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SOFIB

Active
Private limited company (pre-2019)founded 199927 yrs activeNeerstalse Steenweg 369, 1190 Vorst, BelgiumKBO/BCE: BE 0466.588.509
Summary

SOFIB has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €26,002 and a net result of €20,796. Equity is growing by ~33.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability100▲+43
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 3.32 in 2025; short-term debt: 10.7% and cash: 12.9% of total assets), and 13.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
86.4%
Return on assets
69.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 18-01-2026 was due by 18-08-2026 and was filed on 29-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2026
11 d late
2025
11 d late
2024
12 d late
2023
13 d late
2022
13 d late
2021
43 d late
2020
49 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 22 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 18-01-2027 and is due by 18-08-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today18-01-2027 close18-08-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SOFIB was incorporated on 23 July 1999.1 Total assets rose from EUR 5,366 in 2019 to EUR 30,112 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, micro schema

Equity
€26,002▲ 71.0%
2025 · €15,206
Total assets
€30,112▲ 38.9%
2025 · €21,673
Net result
€20,796▲ 1,147%
2025 · €1,667
Working capital
€1,246▼ 91.7%
2025 · €15,029
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€3,164▲ 542%€410▼ 87.0%€8,316▲ 1,928%€2,733▼ 67.1%€24,177▲ 785%
Net result€2,885▲ 663%€29▼ 99.0%€6,172▲ 21,016%€1,667▼ 73.0%€20,796▲ 1,147%
Equity€7,337▲ 64.8%€7,366▲ 0.4%€13,539▲ 83.8%€15,206▲ 12.3%€26,002▲ 71.0%
Total assets€17,475▲ 81.0%€23,044▲ 31.9%€28,059▲ 21.8%€21,673▼ 22.8%€30,112▲ 38.9%
Debt€10,138▲ 94.8%€15,678▲ 54.6%€14,521▼ 7.4%€6,468▼ 55.5%€4,110▼ 36.5%
Working capital€7,160▲ 67.5%€7,190▲ 0.4%€13,362▲ 85.8%€15,029▲ 12.5%€1,246▼ 91.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2022: €3,164€3,164Net result 2022: €2,885€2,885Operating result 2023: €410€410Net result 2023: €29€29Operating result 2024: €8,316€8,316Net result 2024: €6,172€6,172Operating result 2025: €2,733€2,733Net result 2025: €1,667€1,667Operating result 2026: €24,177€24,177Net result 2026: €20,796€20,79620222023202420252026€0€10,000€20,000Operating result 2024: €8,316€8,320Net result 2024: €6,172€6,170Operating result 2025: €2,733€2,730Net result 2025: €1,667€1,670Operating result 2026: €24,177€24,200Net result 2026: €20,796€20,800202420252026
The operating result recovers in 2026; 2026 is 785% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €30,112
Fixed assets €25,635 ▲ 14,404%
Current assets €4,477 ▼ 79.2%
Equity and liabilities €30,112
Equity €26,002 ▲ 71.0%
Debt €4,110 ▼ 36.5%
Debt's share of the balance-sheet total falls from 29.8% to 13.6%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€24,719
Cash flow
€21,338
Current ratio
1.39▼
2025 · 3.32
Debt to equity
0.16▼
2025 · 0.43
ROE
80.0%▲
2025 · 11.0%
ROA
69.1%▲
2025 · 7.7%
Interest coverage
164.79
Debt ≤ 1 year
€3,231▼
2025 · €6,468
Income taxes
€3,231▲
2025 · €923
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 35 lines
Balance sheet Code20252026
Assets
Total assets20/58€21,673€30,112▲
Fixed assets21/28€177€25,635▲
Tangible fixed assets22/27-€25,458
Furniture and vehicles24-€25,458
Financial fixed assets28€177€177=
Current assets29/58€21,497€4,477▼
Cash at bank and in hand54/58€21,497€3,882▼
Deferred charges and accrued income490/1-€595
Equity and liabilities
Total equity and liabilities10/49€21,673€30,112▲
Equity10/15€15,206€26,002▲
Contributions10/11€14,600€14,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€1,254€9,542▲
Amounts payable17/49€6,468€4,110▼
Amounts payable within one year42/48€6,468€3,231▼
Taxes, remuneration and social security45€923€3,231▲
Taxes450/3€923€3,231▲
Other amounts payable47/48€5,545-
Accrued charges and deferred income492/3-€879
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€542
Other operating charges640/8-€879
Gross operating margin9900€2,733€25,598▲
Operating profit (loss)9901€2,733€24,177▲
Financial charges65/66B€143€150▲
Recurring financial charges65€143€150▲
Profit (loss) for the period before taxes9903€2,590€24,027▲
Income taxes67/77€923€3,231▲
Profit (loss) for the period9904€1,667€20,796▲
Profit (loss) for the period to be appropriated9905€1,667€20,796▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,254€19,542▲
Profit (loss) brought forward from the previous period14P-€2,921-€1,254▲
Profit to be distributed694/7-€10,000
Directors or managers695-€10,000

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€542-
Other operating charges640/8€111€201€66-€879-
Gross operating margin9900€3,275€611€8,382€2,733€25,598▲ 837%
Operating profit (loss)9901€3,164€410€8,316€2,733€24,177▲ 785%
Financial charges65/66B€90€150€120€143€150▲ 5.3%
Recurring financial charges65€90€150€120€143€150▲ 5.3%
Profit (loss) for the period before taxes9903€3,074€260€8,196€2,590€24,027▲ 828%
Income taxes67/77€189€231€2,024€923€3,231▲ 250%
Profit (loss) for the period9904€2,885€29€6,172€1,667€20,796▲ 1,147%
Profit (loss) for the period to be appropriated9905€2,885€29€6,172€1,667€20,796▲ 1,147%
Line20222023202420252026Change
Assets
Total assets20/58€17,475€23,044€28,059€21,673€30,112▲ 38.9%
Fixed assets21/28€177€177€177€177€25,635▲ 14,404%
Tangible fixed assets22/27----€25,458-
Furniture and vehicles24----€25,458-
Financial fixed assets28€177€177€177€177€177=
Current assets29/58€17,299€22,867€27,882€21,497€4,477▼ 79.2%
Cash at bank and in hand54/58€16,125€21,572€26,571€21,497€3,882▼ 81.9%
Deferred charges and accrued income490/1€1,174€1,296€1,311-€595-
Equity and liabilities
Total equity and liabilities10/49€17,475€23,044€28,059€21,673€30,112▲ 38.9%
Equity10/15€7,337€7,366€13,539€15,206€26,002▲ 71.0%
Contributions10/11€14,600€14,600€14,600€14,600€14,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€9,123-€9,093-€2,921-€1,254€9,542▲ 861%
Amounts payable17/49€10,138€15,678€14,521€6,468€4,110▼ 36.5%
Amounts payable within one year42/48€10,138€15,678€14,521€6,468€3,231▼ 50.0%
Trade debts44€3,866-----
Suppliers440/4€3,866-----
Taxes, remuneration and social security45€189€231€2,024€923€3,231▲ 250%
Taxes450/3€189€231€2,024€923€3,231▲ 250%
Other amounts payable47/48€6,083€15,447€12,496€5,545--
Accrued charges and deferred income492/3----€879-
Line20222023202420252026Change
Profit (loss) for the period9904€2,885€29€6,172€1,667€20,796▲ 1,147%
+ Depreciation and write-downs630----€542-
Operating cash flow (approximation)€2,885€29€6,172€1,667€21,338▲ 1,180%
Investment in fixed assets (approximation)-€0€0€0-€26,000-
Change in cash-€5,447€5,000-€5,074-€17,615▼ 247%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 18-08-2027
2026
29-08
NBB filing Annual accounts filed
fiscal year 2026 · micro schema · 11 days late
18-01
Financial Highest result since 2019net €20,796 ▲1,147%
Operating result €24,177, net result €20,796, both a record.
2025
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
18-01
Financial Back to profitnet €378
Net result €378 after 2 loss-making years.
2020
06-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 49 days late
2019
27-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst
exact location from the address register On OpenStreetMap
Ground area
212 m²
Building footprint
109 m²
Volume, LiDAR
1,038 m³
Parcel 21384D0091/00C003, Brussels · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21384D0091/00C003 Brussels 212 m² 1 · 109 m² 15.4 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded23-07-1999
Fiscal year end18-01
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.