | - | - | |
14 |
-458,437 | -300,229 | -92,418 | -48,589 | -119,825 | -88,213 | -19,762 | 11,325 | -20,584 | - | -932,372 | -873,053 | -734,579 | -402,185 | -346,356 | -233,034 | -153,716 | -124,125 | -127,986 | |
17/49 |
8.6m | 8.7m | 5,377 | 228 | 3,295 | 2,954 | 337,127 | 377,297 | 413,870 | 680,827 | 2.4m | 1.8m | 1.8m | 1.9m | 2.0m | 2.0m | 2.0m | 2.0m | 2.0m | |
42/48 |
8.6m | 8.7m | 5,377 | 228 | 3,295 | 2,954 | 337,127 | 377,297 | 413,870 | 291,996 | 2.0m | 1.4m | 1.4m | 1.6m | 1.7m | 1.7m | 1.7m | 1.8m | 1.8m | |
44 |
- | 4,556 | 305 | 228 | 1,632 | 1,287 | 2,245 | 1,549 | 3,223 | 2,607 | 1,555 | 2,997 | 1,803 | 1,943 | 326 | 1,196 | 7,931 | 11,344 | 5,655 | |
440/4 |
- | 4,556 | 305 | 228 | 1,632 | 1,287 | 2,245 | 1,549 | 3,223 | 2,607 | 1,555 | 2,997 | 1,803 | 1,943 | 326 | 1,196 | 7,931 | 11,344 | 5,655 | |
46 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 70,147 | |
45 |
- | 6,334 | 5,073 | - | 1,663 | 1,667 | 1,654 | - | 1,127 | 113,207 | 2,316 | 1,419 | - | - | - | 620 | 809 | 4,220 | 620 | |
450/3 |
- | 906 | - | - | - | - | - | - | - | 111,753 | - | - | - | - | - | 620 | 809 | 4,220 | 620 | |
454/9 |
- | 5,427 | 5,073 | - | 1,663 | 1,667 | 1,654 | - | 1,127 | 1,455 | 2,316 | 1,419 | - | - | - | - | - | - | - | |
47/48 |
8.6m | 8.6m | - | - | - | - | 333,227 | 375,748 | 409,520 | 176,181 | 2.0m | 1.4m | 1.4m | 1.6m | 1.7m | 1.7m | 1.7m | 1.7m | 1.7m | |
492/3 |
- | - | - | - | - | - | - | - | - | 388,832 | 388,832 | 387,303 | 382,689 | 374,668 | 364,151 | 330,774 | 306,076 | 284,978 | 206,506 | |
| Income statement | ||||||||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | 2.3m | - | - | - | - | - | - | - | - | - | |
9900 |
3,252 | -32,750 | -8,380 | -6,011 | -8,115 | -40,528 | -9,136 | -8,793 | -17,027 | -15,039 | -24,640 | -35,910 | -31,482 | -26,286 | -82,547 | -88,786 | -50,087 | 55,586 | 50,060 | |
62 |
26,877 | 9,973 | 47,008 | 15,899 | 32,054 | 41,080 | 40,150 | 40,872 | 40,427 | 38,558 | 36,718 | 25,424 | - | - | - | - | - | - | - | |
630 |
254,899 | - | - | - | 541 | 540 | 541 | - | - | 100 | 487 | 487 | 387 | - | - | - | - | 190 | 186 | |
631/4 |
- | - | - | - | - | -14,929 | -19,906 | - | - | - | - | 50,000 | - | - | - | - | - | - | - | |
635/8 |
- | - | - | - | - | - | - | - | -5,000 | -5,000 | - | - | - | - | - | - | - | - | - | |
640/8 |
20,429 | 968 | 868 | 868 | - | 868 | 868 | 868 | 868 | 868 | 868 | 957 | 957 | 1,751 | 2,170 | 8,331 | 3,123 | 3,016 | 3,094 | |
66A |
- | 77,600 | - | - | - | - | - | - | - | - | - | 27,430 | 300,588 | 27,430 | - | - | - | - | - | |
9901 |
-298,954 | -121,291 | -56,256 | -22,778 | -40,710 | -68,088 | -30,788 | -50,534 | -53,322 | -49,565 | -62,713 | -112,779 | -32,826 | -28,037 | -84,718 | -97,118 | -53,210 | 52,380 | 46,781 | |
75/76B |
144,339 | - | 35,432 | 95,376 | 10,062 | - | - | 82,625 | 33,037 | 2,748 | 5,201 | 6,490 | 9,165 | 10,431 | 7,329 | 42,742 | 67,305 | 34,256 | 16,875 | |
75 |
144,339 | - | 10,458 | 95,376 | 10,062 | - | - | 82,625 | 33,037 | 2,748 | 5,201 | 6,490 | 9,165 | 10,431 | 7,329 | 42,742 | 67,305 | 34,256 | 16,875 | |
76B |
- | - | 24,974 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
65/66B |
3,594 | 35,924 | 23,006 | 1,362 | 964 | 364 | 298 | 182 | 299 | 9,319 | 1,807 | 4,755 | 8,145 | 10,792 | 35,934 | 24,943 | 43,687 | 82,775 | 68,373 | |
65 |
3,594 | 215 | 1,184 | 1,362 | 964 | 364 | 298 | 182 | 299 | 9,319 | 1,807 | 4,755 | 8,145 | 10,792 | 35,934 | 24,943 | 43,687 | 82,775 | 68,373 | |
66B |
- | 35,709 | 21,822 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9903 |
-158,208 | -157,215 | -43,830 | 71,236 | -31,612 | -68,451 | -31,087 | 31,909 | -20,584 | 2.2m | -59,318 | -138,474 | -332,394 | -55,829 | -113,322 | -79,318 | -29,591 | 3,861 | -4,717 | |
67/77 |
- | - | - | - | - | - | - | - | - | 111,753 | - | - | - | - | - | - | - | - | -1 | |
9904 |
-158,208 | -157,215 | -43,830 | 71,236 | -31,612 | -68,451 | -31,087 | 31,909 | -20,584 | 2.1m | -59,318 | -138,474 | -332,394 | -55,829 | -113,322 | -79,318 | -29,591 | 3,861 | -4,716 | |
9905 |
-158,208 | -157,215 | -43,830 | 71,236 | -31,612 | -68,451 | -31,087 | 31,909 | -20,584 | 2.1m | -59,318 | -138,474 | -332,394 | -55,829 | -113,322 | -79,318 | -29,591 | 3,861 | -4,716 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
-458,437 | -300,229 | -92,418 | -48,589 | -119,825 | -88,213 | -19,762 | 11,325 | -20,584 | 1.2m | -932,372 | -873,053 | -734,579 | -402,185 | -346,356 | -233,034 | -153,716 | -124,125 | -127,986 | |
14P |
-300,229 | -143,014 | -48,589 | -119,825 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | 1.2m | - | - | - | - | - | - | - | - | - | |
6920 |
- | - | - | - | - | - | - | - | - | 54,543 | - | - | - | - | - | - | - | - | - | |
6921 |
- | - | - | - | - | - | - | - | - | 1.1m | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||||
9087 |
- | - | 1.7 | - | - | - | 0.6 | 0.6 | 0.6 | - | - | - | - | - | - | - | - | - | - | |
Hours worked1013 |
- | - | 974 | - | - | - | 1,086 | 1,018 | 1,049 | - | - | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||||||||||
The accounts for 11 older financial years (1996-2006) were filed as documents without figures as data, scans for example.
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00536803.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-09-2026 | 2026-00536803 | |
| 31-12-2024 | abbreviated format | 18-06-2026 | 2026-00173431 | |
| 30-09-2024 | micro format | 18-06-2025 | 2025-00154918 | |
| 30-09-2023 | micro format | 29-01-2024 | 2024-00013633 | |
| 30-09-2022 | micro format | 09-01-2023 | 2023-20558563 | |
| 30-09-2021 | micro format | 11-01-2022 | 2022-00700265 | |
| 30-09-2020 | micro format | 05-01-2021 | 2021-00200353 | |
| 30-09-2019 | micro format | 23-12-2019 | 2019-77200582 | |
| 30-09-2018 | micro format | 29-01-2019 | 2019-02800086 | |
| 30-09-2017 | micro format | 25-01-2018 | 2018-02600136 | |
| 30-09-2016 | full format | 02-01-2017 | 2017-00100293 | |
| 30-09-2015 | full format | 09-03-2016 | 2016-06000349 | |
| 30-09-2014 | full format | 23-12-2014 | 2014-70200570 | |
| 30-09-2013 | full format | 24-01-2014 | 2014-01400542 | |
| 30-09-2012 | full format | 14-02-2013 | 2013-03500236 | |
| 30-09-2011 | full format | 16-12-2011 | 2011-63800370 | |
| 30-09-2010 | full format | 26-01-2011 | 2011-01500288 | |
| 30-09-2009 | full format | 23-02-2010 | 2010-05000009 | |
| 30-09-2008 | full format | 30-04-2009 | 2009-13300343 | |
| 30-09-2007 | full format | 30-04-2008 | 2008-12700380 | |
| 30-09-2006 | full format | 30-03-2007 | 2007-10801787 | |
| 30-09-2005 | full format | 28-04-2006 | 2006-12804767 | |
| 30-09-2004 | full format | 04-02-2005 | 2005-04500667 | |
| 30-09-2003 | full format | 29-09-2004 | 2004-68001668 | |
| 30-09-2002 | full format | 02-07-2003 | 2003-33500010 | |
| 30-09-2001 | full format | 01-02-2002 | 2002-03201334 | |
| 30-09-2000 | full format | 23-01-2001 | 2001-02205041 | |
| 30-09-1999 | full format | 23-02-2000 | 2000-04501265 | |
| 30-09-1998 | full format | 03-03-1999 | 1999-04100539 | |
| 30-09-1997 | full format | 19-02-1998 | 1998-03004543 | |
| 30-09-1996 | full format | 04-02-1997 | 1997-01703131 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -50,000 | 2,145 | - | - | -150,000 | 0 | 1,622 | - | 478,643 | -1.1m | 448,258 | 299 | 1,162 | 65,000 | - | 130,000 | 100,320 | 194,540 | 15,000 | ||
| 144,088 | -631,652 | 164,557 | 62,047 | -394,774 | -496,374 | -68,447 | 70,745 | -749,593 | 1.7m | 242,565 | 42,301 | -49,229 | 457,918 | -29,727 | -151,973 | -58,692 | -137,972 | - | ||
| 21.4% | 22.5% | 99.8% | 100.0% | 99.9% | 99.9% | 89.2% | 88.2% | 87.1% | 80.5% | 22.8% | 30.3% | 33.6% | 39.0% | 38.9% | 41.1% | 42.4% | 42.5% | 42.6% | ||
| -6.7% | -6.3% | -1.6% | 2.6% | -1.2% | -2.5% | -1.1% | 1.1% | -0.7% | 74.9% | -8.4% | -18.1% | -36.9% | -4.5% | -8.8% | -5.7% | -2.0% | 0.3% | -0.3% | ||
| -1.4% | -1.4% | -1.6% | 2.6% | -1.2% | -2.5% | -1.0% | 1.0% | -0.6% | 60.3% | -1.9% | -5.5% | -12.4% | -1.8% | -3.4% | -2.3% | -0.8% | 0.1% | -0.1% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2024 | 30-09-2023 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 2 |
| part-time | 1 | 2 |
| in full-time equivalents | 0.4 | 1 |
| 0.7 | 0.8 | |
| On a permanent contract | 1 | 2 |
| Joined | - | 1 |
| Left | - | 0 |
Source: social balance sheet in the 2023 to 2024 annual accounts
| Item | 2025 | 2024 | 30-09-2024 | 30-09-2023 | 30-09-2022 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €2,145 | €9.8m | - | - |
| €254,899 | - | €33,211 | - | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €298,954, larger than the loss of €121,291 in 2024. It is the lowest result since 2007.
Debt's share of the balance-sheet total rises from 77.5% to 78.6%. Equity and debt are lower.
Source: list of holdings in its own 2024 accounts. Every holding stands with its own latest accounts.
Source for every holding own accounts 2024
| Name | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Be OK | 50% | |||||||||||||||||
| PERSONALIZED SERVICES IN AUTOMATION | 28.13% | |||||||||||||||||
| La Nouvelle Harmonie | 50% | |||||||||||||||||
| SIDEMI | 50% | |||||||||||||||||
| CHATEAU DE LA PROVIDENCE | 49.9% | |||||||||||||||||
| P + V CONSTRUCT | 16.13% | |||||||||||||||||
Source: list of holdings in its own accounts
The network starts from the directors of SOFIPAX. Every other company they run is a node.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue de la Malaise 11 registered office 1340 Ottignies-Louvain-la-Neuve | ||
| Emile Van Becelaerelaan 28a 1170 Watermael-Boitsfort | 10-08-1995 | 2.072.646.609 |
| Rue Wastine (Silly) 1 7830 Silly 82100 Office administrative and support services | 09-12-2013 | 2.233.268.414 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21652E0023/00W003 | Brussels | 1.2 ha | 1 · 987 m² | 34.4 m · 10 |
| 55039B0065/00H000 | Wallonia | 3,594 m² | 1 · 251 m² | 10.0 m · 2 |
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