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SOFIE BINTEIN

Active Private limited companyfounded 2020active for 5 yearsPierre Debbautstraat 29, 8200 BrugesKBO/BCE: BE 0759.495.350
SOFIE BINTEIN
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Overview

Lifetime

5 annual accounts with figures on one time axis
Gross marginpeak €104,749 (2025)
€104,749▲ 16.7%
Resultpeak €59,090 (2021)
€57,857▲ 15.9%
Equitypeak €252,696 (2025)
€252,696▲ 29.7%
Debts
€166,568▼ 23.3%
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from €89,782 to €104,749Equity from €194,838 to €252,696Debts from €217,079 to €166,568

Key points

from the 2025 annual accounts

Equity

€252,696 ▲ 29.7%

SOFIE BINTEIN has made a profit in every financial year since 2021.

Turnover

≈ €180,000 estimated

The micro format states no turnover.

Liquidity

2.35 was 1.28 in 2024

Short-term debts fell from €85,137 to €57,450.

Checked score

96
Excellent
Financially stronger than 65% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,551 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

Solvency
85+13equity 60.3% of total assets
Liquidity
86+11short-term debt 13.7% · cash 30.8%
Profitability
86+2return on assets 13.8%

Score breakdown

lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.35, cash €129,198
Size: total assets €419,264
Equity €252,696 (60.3% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 55% of them on solvency, 78% on liquidity, 55% on profitability and 72% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as SOFIE BINTEIN has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SOFIE BINTEIN itself is lower: < 0.1% within 12 months. It rests on far more data about SOFIE BINTEIN than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for SOFIE BINTEIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €24,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.35 (1.28 in 2024), above the usual 1.5. Short-term debt is 13.7% and cash 30.8% of total assets. 39.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 2.35, cash €129,198
NBB · annual accounts
lowers risk · Size: total assets €419,264
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €252,696 (60.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
11 days early
2024
10 days early
2023
17 days early
2022
1 day early
2021
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 11 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0759495350
General meeting · Legal-form conversion Gazette deed
Board rule · Other provision Gazette deed
Incorporation published on 09-12-2020 · Gazette deed
All 14 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
SOFIE BINTEIN Bruges €419,264 €104,749 60.3% -
Seyntech Pittem €461,715 €107,053 20.1% -
PATRIMA Ypres €372,780 €102,773 59.0% -
FIGAMO Ypres €401,422 €117,004 78.7% -
GVCONNECT Harelbeke €364,107 €97,833 1.4% -
mact Roeselare €529,674 €104,374 38.4% -
FN INVEST Staden €357,397 €92,225 37.5% -

These companies have the same main activity as SOFIE BINTEIN: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €357,000 and €530,000, founded in 2021.

Official details

Source: KBO
Status
Active since 07-12-2020Normal situation
Activity
Activities of head officesNACE 70100and 1 other
Establishment unit
2.310.515.1558200 Bruges, since 07-12-2020
Financial year end
31 December
Peppol
Reachable since 14-09-2025
Company details

Annual accounts 2025

Gross margin
€104,749▲ 16.7%
Profit
€57,857▲ 15.9%
Equity
€252,696▲ 29.7%
Total assets
€419,264▲ 1.8%
Filing
Filed on 20-07-2026, 11 days before the end of the filing period
Financials

Insights on SOFIE BINTEIN

SOFIE BINTEIN files the micro format. That format states no turnover. The gross margin rose from €84,305 in 2021 to €104,749 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 20-07-2026, 11 days before the deadline
Gross margin
€104,749
▲ 16.7%
Operating result
€84,226
▲ 15.1%
Profit
€57,857
▲ 15.9%
Working capital
€77,770
▲ 230%
Solvency
60.3%
▲ 13.0 percentage points
Current ratio
2.35
▲ 1.08

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €150,000 and €210,000.

Balance sheet

balance sheet total €419,264 on 31-12-2025
What the company ownsHow it is paid for

Change in equityin euro

Change in cashin euro

Position in the sector

Compare with sector

Solvency60.3%

Higher than 54% of 39,335 companies in 2025.

Current ratio2.35

Higher than 54% of 38,020 companies in 2025.

Return on assets13.8%

Higher than 49% of 38,492 companies in 2025.

SOFIE BINTEIN Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
Total assets20/58 419,264411,917358,603294,267103,888
Fixed assets21/28 284,044303,235284,351181,778-
Tangible fixed assets22/27 284,044303,235284,351181,778-
Land and buildings22 246,624253,060259,496181,778-
Furniture and vehicles24 37,41950,17524,855--
Current assets29/58 135,220108,68274,251112,489103,888
Amounts receivable within one year40/41 2,868----
Trade receivables40 2,868----
Cash at bank and in hand54/58 129,198105,85069,822106,474100,975
Deferred charges and accrued income490/1 3,1542,8324,4306,0152,913
Balance sheet: equity and liabilities
Total equity and liabilities10/49 419,264411,917358,603294,267103,888
Equity10/15 252,696194,838144,911108,07374,090
Contributions10/11 15,00015,00015,00015,00015,000
Reserves13 237,696179,838129,91193,07359,090
Distributable reserves133 237,696179,838129,91193,07359,090
Amounts payable17/49 166,568217,079213,692186,19429,798
Amounts payable after more than one year17 109,118131,942129,25995,276-
Financial debts170/4 109,118131,942129,25995,276-
Amounts payable within one year42/48 57,45085,13784,43290,91829,798
Current portion of amounts payable after more than one year42 22,82422,31716,01715,711-
Trade debts44 242160209111
Suppliers440/4 242160209111
Taxes, remuneration and social security45 24,59628,20234,51942,32328,504
Taxes450/3 24,59628,19434,51942,32328,504
Remuneration and social security454/9 -8---
Other amounts payable47/48 10,00634,61533,73732,6751,183
Income statement
Gross operating margin9900 104,74989,78284,52688,24384,305
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 19,1917,28327,46236,541-
Other operating charges640/8 1,3329,3301,944521806
Operating profit (loss)9901 84,22673,17055,12051,18183,499
Financial income75/76B ----1
Recurring financial income75 ----1
Financial charges65/66B 3,2552,9533,4783,6491,410
Recurring financial charges65 3,2552,9533,4783,6491,410
Profit (loss) for the period before taxes9903 80,97070,21751,64147,53282,090
Income taxes67/77 23,11320,29014,80313,54923,000
Profit (loss) for the period9904 57,85749,92736,83833,98359,090
Profit (loss) for the period to be appropriated9905 57,85749,92736,83833,98359,090
Appropriation of the result
Profit (loss) to be appropriated9906 57,85749,92736,83833,98359,090
Transfer to equity691/2 57,85749,92736,83833,98359,090
To other reserves6921 57,85749,92736,83833,98359,090
Document PDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 20-07-2026 2026-00311015 PDF
31-12-2024 micro format 21-07-2025 2025-00290243 PDF
31-12-2023 micro format 14-07-2024 2024-00242450 PDF
31-12-2022 micro format 30-07-2023 2023-00290887 PDF
31-12-2021 micro format 17-07-2022 2022-20193155 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
EBITDA 103,41780,45282,58187,722-
Cash flow 77,04857,21064,29970,524-
Investment in fixed assets (approximation) 051,021130,035218,319-
Change in cash 23,34836,029-36,6525,499-
Working capital 77,77023,546-10,18121,57174,090
Solvency 60.3%47.3%40.4%36.7%71.3%
Current ratio 2.351.280.881.243.49
Debt to equity 0.661.111.471.720.40
ROE 22.9%25.6%25.4%31.4%79.8%
ROA 13.8%12.1%10.3%11.5%56.9%
Interest coverage 31.7727.2523.7424.04-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item20252024202320222021
Mortgage mandates--€187,000€187,000-
Carrying value of the mortgaged assets--€259,496--

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€51,021€130,035€218,319-
Depreciation and write-downs of the year€19,191€7,283€27,462€36,541-

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on SOFIE BINTEIN

The operating result for 2025 is 15% higher than in 2024 and the highest since 2021. It is the third rise in a row, after the fall in 2022.

Debt's share of the balance-sheet total falls from 52.7% to 39.7%. Equity is higher and debt is lower.

Network & group

No group

SOFIE BINTEIN has no parent and no holdings in its annual accounts.

Board mandates elsewhere

1 board mandate
Board mandates of SOFIE BINTEINSOFIE BINTEIN sits on their board1
Deloitte Accountancy, Tax & Legal Services
Director · 10 locations
Founded in 1991 · 706 FTE (2025) · group Deloitte Belgium

Connections & network

Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

14 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 11 days before the deadline
2025
Equity above €200,000 equity €252,696 ▲29.7% With a profit in every financial year since 2021, equity grows to €252,696.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0759495350
Annual accounts 2024 filed PDFmicro format · 10 days before the deadline
2024
Equity above €150,000 equity €194,838 ▲34.5% With a profit in every financial year since 2021, equity grows to €194,838.
Annual accounts 2023 filed PDFmicro format · 17 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 1 day before the deadline
2022
Weakest financial year net €33,983 ▼42.5% The net result drops to €33,983, the lowest from 2021 to 2025. It recovers the following year.
Equity above €100,000 equity €108,073 ▲45.9% With a profit in every financial year since 2021, equity grows to €108,073.
Annual accounts 2021 filed PDFmicro format · 14 days before the deadline
2021
General meeting · Legal-form conversion PDFCapital conversion · Other provision
Board rule · Other provision PDFRepresentation rule · Financial year
2020
Incorporation PDFpublished on 09-12-2020
First establishment Pierre Debbautstraat 29, Bruges

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

SOFIE BINTEIN was incorporated on 7 December 2020 as a private limited company.1 Total assets rose from €103,888 in 2021 to €419,264 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0759.495.350
VAT number
BE 0759.495.350
Peppol ID
0208:0759495350
Other Peppol ID
9925:BE0759495350
Legal form
Private limited company
Status
Active, normal situation
Founded
07-12-2020
Financial year
ends on 31 December
Peppol
Reachable since 14-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SOFIE BINTEIN in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
70100 Activities of head offices main activity
68201 Renting and operating of own or leased residential real estate, excluding social housing
Codes under NACEBEL 2008
70100 Activities of head offices main activity
68201 Real estate activities

Registered office and establishments

1 establishment
Establishment Since Unit number
Pierre Debbautstraat 29 registered office 8200 Bruges 07-12-2020 2.310.515.155

Buildings and parcels at the address

Ground area
177 m²
Buildings
82 m²
Volume, LiDAR
416 m³
Tallest building
7.8 m
Buildings to scale, each on its own parcel
82 m², 7.8 m 82 m², 7.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
31030A0237/00T002177 m² 1 · 82 m² 7.8 m · 2

Contact

Phone +32 50 31 99 49

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