Skip to content

SOFIESTICATED

Active
Private limited companyfounded 20215 yrs activeMolenberglaan 31, 3080 Tervuren, BelgiumKBO/BCE: BE 0760.981.430
Summary

SOFIESTICATED has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,539 and a net result of €72,539. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 34% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€209,119total assets 2025
Equity
€74,539
Profit
€72,539
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 59 d late0 of 1 deed read
Why 94- Latest accounts 59 days late; 3 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.53, cash €135,246+ Size: total assets €209,119Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 49% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 61-39
equity 35.6% of total assets
Liquidity 66-28
short-term debt 64.4% · cash 64.7%
Profitability 100+6
return on assets 34.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -6.4% vs 12-2024 02-2025: < 0.1%▼ -2.3% vs 01-2025 03-2025: < 0.1%▲ +2.3% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%▲ +2.3% vs 04-2025 06-2025: < 0.1%▲ +2.2% vs 05-2025 07-2025: < 0.1%▲ +4.3% vs 06-2025 08-2025: 0.1%▲ +108% vs 07-2025 09-2025: 0.1%▲ +37.0% vs 08-2025highest value 10-2025: < 0.1%▼ -72.3% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -5.3% vs 12-2025lowest value 02-2026: < 0.1%▲ +2.8% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +2.7% vs 03-2026 05-2026: < 0.1%▲ +2.6% vs 04-2026 06-2026: < 0.1%▲ +2.6% vs 05-2026 07-2026: < 0.1%▲ +5.0% vs 06-2026 08-2026: 0.1%▲ +66.7% vs 07-2026 09-2026: 0.1%▲ +37.1% vs 08-2026 10-2026: 0.1%▼ -21.9% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 1.53, cash €135,246 lowers the probability
  • Latest accounts 59 days late; 3 of the last 3 late raises the probability
  • Size: total assets €209,119 lowers the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 4.93 in 2024; short-term debt: 64.4% and cash: 64.7% of total assets), but 64.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 34%, liquidity 58%, profitability 85%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.53, cash €135,246
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 59 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €209,119
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
59 d late
2024
60 d late
2023
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 70 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (3 of the last 3 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2023net €72,539 ▲182%
  3. Annual accounts filedfiscal year 2024 · micro…

Financials · fiscal year 2025, micro schema

Equity
€74,539▼ 26.6%
2024 · €101,506
Total assets
€209,119▲ 66.6%
2024 · €125,556
Net result
€72,539▲ 182%
2024 · €25,689
Working capital
€71,570▼ 24.4%
2024 · €94,625
Trend over the years

2023 to 2025, 3 fiscal years

The operating result has risen two years in a row; 2025 is 181% above 2024 and is the highest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€93,481 2025 Net result€72,539 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€19,885-€33,278▲ 67.3%€93,481▲ 181%
Net result€15,125within the sector's middle half-€25,689within the sector's middle half▲ 69.8%€72,539above the sector's middle half▲ 182%
Equity€75,817within the sector's middle half-€101,506within the sector's middle half▲ 33.9%€74,539within the sector's middle half▼ 26.6%
Total assets€102,059within the sector's middle half-€125,556within the sector's middle half▲ 23.0%€209,119within the sector's middle half▲ 66.6%
Debt€26,242-€24,050▼ 8.4%€134,580▲ 460%
Working capital€65,023within the sector's middle half-€94,625within the sector's middle half▲ 45.5%€71,570within the sector's middle half▼ 24.4%
Solvency74.3%within the sector's middle half-80.8%above the sector's middle half▲ 6.6pp35.6%within the sector's middle half▼ 45.2pp
Current ratio3.48within the sector's middle half-4.93above the sector's middle half▲ 1.461.53within the sector's middle half▼ 3.40
Return on assets (ROA)14.8%within the sector's middle half-20.5%within the sector's middle half▲ 5.6pp34.7%above the sector's middle half▲ 14.2pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209,119
Fixed assets €2,969 ▼ 56.9%
Current assets €206,150 ▲ 73.7%
Equity and liabilities €209,119
Equity €74,539 ▼ 26.6%
Debt €134,580 ▲ 460%
Debt's share of the balance-sheet total rises from 19.2% to 64.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€97,393▲
2024 · €37,191
Cash flow
€76,451▲
2024 · €29,601
Debt to equity
1.81▲
2024 · 0.24
ROE
97.3%▲
2024 · 25.3%
Interest coverage
727.52▲
2024 · 321.30
Debt ≤ 1 year
€134,580▲
2024 · €24,050
Income taxes
€20,808▲
2024 · €7,474
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.5% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€125,556€209,119▲
Fixed assets21/28€6,881€2,969▼
Tangible fixed assets22/27€6,881€2,969▼
Plant, machinery and equipment23€1,702€1,490▼
Furniture and vehicles24€5,179€1,479▼
Current assets29/58€118,675€206,150▲
Amounts receivable within one year40/41€12,463€70,815▲
Trade receivables40€12,463€70,815▲
Cash at bank and in hand54/58€106,212€135,246▲
Deferred charges and accrued income490/1-€89
Equity and liabilities
Total equity and liabilities10/49€125,556€209,119▲
Equity10/15€101,506€74,539▼
Contributions10/11€2,000€2,000=
Reserves13€99,506€72,539▼
Distributable reserves133€99,506€72,539▼
Amounts payable17/49€24,050€134,580▲
Amounts payable within one year42/48€24,050€134,580▲
Trade debts44€6,051€1,151▼
Suppliers440/4€6,051€1,151▼
Taxes, remuneration and social security45€16,306€43,858▲
Taxes450/3€14,381€43,858▲
Remuneration and social security454/9€1,925-
Other amounts payable47/48€1,693€89,571▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,912€3,912=
Other operating charges640/8€804€682▼
Gross operating margin9900€37,995€98,075▲
Operating profit (loss)9901€33,278€93,481▲
Financial charges65/66B€116€134▲
Recurring financial charges65€116€134▲
Profit (loss) for the period before taxes9903€33,162€93,347▲
Income taxes67/77€7,474€20,808▲
Profit (loss) for the period9904€25,689€72,539▲
Profit (loss) for the period to be appropriated9905€25,689€72,539▲
Appropriation of the result
Profit (loss) to be appropriated9906€25,689€72,539▲
Transfer from equity791/2-€99,506
Transfer to equity691/2€25,689€72,539▲
To other reserves6921€25,689€72,539▲
Profit to be distributed694/7-€99,506
Return on contributions (dividend)694-€99,506

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,912€3,912€3,912=
Other operating charges640/8€206€804€682▼ 15.2%
Gross operating margin9900€24,004€37,995€98,075▲ 158%
Operating profit (loss)9901€19,885€33,278€93,481▲ 181%
Financial charges65/66B€45€116€134▲ 15.7%
Recurring financial charges65€45€116€134▲ 15.7%
Profit (loss) for the period before taxes9903€19,840€33,162€93,347▲ 181%
Income taxes67/77€4,715€7,474€20,808▲ 178%
Profit (loss) for the period9904€15,125€25,689€72,539▲ 182%
Profit (loss) for the period to be appropriated9905€15,125€25,689€72,539▲ 182%
Line202320242025Change
Assets
Total assets20/58€102,059€125,556€209,119▲ 66.6%
Fixed assets21/28€10,794€6,881€2,969▼ 56.9%
Tangible fixed assets22/27€10,794€6,881€2,969▼ 56.9%
Plant, machinery and equipment23€1,915€1,702€1,490▼ 12.5%
Furniture and vehicles24€8,878€5,179€1,479▼ 71.4%
Current assets29/58€91,265€118,675€206,150▲ 73.7%
Amounts receivable within one year40/41€12,463€12,463€70,815▲ 468%
Trade receivables40€12,463€12,463€70,815▲ 468%
Cash at bank and in hand54/58€78,802€106,212€135,246▲ 27.3%
Deferred charges and accrued income490/1--€89-
Equity and liabilities
Total equity and liabilities10/49€102,059€125,556€209,119▲ 66.6%
Equity10/15€75,817€101,506€74,539▼ 26.6%
Contributions10/11€2,000€2,000€2,000=
Reserves13€73,817€99,506€72,539▼ 27.1%
Distributable reserves133€73,817€99,506€72,539▼ 27.1%
Amounts payable17/49€26,242€24,050€134,580▲ 460%
Amounts payable within one year42/48€26,242€24,050€134,580▲ 460%
Trade debts44€7,559€6,051€1,151▼ 81.0%
Suppliers440/4€7,559€6,051€1,151▼ 81.0%
Taxes, remuneration and social security45€17,573€16,306€43,858▲ 169%
Taxes450/3€15,648€14,381€43,858▲ 205%
Remuneration and social security454/9€1,925€1,925--
Other amounts payable47/48€1,109€1,693€89,571▲ 5,189%
Line202320242025Change
Profit (loss) for the period9904€15,125€25,689€72,539▲ 182%
+ Depreciation and write-downs630€3,912€3,912€3,912=
Operating cash flow (approximation)€19,037€29,601€76,451▲ 158%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€27,410€29,034▲ 5.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Similar companies · same sector, comparable size

Of 82,670 companies in this sector we hold annual accounts for 54,217. 41,176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 7 January 2021, SOFIESTICATED was incorporated as a Private limited company.1 Total assets went from €102,059 in 2023 to €209,119 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 59 days late
2025
31-12
Financial Highest result since 2023net €72,539 ▲182%
Operating result €93,481, net result €72,539, both a record.
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Equity above €100,000Eq €101,506 ▲33.9%
2 profitable years in a row build equity to €101,506.
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded07-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0760981430
Also 9925:BE0760981430
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 4 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,465 m²
Building footprint
182 m²
Volume, LiDAR
1,080 m³
Parcel 24104C0133/00E003, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SOFIESTICATED
Molenberglaan 31, 3080 TervurenBusiness consulting
since 2021unit no. 2.318.562.888
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24104C0133/00E003 Flanders 1,465 m² 1 · 182 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.