Checked.be · Company dossierhttps://checked.be/en/c/sofie-van-mieghem-0455195462 · as of 07-10-2026
SOFIE VAN MIEGHEM
Active
Private limited company · founded 1995 · 31 years activeBeukenlaan 30, 9160 Lokeren, BelgiumKBO/BCE: BE 0455.195.462
Summary
SOFIE VAN MIEGHEM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €269,894 and a net result of €24,645. Equity is growing by ~21.2% per year across the filed fiscal years. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. There is no bankruptcy probability for this company, so the score rests on the figures alone.
62/ 100
Healthy▼ -2 vs 2024
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. Without a bankruptcy probability, this company's Checked score rests on these figures.
Strong
Solvency64+2
equity 39.3% of total assets
Liquidity49-4
short-term debt 15.9% · cash 2.3%
Profitability73-5
return on assets 3.6%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.87 in 2024; short-term debt: 15.9% and cash: 2.3% of total assets), and 60.7% of the assets are financed with debt.
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
This company filed its last 7 accounts on average 48 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
○
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 30 days of that day).