Turnover
≈ €43,000 estimated
The micro format states no turnover.
Sofie Verbunt
Overview
Lifetime
2 annual accounts with figures on one time axispeak €16,535 (2024)
€8,739▼ 47.1%
peak €8,759 (2024)
€297▼ 96.6%
peak €11,198 (2025)
€11,198▲ 2.7%
€22,185▲ 14.0%
Board1 name since 2024
1 directorVERBUNT Sofie
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
Gross margin from €16,535 to €8,739Result from €8,759 to €297
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Position in the sector
€11,198
Less equity than 82% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.
Checked score
90
Excellent
Financially stronger than 34% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.5%highest value
08-2025: 0.1%▼ -0.4 percentage points vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.06, cash €8,066
Figures for financial year 2025 (filed on 23-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 33% of them on solvency, 24% on liquidity, 32% on profitability and 46% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as Sofie Verbunt has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Sofie Verbunt itself is lower: 0.1% within 12 months. It rests on far more data about Sofie Verbunt than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for Sofie Verbunt. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (0.71 in 2024), below the usual 1.5. Short-term debt is 66.5% and cash 24.2% of total assets. 66.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
38 days early
2024
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 27 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010152555
Incorporation
Founding capital of €3,000, 100 shares · Founder: VERBUNT Sofie · Appointment: VERBUNT Sofie (director) · published on 11-06-2024 · Gazette deed
First establishment
Kastanjelaan 26, Brecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sofie Verbunt Brecht | €33,382 | €8,739 | 33.5% | - |
| Vintex Brecht | €33,729 | €9,151 | 24.5% | - |
| De Vil Interior Brasschaat | €40,224 | €10,649 | 17.5% | - |
| ONIN Antwerp | €28,105 | €10,047 | 56.2% | - |
| Mutoni Arts Tubize | €39,772 | €10,208 | 42.9% | - |
| SDECO SERVICES Molenbeek-Saint-Jean | €26,866 | €6,822 | 30.6% | - |
| DMAX Courcelles | €40,952 | €8,796 | 45.9% | - |
These companies have the same main activity as Sofie Verbunt: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €26,900 and €41,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 07-06-2024Normal situation
- Activity
- Activities of interior architectsNACE 71112
- Establishment unit
- 2.362.180.0282960 Brecht, since 07-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-02-2026
Annual accounts 2025
- €8,739▼ 47.1%
- €297▼ 96.6%
- €11,198▲ 2.7%
- €33,382▲ 9.9%
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on Sofie Verbunt
Sofie Verbunt has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,198 and a net result of €297.
Its solvency ranks better than 32% of 11,794 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-06-2026, 38 days before the deadline€8,739
▼ 47.1%
€1,683
▼ 86.3%
€297
▼ 96.6%
€1,243
▲ €6,964
33.5%
▼ 2.4 percentage points
1.06
▲ 0.35
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €43,000. Estimated: probably between €27,000 and €86,000.
Balance sheet
balance sheet total €33,382 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
33.5%
Higher than 32% of 11,794 companies in 2025.
1.06
Higher than 23% of 11,521 companies in 2025.
0.9%
Higher than 23% of 11,605 companies in 2025.
Sofie Verbunt
Middle half of the sector
80% of the sector
Micro accounts in architecture and engineering (NACE 71)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
33,382 | 30,368 | |
21/28 |
9,954 | 16,621 | |
21 |
9,954 | 16,621 | |
29/58 |
23,428 | 13,747 | |
40/41 |
14,019 | 5,366 | |
40 |
10,264 | 5,229 | |
41 |
3,755 | 137 | |
54/58 |
8,066 | 7,038 | |
490/1 |
1,343 | 1,343 | |
| Balance sheet: equity and liabilities | |||
10/49 |
33,382 | 30,368 | |
10/15 |
11,198 | 10,900 | |
10/11 |
3,000 | 3,000 | |
13 |
8,198 | 7,900 | |
133 |
8,198 | 7,900 | |
17/49 |
22,185 | 19,468 | |
42/48 |
22,185 | 19,468 | |
44 |
120 | 963 | |
440/4 |
120 | 963 | |
45 |
3,385 | 3,391 | |
450/3 |
3,385 | 3,391 | |
47/48 |
18,679 | 15,113 | |
| Income statement | |||
9900 |
8,739 | 16,535 | |
630 |
6,667 | 3,379 | |
640/8 |
389 | 870 | |
9901 |
1,683 | 12,286 | |
65/66B |
753 | 774 | |
65 |
753 | 774 | |
9903 |
930 | 11,512 | |
67/77 |
633 | 2,752 | |
9904 |
297 | 8,759 | |
9905 |
297 | 8,759 | |
| Appropriation of the result | |||
9906 |
297 | 8,759 | |
691/2 |
297 | 7,900 | |
6921 |
297 | 7,900 | |
694/7 |
- | 859 | |
694 |
- | 859 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 8,350 | 15,665 | ||
| 6,964 | 12,138 | ||
| 0 | 20,000 | ||
| 1,027 | - | ||
| 1,243 | -5,721 | ||
| 33.5% | 35.9% | ||
| 1.06 | 0.71 | ||
| 1.98 | 1.79 | ||
| 2.7% | 80.4% | ||
| 0.9% | 28.8% | ||
| 11.09 | 20.24 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Intangible fixed assets | - | €20,000 |
| €6,667 | €3,379 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Sofie Verbunt
The operating result for 2025 is 86% lower than in 2024.
Debt's share of the balance-sheet total rises from 64.1% to 66.5%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 11-06-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 23-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 11-06-2024
Mandates through the years
1 name, the dashed line is todayVERBUNT Sofie
Director
Director
Board
Mandates as a list
- VERBUNT Sofie
- Director, appointed by deed of 11-06-2024, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €112 in 2025
- Source
- deed of 11-06-2024
Articles of association
deed of 11-06-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, een of meerdere vereffenaars aanduiden bevoegdheden omlijnen vergoeding bepalen”
Shareholders
At incorporation
deed of 11-06-2024 ↗
- VERBUNT Sofie 100 shares (100%) · €3,000 in cash
Network & group
No group
Sofie Verbunt has no parent and no holdings in its annual accounts. VERBUNT Sofie is the only director. Sofie Verbunt shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 38 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010152555
2025
Annual accounts 2024 filed NBBmicro format · 16 days before the deadline
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: VERBUNT Sofie · Appointment: VERBUNT Sofie (director) · published on 11-06-20245 points ▸
- Founder, VERBUNT Sofie
- Founding capital, €3,000, 100 shares
- Registered office clause, Kastanjelaan 26, 2960 Brecht
- Board rule, 1
- Director appointment, VERBUNT Sofie
- The deed holds 5 more points.
First establishment Kastanjelaan 26, Brecht
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Sofie Verbunt was incorporated on 7 June 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 VERBUNT Sofie is director of the company, appointed by deed of 11-06-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1010.152.555
- VAT number
- BE 1010.152.555
- Peppol ID
- 0208:1010152555
- Other Peppol ID
- 9925:BE1010152555
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-06-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 14:00deed of 11-06-2024 (in Dutch)
- Peppol
- Reachable since 13-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Sofie Verbunt in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-06-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- Sofie Verbuntdeed of 11-06-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 11-06-2024 (in Dutch)
Activities
NACEBEL 202571112
Activities of interior architects main activity
Codes under NACEBEL 2008
71112
Architectural and engineering activities; technical testing and analysis main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle activiteiten houdende binnenhuisarchitectuur; Studie, ontwerp, planning, advisering, coördinatie, realisatie van commerciële en private…”deed of 11-06-2024 (in Dutch)
29 activities
- Alle activiteiten houdende binnenhuisarchitectuur;
- Studie, ontwerp, planning, advisering, coördinatie, realisatie van commerciële en private interieurinrichting, woon- en commerciële concepten, bouw en constructie, meubel- en bouwconstructie;
- Studie, ontwerp, productie, in-en export van meubilair, private en commerciële interieurbenodigdheden, decoratieartikelen, textiel,…;
- Het opmeten, verlenen van advies, studie en coördinatie voor interieurconcepten en verbouwingsprojecten;
- Het digitaal tekenwerk voor zowel bouwkundige tekeningen als presentatietekeningen en voorstellingen;
- Alle activiteiten omtrent grafiek, geïntegreerde grafische elementen, productontwerp en lay-out.
- Het vervaardigen en plaatsen van binnenhuisinrichtingen en meubilair voor showrooms;
- Etaleurswerkzaamheden en het ontwerpen van showrooms;
- Groot- en kleinhandel, invoer en uitvoer van winkeluitrusting en van alle goederen en materialen dienstig voor de binnenhuisinrichting, de etaleurswerkzaamheden en showroom (zowel voor definitieve inrichtingen als tijdelijke inrichtingen);
- Het openstellen van eigen woning en woningen van derden als demonstratie en kijkwoning;
- Het verzorgen en het geven van opleidingen met betrekking tot binnenhuisontwerp, decoratietechnieken, vormgeving en dergelijke meer in de ruimste zin van het woord, alsook de ontwikkeling en verkoop van mogelijke edities inzake vormgeving en interieurontwerp;
- Het beoordelen, monsteren en toetsen van nieuwe creaties en producten van meubelen, verlichting en decoratiematerialen, allen in de ruimste zin van het woord;
- De creatie en verkoop van kunstwerken en alle mogelijke materialen;
- Fotografie in het algemeen;
- Bemiddeling in de verkoop van goederen;
- Transport;
- Verhuur van roerende en onroerende goederen;
- Aan- en verkoop roerende en onroerende goederen;
- Het verkopen op commissies;
- Tussenpersoon in de handel;
- Marketingactiviteiten;
- Handelsbemiddeling;
- Zakelijke advies- en dienstverlening aan ondernemingen en particulieren in de meest ruime zin van het woord;
- Overige zakelijke dienstverlening;
- Overige dienstverlenende activiteiten op het gebied van informatie;
- Voor eigen rekening: Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van roerende en onroerende goederen;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verplichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen;
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm; in dit kader kan zij zich ook borgstellen of haar aval verlenen, in de meest ruime zin, alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen;
- Het uitoefenen van de functie van bestuurder, gedelegeerd bestuurder, zaakvoerder, directeur of andere leidende en uitvoerende functies, al dan niet bezoldigd in alle vormen, ook buitenlandse, van vennootschappen, verenigingen of samenwerkingsverbanden zowel in België als in het buitenland.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kastanjelaan 26 registered office 2960 Brecht | 07-06-2024 | 2.362.180.028 |
Buildings and parcels at the address
- Ground area
- 508 m²
- Buildings
- 79 m²
- Volume, LiDAR
- 546 m³
- Tallest building
- 8.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11042A0001/00L027 | 508 m² | 1 · 79 m² | 8.7 m · 2 |