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SOFIEMA

Active
Private limited companyfounded 199234 yrs activeClaerhoutdreef 7, 8740 Pittem, BelgiumKBO/BCE: BE 0448.161.378
Summary

SOFIEMA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400,618 and a net result of €44,272. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Wholesale of fruit and vegetables, excluding potatoes
NACE 46319NACE 51310
1 site
How big
€513,667total assets 2025
Equity
€400,618
Profit
€44,272
Turnover not published (abridged schema)
Financially healthy?
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts 53 d early0 of 1 deed read
Why 97+ Liquidity: current ratio 2.36, cash €230,734+ Founded in 1992+ Equity €400,618 (78.0% of total assets)+ Size: total assets €513,667Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 78.0% of total assets
Liquidity 93-1
short-term debt 20.6% · cash 44.9%
Profitability 80-3
return on assets 8.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
  • Liquidity: current ratio 2.36, cash €230,734 lowers the probability
  • Founded in 1992 lowers the probability for this profile
  • Equity €400,618 (78.0% of total assets) lowers the probability
  • Size: total assets €513,667 lowers the probability for this profile
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 2.55 in 2024; short-term debt: 20.6% and cash: 44.9% of total assets), and 22% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 91%, profitability 72%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 2.36, cash €230,734
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €400,618 (78.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €513,667
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
51 d early
2023
51 d early
2022
7 d early
2021
48 d early
2020
33 d early
2019
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 11% on equitysector median €58,742 · 12,380 companies €400,618 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €44,272 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€513,667
Profit
€44,272
Solvency
78.0%
Total assets▲ 6.4%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 08-06-2026Annual accounts filed
  2. 10-06-2025Annual accounts filed
  3. 10-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of fruit and vegetables, excluding potatoesNACE 46319
Founded
04-09-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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