Checked.be · Company dossierhttps://checked.be/en/c/sofichlo-0757781915 · as of 14-11-2026
SOFICHLO
ActivePrivate limited company · founded 2020 · active for 6 yearsKapellelaan 387, 1860 MeiseKBO/BCE: BE 0757.781.915subsidiary of Hidden nameVisible after signing in
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The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 1,637 companies had the same profile as SOFICHLO has now. Each dot stands for 5 companies, two years later.
95.4%
were still trading
3.7%
stopped another way
0.5%
went bankrupt
Small
5 to 10 years old
solvency 30% or more
a profit under 5% of the balance sheet
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,637 companies, not a prediction for SOFICHLO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
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Board and ownership
Name after signing inVisible after signing in
Director
Name hiddenVisible after signing in 100%score XXVisible after signing inequity €1.2m (2025) · 30-06-2025 annual accounts of Name after signing inVisible after signing in
Capital increase of €1,608,000 to €1,613,000
Capital from €5,000 to €1,613,000, 32,160 new shares · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founders: Hidden nameVisible after signing in and Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (director) · published on 06-11-2020 · Gazette deed
“Alle mogelijke verrichtingen in verband met het aankopen,ruilen,verkopen,huren en verhuren van huizen,appartementen,kantoren,winkels,handelsfondsen,gronden,... en meer…” (deed in Dutch)From the articles, 11 activitiesNo NACE code in the KBO yet
micro format, filed on 14-07-2025, 17 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
2025 annual accounts not yet filed, deadline passed on 31 July 2026The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 14 November 2026.
€11,249
▲ 3.0%
€5,791
▲ €6,117
€4,955
▲ €6,580
€45,514
▲ 51.2%
87.5%
▼ 0.2 percentage points
4.00
▲ 1.07
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €84,000. Estimated: probably between €38,000 and €200,000.
Balance sheet
balance sheet total €1.8m on 31-12-2024
What the company ownsHow it is paid for
in €m
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2024
2023
2022
2021
11,249
5,132
6,175
1,115
10,412
3,832
4,799
-1,012
0
0
0
1.8m
1,737
983
-1,659
-
45,514
30,101
21,269
10,963
87.5%
87.6%
88.1%
88.4%
4.00
2.93
3.02
2.08
0.14
0.14
0.13
0.13
0.3%
-0.1%
0.0%
-0.5%
0.3%
-0.1%
0.0%
-0.4%
9.12
3.95
4.49
0.52
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2024
2023
2022
2021
Tangible fixed assets
-
-
-
€1.8m
€5,458
€5,458
€5,458
€6,367
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
Insights on SOFICHLO
The operating result for 2024 is a profit of €5,791, after a loss of €326 in 2023. It is the highest result since 2021.
Debt's share of the balance-sheet total rises from 12.4% to 12.5%. Equity and debt are higher.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, since incorporation
Hidden nameVisible after signing in
Director (not named in the articles)
appointed by deed of 06-11-2020term without a fixed end
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
202020212022202320242025202620272028
Name after signing inVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name hiddenVisible after signing in
Director (not named in the articles), appointed by deed of 06-11-2020, still in office
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Tuesday of May at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Ontbinding om welke reden en op welk ogenblik ook, één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen”
Capital transactions
Capital transactions
A capital increase usually strengthens the company. With a reduction, it pays to find out why.
Name hiddenVisible after signing in99 shares (99%)
Hidden nameVisible after signing in1 share (1%)
Capital over time
16-11-2020Capital increase of €1,608,000 · to €1,613,000 · 32,160 new shares at €50 per share, 99.7% of the 32,260 shares after the increase · contanten
Name after signing inVisible after signing in has 2 direct subsidiaries (accounts to 30-06-2025), the bar shows equity in euros
ParentName hiddenVisible after signing in2 holdings, 1 countryaccounts to 30-06-2025
Belgium 2
EquityResult
Belgium 2EquityResult
BESOFICHLO€1.6mresult €4,955
BEHidden nameVisible after signing in99%€1.4mresult €328,200
Source: list of holdings in the 30-06-2025 accounts of Name after signing inVisible after signing in. Every holding stands with its own latest accounts.
At the same address
At the same address
These companies are registered at the seat of SOFICHLO today. That says who is based there, not who owns the building.
IncorporationFounding capital of €5,000, 100 shares · Founders: Name after signing inVisible after signing in and Name hiddenVisible after signing in · Appointment: Hidden nameVisible after signing in (director) · published on 06-11-20207 points ▸
Founder, Name after signing inVisible after signing in
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 3 November 2020, SOFICHLO was incorporated as a private limited company by Name hiddenVisible after signing in and one natural person, with a starting capital of €5,000.12A capital increase in 2020 brought the capital to €1.6m.3Hidden nameVisible after signing in is director of the company, appointed by deed of 06-11-2020.2Total assets went from €1.8m in 2021 to €1.8m in 2024.4
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle mogelijke verrichtingen in verband met het aankopen,ruilen,verkopen,huren en verhuren van…”
11 activities
Alle mogelijke verrichtingen in verband met het aankopen,ruilen,verkopen,huren en verhuren van huizen,appartementen,kantoren,winkels,handelsfondsen,gronden,... en meer algemeen,alle mogelijke verrichtingen inzake onroerende goederen (inclusief de aankoop van zakelijke rechten op onroerende goederen) alsook het uitvoeren van alle mogelijke financieringsverrichtingen al dan niet rechtstreeks of onrechtstreeks gelinieerd aan haar werkzaamheden inzake onroerende goederen
De vennootschap kan deze werkzaamheden zowel in België als in het buitenland verwezenlijken,op alle wijze en volgens alle modaliteiten die zij het best geschikt zal achten
Alle commerciële,industriële,roerende en onroerende of financiële verrichtingen die rechtstreeks of onrechtstreeks verband houden met haar doel verrichten,onder voorbehoud van wettelijke beperkingen
Agrarische,tuinbouwkundige en boskundige verrichtingen uit te oefenen,insgelijks als de commerciële of landbouwkundige exploitatie (met inbegrip van zowel tuinbouw,bosbouw,visserij,veeteelt,boomkunde,wijnbouw zowel als wijnverzorging)
Bij wege van inbreng,fusie,inschrijving,financiële interventie of op enige andere wijze belangen nemen in vennootschappen of ondernemingen in België of in het buitenland waarvan het maatschappelijk kapitaal geheel of gedeeltelijk samenvalt of verband houdt met het hare of bijdraagt tot de realisatie ervan
Aan alle vennootschappen leningen toestaan en zich borg stellen voor deze,zelfs door haar goederen in hypotheek te geven
Samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in andere vennootschappen
Zowel tot waarborg van haar eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar onroerende goederen in hypotheek of pand te geven,inclusief de eigen handelszaak
Optreden als bestuurder,volmachtdrager,mandataris of vereffenaar in andere vennootschappen of ondernemingen
In het algemeen alle commerciële,industriële,financiële,roerende of onroerende handelingen verrichten die rechtstreeks of onrechtstreeks verband met haar maatschappelijk doel of welke van aard zouden zijn de verwezenlijking ervan geheel of ten dele te vergemakkelijken,onder voorbehoud van wettelijke beperkingen
Activiteiten uitvoeren die verband houden met het verhuren van kamers,al dan niet voor eerdere nachten,al dan niet vergezeld met het aanbieden van kleine maaltijden
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