Turnover
≈ €130,000 estimated
The micro format states no turnover.
SOFILY
Overview
Lifetime
1 annual account with figurespeak €20,033 (2025)
€20,033
peak €14,001 (2025)
€14,001
peak €16,001 (2025)
€16,001
€7,462
Board1 name since 2025
1 directorRIBEIRO COELHO Sophie Marie Pierre
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Incorporation 10-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 20 shares
Position in the sector
€16,001
Less equity than 85% of companies in human health. Sector median €124,598 · 20,769 companies.
2025 accounts filed 31 days after the deadline
Checked score
96
Excellent
Financially stronger than 69% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 3.04, cash €16,657
Figures for financial year 2025 (filed on 31-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 56% of them on solvency, 69% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as SOFILY has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SOFILY itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for SOFILY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.04, above the usual 1.5. Short-term debt is 31.8% and cash 71% of total assets. 31.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1027367283
Incorporation
Founding capital of €2,000, 20 shares · Founder: RIBEIRO COELHO Sophie Marie Pierre · Appointment: RIBEIRO COELHO Sophie Marie Pierre (sole director) · published on 10-09-2025 · Gazette deed
First establishment
Rue Saint-Laurent 106, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOFILY Liège | €23,463 | €20,033 | 68.2% | - |
| Main en Main – Dr S. Ajeganova – Reumatologie Ixelles | €22,124 | €18,331 | 77.0% | - |
| Tomas Paquet Orthopedie Jabbeke | €26,616 | €20,876 | 67.0% | - |
| DOCTEUR FREDERIQUE DEPIERREUX Oreye | €20,216 | €17,087 | 77.4% | - |
| ALMT Knokke-Heist | €24,780 | €22,158 | 76.8% | - |
| DINIZ ORTHOPEDIE Brussels | €20,697 | €20,621 | 80.9% | - |
| MEDSIM Perwez | €25,843 | €17,074 | 53.8% | - |
These companies have the same main activity as SOFILY: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €20,200 and €26,600, founded in 2025.
Official details
Source: KBO- Status
- Active since 08-09-2025Normal situation
- Activity
- Specialist medical practiceNACE 86220
- Establishment unit
- 2.378.377.4444000 Liège, since 08-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Insights on SOFILY
SOFILY has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,001 and a net result of €14,001.
Its solvency ranks better than 55% of 20,767 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€20,033
€18,704
€14,001
€15,186
68.2%
3.04
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €85,000 and €210,000.
Balance sheet
balance sheet total €23,463 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
68.2%
Higher than 55% of 20,767 companies in 2025.
3.04
Higher than 53% of 20,341 companies in 2025.
59.7%
Higher than 88% of 20,623 companies in 2025.
SOFILY
Middle half of the sector
80% of the sector
Micro accounts in human health (NACE 86)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
23,463 | |
21/28 |
815 | |
22/27 |
815 | |
24 |
815 | |
29/58 |
22,647 | |
40/41 |
4,348 | |
41 |
4,348 | |
54/58 |
16,657 | |
490/1 |
1,642 | |
| Balance sheet: equity and liabilities | ||
10/49 |
23,463 | |
10/15 |
16,001 | |
10/11 |
2,000 | |
14 |
14,001 | |
17/49 |
7,462 | |
42/48 |
7,462 | |
44 |
2,633 | |
440/4 |
2,633 | |
45 |
4,681 | |
450/3 |
4,681 | |
47/48 |
147 | |
| Income statement | ||
9900 |
20,033 | |
630 |
1,328 | |
9901 |
18,704 | |
65/66B |
23 | |
65 |
23 | |
9903 |
18,682 | |
67/77 |
4,681 | |
9904 |
14,001 | |
9905 |
14,001 | |
| Appropriation of the result | ||
9906 |
14,001 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00466806.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00466806 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 20,033 | ||
| 15,329 | ||
| 2,144 | ||
| 15,186 | ||
| 68.2% | ||
| 3.04 | ||
| 0.47 | ||
| 87.5% | ||
| 59.7% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €822 |
| Intangible fixed assets | €1,322 |
| €1,328 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on SOFILY
Debt's share of the balance-sheet total is 31.8%.
Board & ownership
Board
1 director, since incorporationSole director
appointed by deed of 10-09-2025
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 10-09-2025
Mandates through the years
1 name, the dashed line is todayRIBEIRO COELHO Sophie Marie Pierre
Sole director
Sole director
Board
Mandates as a list
- RIBEIRO COELHO Sophie Marie Pierre
- Sole director, appointed by deed of 10-09-2025, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 20
- Contribution per share
- €100
- Equity per share
- €800 in 2025
- Source
- deed of 10-09-2025
Articles of association
deed of 10-09-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 20 June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 10-09-2025 ↗
- RIBEIRO COELHO Sophie Marie Pierre 20 shares (100%) · €2,000 in cash
Network & group
No group
SOFILY has no parent and no holdings in its annual accounts. RIBEIRO COELHO Sophie Marie Pierre is the only director. SOFILY shares no director with another company.
At the same address
Rue Saint-Laurent 106, 4000 Liège · 3 other companies| BENJAM SOLEIL
registered office since 07-12-2022 · founded in 2022 |
total assets €462,711 (2025) 0794.479.884 |
| Tailleur, Benjamin (sole trader)
establishment since 01-11-2026 |
founded in 2026 1044.775.617 |
| HÂPI HOLDING
registered office since 17-03-2025 |
founded in 2025 1021.105.340 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1027367283
IncorporationFounding capital of €2,000, 20 shares · Founder: RIBEIRO COELHO Sophie Marie Pierre · Appointment: RIBEIRO COELHO Sophie Marie Pierre (sole director) · published on 10-09-20255 points ▸
- Founder, RIBEIRO COELHO Sophie Marie Pierre
- Registered office clause, Rue Saint-Laurent 106, 4000 Liège
- Founding capital, €2,000, 20 shares
- RIBEIRO COELHO Sophie Marie Pierre holds 20 shares (100%)
- Director appointment, RIBEIRO COELHO Sophie Marie Pierre (sole director)
- The deed holds 4 more points.
First establishment Rue Saint-Laurent 106, Liège
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1027.367.283
- VAT number
- BE 1027.367.283
- Peppol ID
- 0208:1027367283
- Other Peppol ID
- 9925:BE1027367283
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-09-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 20 June at 18:00deed of 10-09-2025 (in French)
- Meeting noticeShareholders are called at least fifteen days in advance. The articles set how.
- “Convocation de l'assemblée générale, toute personne peut renoncer à cette convocation, régulièrement convoquée si présente ou représentée à…”deed of 10-09-2025 (in French)
- Peppol
- Reachable since 11-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SOFILY in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-09-2025 (in French)
Activities
NACEBEL 202586220
Specialist medical practice main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'exercice de la médecine par le ou les actionnaires qui la composent”deed of 10-09-2025 (in French)
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Saint-Laurent 106 registered office 4000 Liège | 08-09-2025 | 2.378.377.444 |
Buildings and parcels at the address
- Ground area
- 152 m²
- Buildings
- 74 m²
- Volume, LiDAR
- 943 m³
- Tallest building
- 14.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62815C0332/00V004 | 151 m² | 1 · 74 m² | 14.8 m · 5 |