SOFIE MATTHYS
ActiveSOFIE MATTHYS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €64k. Its solvency ranks better than 61% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+12
Growth78
Stability82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 2.9 against 1.68 in 2024), and 33% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
49.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
5 d early
2024
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 273%
2024 · €23k
2024: €23k
2024 → 2025
Total assets
€130k▲ 180%
2024 · €46k
2024: €46k
2024 → 2025
Net result
€64k▲ 610%
2024 · €9k
2024: €9k
2024 → 2025
Working capital
€81k▲ 416%
2024 · €16k
2024: €16k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€87k▲ 273%
Operating result€12k-€89k▲ 628%
Net result€9k-€64k▲ 610%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 628% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€5k▼ 27.1%
Current assets
€124k▲ 219%
Equity and liabilities €130k
Equity
€87k▲ 273%
Debt
€43k▲ 85.4%
The debt ratio falls from 49.9% to 33.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€91k▲
2024 · €12k
Cash flow
€66k▲
2024 · €9k
Solvency
67.0%▲
2024 · 50.1%
Current ratio
2.90▲
2024 · 1.68
Quick ratio
2.90▲
2024 · 1.68
Debt / equity
0.49▼
2024 · 0.99
ROE
74.2%▲
2024 · 39.0%
ROA
49.7%▲
2024 · 19.6%
Interest coverage
1594.64▲
2024 · 189.53
Debt
€43k▲
2024 · €23k
Debt ≤ 1 year
€43k▲
2024 · €23k
Income taxes
€24k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€130k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€410€259▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€39k€124k▲
Current investments50/53-€70k
Cash at bank and in hand54/58€36k€52k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€46k€130k▲
Equity10/15€23k€87k▲
Contributions10/11€15k€15k=
Reserves13€8k€72k▲
Distributable reserves133€8k€72k▲
Amounts payable17/49€23k€43k▲
Amounts payable within one year42/48€23k€43k▲
Trade debts44€8k€120▼
Suppliers440/4€8k€120▼
Taxes, remuneration and social security45€14k€37k▲
Taxes450/3€13k€37k▲
Remuneration and social security454/9€1k€114▼
Other amounts payable47/48€1k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€230€2k▲
Other operating charges640/8€768€669▼
Gross operating margin9900€13k€91k▲
Operating profit (loss)9901€12k€89k▲
Financial income75/76B-€105
Recurring financial income75-€105
Financial charges65/66B€66€57▼
Recurring financial charges65€66€57▼
Profit (loss) for the period before taxes9903€12k€89k▲
Income taxes67/77€3k€24k▲
Profit (loss) for the period9904€9k€64k▲
Profit (loss) for the period to be appropriated9905€9k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€64k▲
Transfer to equity691/2€8k€64k▲
To other reserves6921€8k€64k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assenede · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trieststraat 1679960 AssenedeGround area
1,893 m²
Building footprint
202 m²
Volume, LiDAR
986 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOFIE MATTHYS
since 20242.368.799.683
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43002E1046/00A000 | Flanders | 1,409 m² | 1 · 92 m² | 8.1 m · 2 fl. |
| 43002E1044/00A002 | Flanders | 485 m² | 1 · 109 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FTC LAWYERS
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B-FAK
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 6,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2024
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.