SOFIE ANN PERTRY
ActiveSummary
SOFIE ANN PERTRY has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €376,699 and a net result of €47,720. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 16718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-3
Solvency78▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 4.48 against 2.88 in 2024; short-term debt: 7.5% and cash: 6.3% of total assets), and 47.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.9%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
48 d late
2024
13 d early
2023
28 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€376,699▲ 14.5%
2024 · €328,978
Total assets
€711,476▲ 0.1%
2024 · €710,595
Net result
€47,720▼ 24.5%
2024 · €63,184
Working capital
€184,889▲ 59.1%
2024 · €116,229
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€95,467▲ 73.7%€130,641▲ 36.8%€109,885▼ 15.9%€98,788▼ 10.1%€77,747▼ 21.3%
Net result€59,229within the sector's middle half▲ 102%€85,164within the sector's middle half▲ 43.8%€71,457within the sector's middle half▼ 16.1%€63,184within the sector's middle half▼ 11.6%€47,720within the sector's middle half▼ 24.5%
Equity€166,839within the sector's middle half▲ 55.0%€252,003within the sector's middle half▲ 51.0%€323,460within the sector's middle half▲ 28.4%€328,978within the sector's middle half▲ 1.7%€376,699above the sector's middle half▲ 14.5%
Total assets€616,473within the sector's middle half▼ 1.6%€659,962above the sector's middle half▲ 7.1%€752,688above the sector's middle half▲ 14.1%€710,595above the sector's middle half▼ 5.6%€711,476above the sector's middle half▲ 0.1%
Debt€449,634▼ 13.4%€407,959▼ 9.3%€429,228▲ 5.2%€381,617▼ 11.1%€334,777▼ 12.3%
Working capital-€34,245▲ 46.4%€45,884€98,390▲ 114%€116,229▲ 18.1%€184,889▲ 59.1%
Solvency27.1%below the sector's middle half▲ 9.9pp38.2%within the sector's middle half▲ 11.1pp43.0%within the sector's middle half▲ 4.8pp46.3%within the sector's middle half▲ 3.3pp52.9%within the sector's middle half▲ 6.6pp
Staff (FTE)1▼ 88.9%1=1.4▲ 40.0%1▼ 28.6%
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €711,476
Fixed assets
€473,515 ▼ 11.1%
Current assets
€237,961 ▲ 33.7%
Equity and liabilities €711,476
Equity
€376,699 ▲ 14.5%
Debt
€334,777 ▼ 12.3%
Debt's share of the balance-sheet total falls from 53.7% to 47.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136,794▼
2024 · €157,827
Cash flow
€106,767▼
2024 · €122,223
Current ratio
4.48▲
2024 · 2.88
Debt to equity
0.89▼
2024 · 1.16
ROE
12.7%▼
2024 · 19.2%
ROA
6.7%▼
2024 · 8.9%
Interest coverage
16.59▲
2024 · 15.30
Debt ≤ 1 year
€53,072▼
2024 · €61,805
Debt > 1 year
€281,705▼
2024 · €319,812
Income taxes
€21,815▼
2024 · €25,287
Staff costs
€10,158▲
2024 · €9,260
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €10,000 | €0 | - | - |
| Remuneration, social security and pensions62 | €27,785 | €29,328 | €16,724 | €9,260 | €10,158 | ▲ 9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45,481 | €47,969 | €39,963 | €59,039 | €59,047 | = |
| Other operating charges640/8 | €2,434 | €2,772 | €7,287 | €4,827 | €7,402 | ▲ 53.4% |
| Gross operating margin9900 | €171,167 | €210,710 | €173,858 | €171,914 | €154,354 | ▼ 10.2% |
| Operating profit (loss)9901 | €95,467 | €130,641 | €109,885 | €98,788 | €77,747 | ▼ 21.3% |
| Financial income75/76B | €146 | €13 | €1 | €0 | €35 | - |
| Recurring financial income75 | €146 | €13 | €1 | €0 | €35 | - |
| Financial charges65/66B | €12,264 | €9,558 | €6,323 | €10,316 | €8,247 | ▼ 20.1% |
| Recurring financial charges65 | €12,264 | €9,558 | €6,323 | €10,316 | €8,247 | ▼ 20.1% |
| Profit (loss) for the period before taxes9903 | €83,350 | €121,096 | €103,563 | €88,471 | €69,536 | ▼ 21.4% |
| Income taxes67/77 | €24,120 | €35,932 | €32,107 | €25,287 | €21,815 | ▼ 13.7% |
| Profit (loss) for the period9904 | €59,229 | €85,164 | €71,457 | €63,184 | €47,720 | ▼ 24.5% |
| Profit (loss) for the period to be appropriated9905 | €59,229 | €85,164 | €71,457 | €63,184 | €47,720 | ▼ 24.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €616,473 | €659,962 | €752,688 | €710,595 | €711,476 | ▲ 0.1% |
| Fixed assets21/28 | €537,880 | €512,052 | €584,946 | €532,562 | €473,515 | ▼ 11.1% |
| Tangible fixed assets22/27 | €537,730 | €511,902 | €584,796 | €532,412 | €473,365 | ▼ 11.1% |
| Land and buildings22 | €494,978 | €468,924 | €456,262 | €428,839 | €401,416 | ▼ 6.4% |
| Plant, machinery and equipment23 | €23,230 | €33,196 | €23,988 | €21,972 | €12,498 | ▼ 43.1% |
| Furniture and vehicles24 | €19,522 | €9,782 | €104,545 | €81,600 | €59,450 | ▼ 27.1% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €78,593 | €147,910 | €167,742 | €178,034 | €237,961 | ▲ 33.7% |
| Amounts receivable within one year40/41 | - | €12,584 | €32,846 | €33,370 | €57,145 | ▲ 71.2% |
| Trade receivables40 | - | - | €10,000 | €587 | €146 | ▼ 75.1% |
| Other amounts receivable41 | - | €12,584 | €22,846 | €32,783 | €56,999 | ▲ 73.9% |
| Current investments50/53 | €48,500 | €78,050 | €93,050 | €113,050 | €133,050 | ▲ 17.7% |
| Cash at bank and in hand54/58 | €29,429 | €57,276 | €40,348 | €28,884 | €44,925 | ▲ 55.5% |
| Deferred charges and accrued income490/1 | €664 | - | €1,498 | €2,730 | €2,842 | ▲ 4.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €616,473 | €659,962 | €752,688 | €710,595 | €711,476 | ▲ 0.1% |
| Equity10/15 | €166,839 | €252,003 | €323,460 | €328,978 | €376,699 | ▲ 14.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €148,239 | €233,403 | €304,860 | €310,378 | €358,099 | ▲ 15.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €146,379 | €231,543 | €303,000 | €308,518 | €356,239 | ▲ 15.5% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €449,634 | €407,959 | €429,228 | €381,617 | €334,777 | ▼ 12.3% |
| Amounts payable after more than one year17 | €335,921 | €305,933 | €359,876 | €319,812 | €281,705 | ▼ 11.9% |
| Financial debts170/4 | €335,921 | €305,933 | €359,876 | €319,812 | €281,705 | ▼ 11.9% |
| Amounts payable within one year42/48 | €112,838 | €102,026 | €69,351 | €61,805 | €53,072 | ▼ 14.1% |
| Current portion of amounts payable after more than one year42 | €48,922 | €42,986 | €41,071 | €40,065 | €38,107 | ▼ 4.9% |
| Trade debts44 | €3,339 | €9,129 | €3,871 | €2,010 | €2,519 | ▲ 25.3% |
| Suppliers440/4 | €3,339 | €9,129 | €3,871 | €2,010 | €2,519 | ▲ 25.3% |
| Taxes, remuneration and social security45 | €20,584 | €19,602 | €24,185 | €19,730 | €12,446 | ▼ 36.9% |
| Taxes450/3 | €16,748 | €15,435 | €20,312 | €17,664 | €10,518 | ▼ 40.5% |
| Remuneration and social security454/9 | €3,836 | €4,167 | €3,873 | €2,066 | €1,928 | ▼ 6.7% |
| Other amounts payable47/48 | €39,993 | €30,309 | €225 | €0 | - | - |
| Accrued charges and deferred income492/3 | €875 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,229 | €85,164 | €71,457 | €63,184 | €47,720 | ▼ 24.5% |
| + Depreciation and write-downs630 | €45,481 | €47,969 | €39,963 | €59,039 | €59,047 | = |
| Operating cash flow (approximation) | €104,710 | €133,133 | €111,419 | €122,223 | €106,767 | ▼ 12.6% |
| Investment in fixed assets (approximation) | - | -€22,141 | -€112,857 | -€6,655 | €0 | ▲ 100% |
| Change in cash | - | €27,847 | -€16,928 | -€11,464 | €16,041 | ▲ 240% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €85,164 ▲43.8%
Operating result €130,641, net result €85,164, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.45
Current ratio from 0.70 to 1.45; short-term debt falls from €112,838 to €102,026.
31-12
Financial
Equity above €200,000Eq €252,003 ▲51%
5 profitable years in a row build equity to €252,003.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150,000Eq €166,839 ▲55%
4 profitable years in a row build equity to €166,839.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €100,000Eq €107,610 ▲37.4%
3 profitable years in a row build equity to €107,610.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €995 ▼93.3%
Net result drops to €995, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1997
Ground area
160 m²
Building footprint
160 m²
Volume, LiDAR
2,769 m³
Parcel 44809I0688/00R000, Flanders · tallest building 19.5 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SOFIE ANN PERTRY
since 19972.164.822.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0688/00R000 | Flanders | 160 m² | 1 · 160 m² | 19.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,945 companies in sector 86230 we hold annual accounts for 4,294. 3,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-04-1997
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Contact
E-mail
pertry.sofie.ann@skynet.beGent
Phone
092229693Gent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460496117
Also
9925:BE0460496117
Registered
19-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.