SOFIE PUTTEMAN ARCHITECT
ActiveSummary
SOFIE PUTTEMAN ARCHITECT has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253,410 and a net result of €16,039. Equity is shrinking by about 7.8% per year across the filed financial years. Its solvency ranks better than 89% of 11,720 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €253,410
- Profit
- €16,039
Why 95lowers riskLiquidity: current ratio 8.02, cash €116,311Equity €253,410 (88.0% of total assets)Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Figures for financial year 2025 (filed 29-08-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 87% on solvency, 93% on liquidity, 41% on profitability and 30% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 69 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00445199.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 8% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 34,695 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,695 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,290 | €3,090 | €1,110 | €1,110 | €650 | €919 | €1,985 | €1,335 | ▼ 32.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €5,597 | -€2,412 | €0 | - |
| Other operating charges640/8 | - | - | - | €1,829 | €1,897 | €2,091 | €561 | €128 | ▼ 77.2% |
| Non-recurring operating charges66A | - | - | - | €333 | €519 | €1,411 | €0 | €568 | - |
| Gross operating margin9900 | -€18,564 | €26,457 | €31,287 | €34,794 | €5,415 | €12,187 | €16,526 | €17,163 | ▲ 3.8% |
| Operating profit (loss)9901 | -€22,069 | €22,134 | €27,673 | €31,521 | €2,349 | €2,168 | €16,392 | €15,132 | ▼ 7.7% |
| Financial income75/76B | - | - | - | €2,883 | €128 | €0 | €1,594 | €6,863 | ▲ 331% |
| Recurring financial income75 | €225 | €35 | - | €2,883 | €128 | €0 | €1,594 | €6,863 | ▲ 331% |
| Financial charges65/66B | - | - | - | -€5,191 | €1,655 | €968 | €550 | €461 | ▼ 16.2% |
| Recurring financial charges65 | €7,192 | -€1,979 | €5,961 | -€5,191 | €1,655 | €968 | €550 | €461 | ▼ 16.2% |
| Profit (loss) for the period before taxes9903 | -€29,036 | €24,148 | €21,712 | €39,595 | €821 | €1,200 | €17,436 | €21,534 | ▲ 23.5% |
| Income taxes67/77 | €267 | €3,520 | €7,758 | €10,319 | €718 | €1,041 | €736 | €5,495 | ▲ 647% |
| Profit (loss) for the period9904 | -€29,303 | €20,628 | €13,954 | €29,276 | €104 | €159 | €16,700 | €16,039 | ▼ 4.0% |
| Profit (loss) for the period to be appropriated9905 | -€29,303 | €20,628 | €13,954 | €29,276 | €104 | €159 | €16,700 | €16,039 | ▼ 4.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €401,039 | €435,226 | €446,465 | €474,009 | €369,836 | €276,490 | €304,008 | €288,045 | ▼ 5.3% |
| Fixed assets21/28 | €5,281 | €4,171 | €3,060 | €1,950 | €1,300 | €13,733 | €11,748 | €10,412 | ▼ 11.4% |
| Tangible fixed assets22/27 | €5,281 | €4,171 | €3,060 | €1,950 | €1,300 | €13,733 | €11,748 | €10,412 | ▼ 11.4% |
| Other tangible fixed assets26 | - | - | - | €1,950 | €1,300 | €13,733 | €11,748 | €10,412 | ▼ 11.4% |
| Current assets29/58 | €395,757 | €431,056 | €443,405 | €472,059 | €368,536 | €262,757 | €292,261 | €277,632 | ▼ 5.0% |
| Amounts receivable after more than one year29 | - | - | - | - | €46,499 | €0 | - | - | - |
| Other amounts receivable291 | - | - | - | - | €46,499 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €122,280 | €67,549 | €18,842 | €13,848 | €17,527 | €18,104 | €130,912 | €161,184 | ▲ 23.1% |
| Trade receivables40 | - | - | - | €13,848 | €12,245 | €17,634 | €28,509 | €669 | ▼ 97.7% |
| Other amounts receivable41 | - | - | - | - | €5,282 | €470 | €102,403 | €160,515 | ▲ 56.7% |
| Current investments50/53 | €70,923 | €73,149 | €67,932 | €34,724 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €197,337 | €286,768 | €347,287 | €423,018 | €301,168 | €244,088 | €161,349 | €116,311 | ▼ 27.9% |
| Deferred charges and accrued income490/1 | - | - | - | €469 | €3,342 | €565 | €0 | €137 | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €401,039 | €435,226 | €446,465 | €474,009 | €369,836 | €276,490 | €304,008 | €288,045 | ▼ 5.3% |
| Equity10/15 | €387,150 | €406,978 | €420,132 | €359,408 | €269,512 | €269,671 | €270,371 | €253,410 | ▼ 6.3% |
| Contributions10/11 | €18,600 | - | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €368,550 | €388,378 | €401,532 | €340,808 | €250,912 | €251,071 | €251,771 | €234,810 | ▼ 6.7% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €338,948 | €249,052 | €251,071 | €251,771 | €234,810 | ▼ 6.7% |
| Profit (loss) carried forward14 | - | - | - | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €13,889 | €28,249 | €26,333 | €114,600 | €100,324 | €6,819 | €33,637 | €34,634 | ▲ 3.0% |
| Amounts payable after more than one year17 | - | €2,406 | €6,991 | €52,919 | - | - | - | - | - |
| Other amounts payable178/9 | - | - | - | €52,919 | - | - | - | - | - |
| Amounts payable within one year42/48 | €13,889 | €25,842 | €19,342 | €61,392 | €100,324 | €6,819 | €32,441 | €34,634 | ▲ 6.8% |
| Trade debts44 | €4,015 | €13,704 | €4,028 | €5,105 | €5,376 | €3,555 | €8,158 | €469 | ▼ 94.3% |
| Suppliers440/4 | - | - | - | €5,105 | €5,376 | €3,555 | €8,158 | €469 | ▼ 94.3% |
| Taxes, remuneration and social security45 | - | - | - | €17,727 | €9,448 | €3,264 | €7,480 | €1,165 | ▼ 84.4% |
| Taxes450/3 | - | - | - | €17,727 | €9,448 | €3,264 | €7,480 | €1,165 | ▼ 84.4% |
| Other amounts payable47/48 | - | - | - | €38,560 | €85,500 | €0 | €16,804 | €33,000 | ▲ 96.4% |
| Accrued charges and deferred income492/3 | - | - | - | €290 | - | - | €1,196 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€29,303 | €20,628 | €13,954 | €29,276 | €104 | €159 | €16,700 | €16,039 | ▼ 4.0% |
| + Depreciation and write-downs630 | €2,290 | €3,090 | €1,110 | €1,110 | €650 | €919 | €1,985 | €1,335 | ▼ 32.7% |
| Operating cash flow (approximation) | -€27,012 | €23,718 | €15,065 | €30,386 | €754 | €1,078 | €18,686 | €17,374 | ▼ 7.0% |
| Investment in fixed assets (approximation) | - | -€1,980 | €0 | €0 | €0 | -€13,352 | €0 | €0 | - |
| Change in cash | - | €89,431 | €60,519 | €75,730 | -€121,849 | -€57,080 | -€82,739 | -€45,038 | ▲ 45.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 16 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00445199 |
| 31-12-2024 | micro format | 28-08-2025 | 2025-00445273 |
| 31-12-2023 | micro format | 22-07-2024 | 2024-00273507 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00417919 |
| 31-12-2021 | micro format | 18-10-2022 | 2022-20466475 |
| 31-12-2020 | micro format | 15-11-2021 | 2021-77200548 |
| 31-12-2019 | micro format | 05-03-2021 | 2021-07100421 |
| 31-12-2018 | micro format | 30-07-2019 | 2019-42800139 |
| 31-12-2017 | micro format | 12-07-2018 | 2018-34500131 |
| 31-12-2016 | micro format | 10-07-2017 | 2017-29500435 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Sofie PUTTEMAN |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
26-09
Gazette deed
Reappointment: Sofie PUTTEMAN (director)Registered-office move · Amendment of the articles · Capital conversion8 facts ▸
- Director reappointment, Sofie PUTTEMAN (director (not named in the articles))
- Registered-office move, 3590 Diepenbeek,Tierstraat 36
- Other provision, “coördinatie statuten, opdracht aan instrumenterende notaris om statuten te coördineren” (deed in Dutch)
- General meeting, 23-08-2023
- Amendment of the articles (3 times)
- Capital conversion, “van rechtswege omgezet”, EUR (deed in Dutch)
- Reserve release, “opheffen statutair onbeschikbare eigen vermogensrekening en beschikbaar maken voor uitkering, onmiddellijk” (deed in Dutch)
- Other provision, “vermelding statutair onbeschikbare eigen vermogensrekening in statuten” (deed in Dutch)
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23752H0567/00F000 | Flanders | 830 m² | 1 · 132 m² | 11.3 m · 3 |
| 71403G0934/00P000 | Flanders | 670 m² | 1 · 133 m² | 10.4 m |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verlenen van diensten die behoren tot de uitoefening van het beroep van architect,evenals het verlenen van diensten die niet…” (deed in Dutch)
Text of the purpose (deed in Dutch)
“Het verlenen van diensten die behoren tot de uitoefening van het beroep van architect,evenals het verlenen van diensten die niet onverenigbaar zijn met de uitoefening van het beroep van architect.”
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SOFIE PUTTEMAN ARCHITECT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest” (deed in Dutch)“Zetel binnen België verplaatsen, 2.Zetel” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “- Vertegenwoordiging van de vennootschap Iedere bestuurder afzonderlijk, ook wanneer er meerdere zijn, vertegenwoordigt de vennootschap…”
- Board ruleHow the board is made up, meets and takes decisions.
- “In afwachting van regularisatie, algemene vergadering besluit of mandaat al dan niet ten kosteloze titel wordt uitgeoefend” (deed in Dutch)“Alle handelingen verrichten die nodig of dienstig zijn tot verwezenlijking van voorwerp, met uitzondering van handelingen die door wet of…” (deed in Dutch)“6.A.Bestuursorgaan, 1” (deed in Dutch)“Bestuurders herroepbaar ad nutum bij besluit algemene vergadering, mandaat van al dan niet in statuten benoemde bestuurder steeds…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Saturday of June at 19:00