Summary
Sofie Maes is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €559,180 and a net result of -€22,480. Equity is growing by about 4% per year across the filed financial years. Its solvency ranks better than 95% of 9,737 sector peers (NACE 64, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
4th largest company by equity in Leopoldsburg, Finance and insurance sector1 site
Size
€564,751total assets 2025
- Equity
- €559,180
- Loss
- -€22,480
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 days early
2024
2 days early
2023
4 days early
2022
38 days early
2021
40 days early
2020
38 days early
2019
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 March (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end30-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€22,480
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
In the rankings
#4 company by equity in Leopoldsburg, Finance and insurance sector#7 company by total assets in Leopoldsburg, Finance and insurance sector#7 oldest company in Leopoldsburg, Finance and insurance sector
Equity
€559,180▼ 3.9%
2024 · €581,659
Net result
-€22,480
2024 · €20,683
Total assets
€564,751▼ 4.3%
2024 · €590,301
Solvency
99.0%▲ 0.5pp
2024 · 98.5%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result turns negative in 2025: a loss of €23,539 after €10,991 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€23,539
2025
Net result-€22,480
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€564,751
2025
Equity€559,180
2025
Debt€5,572
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€59,180
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-4.0%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency99.0%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio11.62
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€26,055-€32,357▲ 24.2%€36,267▲ 12.1%€36,151▼ 0.3%€26,270▼ 27.3%€10,991▼ 58.2%-€23,539
Net result€13,783-€16,943within the sector's middle half▲ 22.9%€23,465within the sector's middle half▲ 38.5%€23,818within the sector's middle half▲ 1.5%€22,002within the sector's middle half▼ 7.6%€20,683within the sector's middle half▼ 6.0%-€22,480below the sector's middle half
Equity€474,748-€491,691above the sector's middle half▲ 3.6%€515,157above the sector's middle half▲ 4.8%€538,975above the sector's middle half▲ 4.6%€560,976above the sector's middle half▲ 4.1%€581,659above the sector's middle half▲ 3.7%€559,180above the sector's middle half▼ 3.9%
Total assets€535,682-€543,248within the sector's middle half▲ 1.4%€545,071within the sector's middle half▲ 0.3%€551,377within the sector's middle half▲ 1.2%€571,915within the sector's middle half▲ 3.7%€590,301within the sector's middle half▲ 3.2%€564,751within the sector's middle half▼ 4.3%
Debt€60,934-€51,557▼ 15.4%€29,915▼ 42.0%€12,402▼ 58.5%€10,938▼ 11.8%€8,642▼ 21.0%€5,572▼ 35.5%
Working capital-€7,873-€1,648within the sector's middle half€12,555within the sector's middle half▲ 662%€36,570within the sector's middle half▲ 191%€60,088within the sector's middle half▲ 64.3%€81,659within the sector's middle half▲ 35.9%€59,180within the sector's middle half▼ 27.5%
Solvency88.6%-90.5%above the sector's middle half▲ 1.9pp94.5%above the sector's middle half▲ 4.0pp97.8%above the sector's middle half▲ 3.2pp98.1%above the sector's middle half▲ 0.3pp98.5%above the sector's middle half▲ 0.4pp99.0%above the sector's middle half▲ 0.5pp
Current ratio0.79-1.04within the sector's middle half▲ 0.251.42within the sector's middle half▲ 0.383.95within the sector's middle half▲ 2.536.49above the sector's middle half▲ 2.5410.45above the sector's middle half▲ 3.9611.62above the sector's middle half▲ 1.17
Return on assets (ROA)2.6%-3.1%within the sector's middle half▲ 0.5pp4.3%within the sector's middle half▲ 1.2pp4.3%within the sector's middle half=3.8%within the sector's middle half▼ 0.5pp3.5%within the sector's middle half▼ 0.3pp-4.0%below the sector's middle half▼ 7.5pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €564,751
Fixed assets
€500,000 =
Current assets
€64,751 ▼ 28.3%
Equity and liabilities €564,751
Equity
€559,180 ▼ 3.9%
Debt
€5,572 ▼ 35.5%
Debt's share of the balance-sheet total falls from 1.5% to 1.0%. Equity and debt are lower.
Key figures and ratios
ROE
-4.0%▼
2024 · 3.6%
Debt ≤ 1 year
€5,572▼
2024 · €8,642
Income taxes
€174▼
2024 · €5,017
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €3,473 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,960 | €3,980 | €826 | €1,536 | €1,516 | €889 | €0 | ▼ 100.0% |
| Other operating charges640/8 | - | - | - | €1,070 | €767 | €753 | €766 | ▲ 1.7% |
| Gross operating margin9900 | €32,749 | €39,417 | €40,379 | €42,230 | €28,553 | €12,632 | -€22,773 | - |
| Operating profit (loss)9901 | €26,055 | €32,357 | €36,267 | €36,151 | €26,270 | €10,991 | -€23,539 | - |
| Financial income75/76B | - | - | - | €8 | €5,000 | €15,005 | €1,512 | ▼ 89.9% |
| Recurring financial income75 | €0 | - | - | €8 | €5,000 | €15,005 | €1,512 | ▼ 89.9% |
| Financial charges65/66B | - | - | - | €1,817 | €310 | €296 | €279 | ▼ 5.7% |
| Recurring financial charges65 | €1,970 | €1,300 | €1,200 | €1,817 | €310 | €296 | €279 | ▼ 5.7% |
| Profit (loss) for the period before taxes9903 | €24,085 | €31,056 | €35,067 | €34,342 | €30,960 | €25,700 | -€22,305 | - |
| Income taxes67/77 | €10,303 | €14,113 | €11,601 | €10,524 | €8,959 | €5,017 | €174 | ▼ 96.5% |
| Profit (loss) for the period9904 | €13,783 | €16,943 | €23,465 | €23,818 | €22,002 | €20,683 | -€22,480 | - |
| Profit (loss) for the period to be appropriated9905 | €13,783 | €16,943 | €23,465 | €23,818 | €22,002 | €20,683 | -€22,480 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €535,682 | €543,248 | €545,071 | €551,377 | €571,915 | €590,301 | €564,751 | ▼ 4.3% |
| Fixed assets21/28 | €505,435 | €502,033 | €502,602 | €502,405 | €500,889 | €500,000 | €500,000 | = |
| Tangible fixed assets22/27 | €5,435 | €2,033 | €2,602 | €2,405 | €889 | €0 | - | - |
| Furniture and vehicles24 | - | - | - | €2,405 | €889 | €0 | - | - |
| Financial fixed assets28 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Current assets29/58 | €30,247 | €41,216 | €42,470 | €48,972 | €71,026 | €90,301 | €64,751 | ▼ 28.3% |
| Amounts receivable within one year40/41 | €27,303 | €35,869 | €38,289 | €46,275 | €67,097 | €86,975 | €64,220 | ▼ 26.2% |
| Trade receivables40 | - | - | - | €31,944 | €47,916 | €52,919 | €26,958 | ▼ 49.1% |
| Other amounts receivable41 | - | - | - | €14,331 | €19,181 | €34,056 | €37,262 | ▲ 9.4% |
| Cash at bank and in hand54/58 | €2,943 | €5,346 | €4,180 | €2,696 | €3,929 | €3,326 | €531 | ▼ 84.0% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €535,682 | €543,248 | €545,071 | €551,377 | €571,915 | €590,301 | €564,751 | ▼ 4.3% |
| Equity10/15 | €474,748 | €491,691 | €515,157 | €538,975 | €560,976 | €581,659 | €559,180 | ▼ 3.9% |
| Contributions10/11 | €370,000 | €370,000 | €370,000 | €370,000 | €370,000 | €370,000 | €370,000 | = |
| Capital10 | - | - | - | €370,000 | - | - | - | - |
| Issued capital100 | - | - | - | €370,000 | - | - | - | - |
| Contributions outside capital11 | - | - | - | - | €370,000 | €370,000 | €370,000 | = |
| Other1109/19 | - | - | - | - | €370,000 | €370,000 | €370,000 | = |
| Reserves13 | €104,748 | €121,691 | €145,157 | €168,975 | €190,976 | €211,659 | €190,481 | ▼ 10.0% |
| Non-distributable reserves130/1 | - | - | - | €8,449 | €8,449 | €8,449 | €8,449 | = |
| Legal reserve130 | - | - | - | €8,449 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €8,449 | €8,449 | €8,449 | = |
| Distributable reserves133 | - | - | - | €160,526 | €182,528 | €203,211 | €182,032 | ▼ 10.4% |
| Profit (loss) carried forward14 | - | - | - | - | - | - | -€1,302 | - |
| Amounts payable17/49 | €60,934 | €51,557 | €29,915 | €12,402 | €10,938 | €8,642 | €5,572 | ▼ 35.5% |
| Amounts payable after more than one year17 | €22,814 | €11,990 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €38,120 | €39,567 | €29,915 | €12,402 | €10,938 | €8,642 | €5,572 | ▼ 35.5% |
| Financial debts43 | - | - | - | €1,678 | €1,700 | - | - | - |
| Credit institutions430/8 | - | - | - | €1,678 | €1,700 | - | - | - |
| Trade debts44 | €3,123 | €3,498 | €608 | €398 | €426 | €439 | €878 | ▲ 100.0% |
| Suppliers440/4 | - | - | - | €398 | €426 | €439 | €878 | ▲ 100.0% |
| Taxes, remuneration and social security45 | - | - | - | €6,948 | €5,584 | €5,100 | €1,591 | ▼ 68.8% |
| Taxes450/3 | - | - | - | €6,948 | €5,584 | €5,100 | €1,591 | ▼ 68.8% |
| Other amounts payable47/48 | - | - | - | €3,378 | €3,228 | €3,103 | €3,103 | = |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,783 | €16,943 | €23,465 | €23,818 | €22,002 | €20,683 | -€22,480 | - |
| + Depreciation and write-downs630 | €3,960 | €3,980 | €826 | €1,536 | €1,516 | €889 | €0 | ▼ 100.0% |
| Operating cash flow (approximation) | €17,743 | €20,923 | €24,291 | €25,354 | €23,518 | €21,572 | -€22,480 | - |
| Investment in fixed assets (approximation) | - | -€578 | -€1,395 | -€1,340 | €0 | €0 | €0 | - |
| Change in cash | - | €2,403 | -€1,166 | -€1,484 | €1,232 | -€603 | -€2,795 | ▼ 364% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 20-03-2026 | 2026-00060047 |
| 30-09-2024 | micro format | 28-04-2025 | 2025-00081637 |
| 30-09-2023 | micro format | 26-04-2024 | 2024-00075228 |
| 30-09-2022 | micro format | 23-03-2023 | 2023-00045474 |
| 30-09-2021 | micro format | 21-03-2022 | 2022-08100532 |
| 30-09-2020 | micro format | 23-03-2021 | 2021-08300197 |
| 30-09-2019 | micro format | 23-03-2020 | 2020-07200349 |
| 30-09-2018 | micro format | 28-03-2019 | 2019-08200556 |
| 30-09-2017 | micro format | 22-06-2018 | 2018-22100025 |
| 30-09-2016 | abbreviated format | 21-03-2017 | 2017-07300310 |
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Of the 24,455 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,124. 13,696 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, last change in 2023
MAES Sofie
CurrentDirector (not named in the articles) · since 28-12-2023
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 2 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
1 person since 2023, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MAES Sofie |
|
Owners and capital
Capital and shareholders
Capital over the years
- 28-12-2023 Converted to unavailable equity
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
50%
According to the annual accounts to 30-09-2025 of Sofie Maes and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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Board mandates elsewhere
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
30-09
Financial
Weakest financial yearnet -€22,480
Net result drops to -€22,480, the lowest in the series.
28-04
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
26-04
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
28-12
Gazette deed
Resignation: MAES Sofie (manager)Appointment: MAES Sofie (director) · Amendment of the articles · Capital conversion8 facts ▸
Gazette deed
Resignation: MAES Sofie (manager)
Appointment: MAES Sofie (director) · Amendment of the articles · Capital conversion8 facts ▸
- General meeting, “eenparigheid van stemmen, buitengewone algemene vergadering van de aandeelhouders” (deed in Dutch)
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Director resignation, MAES Sofie (manager)
- Director appointment, MAES Sofie (director (not named in the articles))
- Registered office clause, “3970 Leopoldsburg,Antwerpsesteenweg 169, VIERDE BESLUIT” (deed in Dutch)
- Share issue, 3700
- Power of attorney
23-03
NBB filing
Annual accounts filed
financial year 2022 · micro format
2022
30-09
Financial
Highest result from 2019 to 2025net €23,818 ▲1.5%
Net result €23,818, the highest in the series.
30-09
Financial
Liquidity more than doubledcurrent ratio 3.95
Current ratio from 1.42 to 3.95; short-term debt falls from €29,915 to €12,402.
21-03
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
30-09
Financial
Equity above €500,000equity €515,157 ▲4.8%
A profit in every financial year since 2019 builds equity to €515,157.
23-03
NBB filing
Annual accounts filed
financial year 2020 · micro format
2020
23-03
NBB filing
Annual accounts filed
financial year 2019 · micro format
Show earlier events
2019
28-03
NBB filing
Annual accounts filed
financial year 2018 · micro format
2018
22-06
NBB filing
Annual accounts filed
financial year 2017 · micro format · 53 days late
2017
21-03
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 14 annual accounts filed, the latest 10 are here; all 14 are under Financials.
1 of 2 deeds read
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded21-11-2011
Financial year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0841172518
Also
9925:BE0841172518
Registered
07-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2011
Ground area
3,891 m²
Building footprint
2,052 m²
Building volume
9,216 m³
Parcel 71034A3507/00B000, Flanders · tallest building 14.7 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Sofie Maes
since 2011unit no. 2.204.775.059
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71034A3507/00B000 | Flanders | 3,891 m² | 1 · 2,052 m² | 14.7 m · 1 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SOFIE MAES
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of March at 20:00