Sofie Souvereyns
ActiveSofie Souvereyns has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €52k. Equity is shrinking by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▼-53
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 4.42 in 2024; short-term debt: 77.8% and cash: 75.1% of total assets), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.2%
Return on assets
76.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
174 d early
2023
113 d early
2022
108 d early
2021
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 56.7%
2024 · €35k
2021: €38k
2022: €42k
2023: €67k
2024: €35k
2021 → 2025
Total assets
€68k▲ 52.5%
2024 · €45k
2021: €61k
2022: €53k
2023: €82k
2024: €45k
2021 → 2025
Net result
€52k▲ 58.4%
2024 · €33k
2021: €36k
2022: €5k
2023: €25k
2024: €33k
2021 → 2025
Working capital
€14k▼ 57.0%
2024 · €33k
2021: €38k
2022: €42k
2023: €64k
2024: €33k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€42k▲ 12.5%€67k▲ 58.1%€35k▼ 47.8%€15k▼ 56.7%
Operating result€47k-€7k▼ 84.5%€31k▲ 322%€43k▲ 41.6%€67k▲ 55.1%
Net result€36k-€5k▼ 87.0%€25k▲ 423%€33k▲ 34.0%€52k▲ 58.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€862▼ 51.0%
Current assets
€67k▲ 56.8%
Equity and liabilities €68k
Equity
€15k▼ 56.7%
Debt
€53k▲ 445%
The debt ratio rises from 21.7% to 77.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€68k▲
2024 · €44k
Cash flow
€53k▲
2024 · €34k
Solvency
22.2%▼
2024 · 78.3%
Current ratio
1.27▼
2024 · 4.42
Quick ratio
1.27▼
2024 · 4.42
Debt / equity
3.50▲
2024 · 0.28
ROE
344.9%▲
2024 · 94.4%
ROA
76.7%▲
2024 · 73.9%
Interest coverage
51.14▲
2024 · 37.33
Debt
€53k▲
2024 · €10k
Debt ≤ 1 year
€53k▲
2024 · €10k
Income taxes
€14k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€68k▲
Fixed assets21/28€2k€862▼
Tangible fixed assets22/27€2k€862▼
Plant, machinery and equipment23€2k€862▼
Current assets29/58€43k€67k▲
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€10k€12k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€28k€51k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€45k€68k▲
Equity10/15€35k€15k▼
Contributions10/11€2k€2k=
Reserves13€33k€14k▼
Distributable reserves133€33k€14k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€10k€53k▲
Amounts payable within one year42/48€10k€53k▲
Trade debts44€601€775▲
Suppliers440/4€601€775▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€1k€42k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€897€897=
Other operating charges640/8€667€661▼
Gross operating margin9900€45k€69k▲
Operating profit (loss)9901€43k€67k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€42k€66k▲
Income taxes67/77€9k€14k▲
Profit (loss) for the period9904€33k€52k▲
Profit (loss) for the period to be appropriated9905€33k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€52k▲
Transfer from equity791/2€65k€32k▼
Transfer to equity691/2€33k€12k▼
To other reserves6921€33k€12k▼
Profit to be distributed694/7€65k€72k▲
Return on contributions (dividend)694€65k€72k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €52k ▲58.4%
Operating result €67k, net result €52k, both a record.
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €5k ▼87%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ginderoverstraat 623590 DiepenbeekGround area
1,592 m²
Building footprint
149 m²
Volume, LiDAR
809 m³
Parcel 71011A0170/00C003, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sofie Souvereyns
since 20202.309.896.434
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011A0170/00C003 | Flanders | 1,592 m² | 1 · 149 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 619 EUR awarded · 619 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 167 EUR | 167 EUR |
| 2024 | 1 | 197 EUR | 197 EUR |
| 2023 | 1 | 117 EUR | 117 EUR |
| 2022 | 1 | 138 EUR | 138 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 5,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2020
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.