Sofico
ActiveSummary
Sofico has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,099 and a net result of €4,785. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 24% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+20
Solvency50▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.06 in 2024; short-term debt: 36.9% and cash: 1.9% of total assets), and 74.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12788 sector peers (2025).
NBB · sector comparisonPosition among 12788 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d early
2023
3 d early
2022
3 d early
2021
on the day
2020
245 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€45,099▲ 11.9%
2024 · €40,314
Total assets
€177,504▼ 13.8%
2024 · €205,934
Net result
€4,785
2024 · -€7,317
Working capital
-€59,751▲ 18.4%
2024 · -€73,248
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,716▼ 31.7%€29,858▲ 103%€27,705▼ 7.2%€3,245▼ 88.3%€16,093▲ 396%
Net result€6,417below the sector's middle half▼ 38.5%€16,191within the sector's middle half▲ 152%€15,897within the sector's middle half▼ 1.8%-€7,317below the sector's middle half€4,785below the sector's middle half
Equity€15,543below the sector's middle half▲ 70.3%€31,734below the sector's middle half▲ 104%€47,631within the sector's middle half▲ 50.1%€40,314within the sector's middle half▼ 15.4%€45,099within the sector's middle half▲ 11.9%
Total assets€133,360within the sector's middle half▼ 12.0%€126,899within the sector's middle half▼ 4.8%€241,376within the sector's middle half▲ 90.2%€205,934within the sector's middle half▼ 14.7%€177,504within the sector's middle half▼ 13.8%
Debt€117,817▼ 17.2%€95,165▼ 19.2%€193,745▲ 104%€165,620▼ 14.5%€132,405▼ 20.1%
Working capital-€80,685▼ 5.3%-€76,764▲ 4.9%-€72,281▲ 5.8%-€73,248▼ 1.3%-€59,751▲ 18.4%
Solvency11.7%below the sector's middle half▲ 5.6pp25.0%below the sector's middle half▲ 13.4pp19.7%below the sector's middle half▼ 5.3pp19.6%below the sector's middle half▼ 0.2pp25.4%below the sector's middle half▲ 5.8pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 396% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177,504
Fixed assets
€171,695 ▼ 14.5%
Current assets
€5,809 ▲ 15.1%
Equity and liabilities €177,504
Equity
€45,099 ▲ 11.9%
Debt
€132,405 ▼ 20.1%
Debt's share of the balance-sheet total falls from 80.4% to 74.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45,283▲
2024 · €32,294
Cash flow
€33,975▲
2024 · €21,732
Current ratio
0.09▲
2024 · 0.06
Debt to equity
2.94▼
2024 · 4.11
ROE
10.6%▲
2024 · -18.2%
ROA
2.7%▲
2024 · -3.6%
Interest coverage
7.74▲
2024 · 4.57
Debt ≤ 1 year
€65,560▼
2024 · €78,297
Debt > 1 year
€65,901▼
2024 · €86,786
Income taxes
€5,456▲
2024 · €3,489
Staff costs
€3,547
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,972 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €3,547 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,805 | €6,170 | €11,088 | €29,049 | €29,190 | ▲ 0.5% |
| Other operating charges640/8 | - | €1,986 | €3,890 | €3,583 | €3,629 | ▲ 1.3% |
| Gross operating margin9900 | €33,667 | €38,014 | €42,683 | €35,877 | €52,459 | ▲ 46.2% |
| Operating profit (loss)9901 | €14,716 | €29,858 | €27,705 | €3,245 | €16,093 | ▲ 396% |
| Financial charges65/66B | - | €5,315 | €5,220 | €7,073 | €5,852 | ▼ 17.3% |
| Recurring financial charges65 | €5,895 | €5,315 | €5,220 | €7,073 | €5,852 | ▼ 17.3% |
| Profit (loss) for the period before taxes9903 | €8,821 | €24,543 | €22,485 | -€3,828 | €10,241 | ▲ 368% |
| Income taxes67/77 | €2,404 | €8,352 | €6,588 | €3,489 | €5,456 | ▲ 56.4% |
| Profit (loss) for the period9904 | €6,417 | €16,191 | €15,897 | -€7,317 | €4,785 | ▲ 165% |
| Profit (loss) for the period to be appropriated9905 | €6,417 | €16,191 | €15,897 | -€7,317 | €4,785 | ▲ 165% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €133,360 | €126,899 | €241,376 | €205,934 | €177,504 | ▼ 13.8% |
| Fixed assets21/28 | €131,126 | €124,956 | €227,829 | €200,885 | €171,695 | ▼ 14.5% |
| Tangible fixed assets22/27 | €131,126 | €124,956 | €227,829 | €200,885 | €171,695 | ▼ 14.5% |
| Land and buildings22 | - | €124,840 | €131,192 | €122,961 | €114,730 | ▼ 6.7% |
| Furniture and vehicles24 | - | €116 | €96,637 | €77,924 | €56,965 | ▼ 26.9% |
| Current assets29/58 | €2,234 | €1,943 | €13,547 | €5,049 | €5,809 | ▲ 15.1% |
| Amounts receivable within one year40/41 | €1,644 | €1,332 | €4,384 | €3,752 | €1,180 | ▼ 68.6% |
| Trade receivables40 | - | €1,332 | €2,332 | €3,752 | €1,180 | ▼ 68.6% |
| Other amounts receivable41 | - | - | €2,052 | - | - | - |
| Cash at bank and in hand54/58 | - | - | €8,689 | - | €3,288 | - |
| Deferred charges and accrued income490/1 | - | €611 | €474 | €1,297 | €1,341 | ▲ 3.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €133,360 | €126,899 | €241,376 | €205,934 | €177,504 | ▼ 13.8% |
| Equity10/15 | €15,543 | €31,734 | €47,631 | €40,314 | €45,099 | ▲ 11.9% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €19,592 | €19,592 | = |
| Capital10 | - | €18,592 | €18,592 | - | - | - |
| Issued capital100 | - | €18,592 | €18,592 | - | - | - |
| Reserves13 | €7,000 | €8,000 | €8,000 | €7,000 | €7,000 | = |
| Non-distributable reserves130/1 | - | €1,000 | €1,000 | - | - | - |
| Legal reserve130 | - | €1,000 | €1,000 | - | - | - |
| Tax-exempt reserves132 | - | €7,000 | €7,000 | €7,000 | €7,000 | = |
| Profit (loss) carried forward14 | -€10,049 | €5,142 | €21,039 | €13,722 | €18,507 | ▲ 34.9% |
| Amounts payable17/49 | €117,817 | €95,165 | €193,745 | €165,620 | €132,405 | ▼ 20.1% |
| Amounts payable after more than one year17 | €33,987 | €15,000 | €106,868 | €86,786 | €65,901 | ▼ 24.1% |
| Financial debts170/4 | - | €15,000 | €81,868 | €61,786 | €40,901 | ▼ 33.8% |
| Other amounts payable178/9 | - | - | €25,000 | €25,000 | €25,000 | = |
| Amounts payable within one year42/48 | €82,919 | €78,707 | €85,828 | €78,297 | €65,560 | ▼ 16.3% |
| Current portion of amounts payable after more than one year42 | - | €18,987 | €19,308 | €20,081 | €20,886 | ▲ 4.0% |
| Financial debts43 | - | €16,388 | €14,617 | €16,077 | €1,653 | ▼ 89.7% |
| Credit institutions430/8 | - | €16,388 | €14,617 | €16,077 | €1,653 | ▼ 89.7% |
| Trade debts44 | €766 | €3,007 | €12,429 | €410 | €2,023 | ▲ 393% |
| Suppliers440/4 | - | €3,007 | €12,429 | €410 | €2,023 | ▲ 393% |
| Taxes, remuneration and social security45 | - | €18,355 | €16,180 | €18,692 | €23,225 | ▲ 24.3% |
| Taxes450/3 | - | €18,355 | €12,580 | €13,442 | €20,225 | ▲ 50.5% |
| Remuneration and social security454/9 | - | - | €3,600 | €5,250 | €3,000 | ▼ 42.9% |
| Other amounts payable47/48 | - | €21,970 | €23,294 | €23,037 | €17,773 | ▼ 22.9% |
| Accrued charges and deferred income492/3 | - | €1,458 | €1,049 | €537 | €944 | ▲ 75.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,417 | €16,191 | €15,897 | -€7,317 | €4,785 | ▲ 165% |
| + Depreciation and write-downs630 | €16,805 | €6,170 | €11,088 | €29,049 | €29,190 | ▲ 0.5% |
| Operating cash flow (approximation) | €23,222 | €22,361 | €26,985 | €21,732 | €33,975 | ▲ 56.3% |
| Investment in fixed assets (approximation) | - | €0 | -€113,961 | -€2,105 | €0 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €4,785
Net result €4,785 after one loss-making year.
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet -€7,317
Net result drops to -€7,317, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €16,191 ▲152%
Operating result €29,858, net result €16,191, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 245 days late
2020
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
2018
02-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
14-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2017
Ground area
455 m²
Building footprint
132 m²
Volume, LiDAR
1,181 m³
2 parcels, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Pré Nicolet 10, 5640 Mettet
since 20172.260.108.314
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52049B0242/00F003 | Wallonia | 312 m² | 1 · 85 m² | 11.4 m · 3 fl. |
| 92087E0339/00V000 | Wallonia | 143 m² | 1 · 47 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,794 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-02-1999
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
69109Other legal services
Contact
E-mail
ej@soficosprl.beMettet
Phone
071500700Mettet
E-invoicing
Reachable via Peppol
Peppol ID
0208:0465401347
Also
9925:BE0465401347
Registered
31-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.