Sofie Storme
ActiveSofie Storme has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €46k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+13
Solvency81▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 4.91 in 2024; short-term debt: 16% and cash: 58.8% of total assets), and 43.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
19.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
37 d late
2023
150 d late
2022
69 d late
2021
323 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▲ 31.3%
2024 · €98k
2018: €95k
2019: €81k
2020: €82k
2021: €77k
2022: €90k
2023: €94k
2024: €98k
2018 → 2025
Total assets
€229k▲ 21.1%
2024 · €189k
2018: €201k
2019: €181k
2020: €181k
2021: €169k
2022: €183k
2023: €183k
2024: €189k
2018 → 2025
Net result
€46k▲ 138%
2024 · €19k
2018: €12k
2019: €-14k
2020: €1k
2021: €-4k
2022: €13k
2023: €10k
2024: €19k
2018 → 2025
Working capital
€117k▲ 36.1%
2024 · €86k
2018: €88k
2019: €75k
2020: €76k
2021: €69k
2022: €83k
2023: €81k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€90k▲ 16.8%€94k▲ 3.5%€98k▲ 4.4%€128k▲ 31.3%
Operating result€-2k-€16k€17k▲ 2.7%€28k▲ 66.4%€59k▲ 114%
Net result€-4k-€13k€10k▼ 21.6%€19k▲ 88.0%€46k▲ 138%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 114% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€76k▼ 7.1%
Current assets
€153k▲ 42.4%
Equity and liabilities €229k
Equity
€128k▲ 31.3%
Debt
€101k▲ 10.2%
The debt ratio falls from 48.3% to 43.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €33k
Cash flow
€51k▲
2024 · €25k
Solvency
56.1%▲
2024 · 51.7%
Current ratio
4.19▼
2024 · 4.91
Quick ratio
4.19▼
2024 · 4.91
Debt / equity
0.78▼
2024 · 0.93
ROE
35.5%▲
2024 · 19.6%
ROA
19.9%▲
2024 · 10.1%
Interest coverage
37.93▲
2024 · 17.17
Debt
€101k▲
2024 · €91k
Debt ≤ 1 year
€37k▲
2024 · €22k
Debt > 1 year
€64k▼
2024 · €69k
Income taxes
€12k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€189k€229k▲
Fixed assets21/28€81k€76k▼
Tangible fixed assets22/27€81k€75k▼
Land and buildings22€77k€72k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€250€250=
Current assets29/58€108k€153k▲
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€13k€17k▲
Other amounts receivable41€786-
Current investments50/53€55k-
Cash at bank and in hand54/58€38k€135k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€189k€229k▲
Equity10/15€98k€128k▲
Contributions10/11€13k€13k=
Reserves13€63k€93k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€32k€32k=
Distributable reserves133€30k€60k▲
Profit (loss) carried forward14€22k€23k▲
Amounts payable17/49€91k€101k▲
Amounts payable after more than one year17€69k€64k▼
Financial debts170/4€69k€64k▼
Amounts payable within one year42/48€22k€37k▲
Current portion of amounts payable after more than one year42€5k€8k▲
Trade debts44€1k€593▼
Suppliers440/4€1k€593▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€11k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€35k€68k▲
Operating profit (loss)9901€28k€59k▲
Financial income75/76B€38€305▲
Recurring financial income75€38€305▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€26k€58k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€19k€46k▲
Profit (loss) for the period to be appropriated9905€19k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€68k▲
Profit (loss) brought forward from the previous period14P€18k€22k▲
Transfer from equity791/2€10k-
Transfer to equity691/2€10k€30k▲
To other reserves6921€10k€30k▲
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€10k-
Directors or managers695€5k€15k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €46k ▲138%
Operating result €59k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €128k ▲31.3%
4 profitable years in a row build equity to €128k.
06-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 37 days late
2024
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 150 days late
2023
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
19-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 323 days late
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-14k ▼223%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 14 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Platanenlaan 52610 AntwerpenGround area
537 m²
Building footprint
282 m²
Volume, LiDAR
3,014 m³
2 parcels, Flanders · tallest building 19.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Sofie Storme
since 20152.244.244.260
BV Peeters en Nuttens
since 20232.350.246.751
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1543/00T037 | Flanders | 366 m² | 1 · 197 m² | 19.3 m · 4 fl. |
| 11051B0090/00P012 | Flanders | 171 m² | 1 · 86 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAO DENTAL
BE 0725.713.715
Soignies · Eq €128k
JoliDent
BE 0762.479.188
La Louvière · Eq €128k
ACDENT
BE 0606.980.369
Braine-l'Alleud · Eq €128k
JULIET
BE 0795.288.944
Antwerpen · Eq €129k
LUX ESTHETIQUE DENTAIRE
BE 0672.896.621
Arlon · Eq €128k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,734 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2015
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.