Equity
€3,178 from €159,983 in 2024
Equity fell by 98% in 1 year.
SOFERTI
Overview
Lifetime
4 annual accounts with figures on one time axispeak €106,736 (2025)
€106,736▲ 26.0%
peak €85,195 (2025)
€85,195▲ 24.5%
peak €159,983 (2024)
€3,178▼ 98.0%
€104,049▲ 322%
Board1 name since 2021
1 directorHENDRICKX Sophie
Documentsfilings and deeds
20-06-202641 days before the deadline
2025micro format
Gross margin from €84,744 to €106,736Registered office moved from Lubbeek to Haasrode 08-04Dividend €234,500Equity from €159,983 to €3,178Debts from €24,684 to €104,049Cash from €27,485 to €1,084
Key points
from the 2025 annual accountsTurnover
≈ €270,000 estimated
The micro format states no turnover.
Debts
€104,049 97% of the balance sheet
Suppliers 1%Taxes and wages 12%Other 87%
Investments
€8,869 6.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.96 was 7.48 in 2024
Short-term debts rose from €24,684 to €104,049.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 13 to 41 days before the end of the period.
Checked score
50
Fair
Financially stronger than 29% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024lowest value
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 1.6%▲ +1.0 percentage point vs 04-2025
06-2025: 1.9%▲ +0.3 percentage points vs 05-2025
07-2025: 2.0%▲ +0.1 percentage points vs 06-2025
08-2025: 1.0%▼ -1.0 percentage point vs 07-2025
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.1%▲ +0.1 percentage points vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.0%▼ -0.1 percentage points vs 02-2026
04-2026: 1.3%▲ +0.3 percentage points vs 03-2026
05-2026: 1.6%▲ +0.3 percentage points vs 04-2026
06-2026: 1.7%▲ +0.1 percentage points vs 05-2026
07-2026: 1.8%▲ +0.1 percentage points vs 06-2026
08-2026: 2.0%▲ +0.2 percentage points vs 07-2026
09-2026: 2.4%▲ +0.4 percentage points vs 08-2026
10-2026: 2.7%▲ +0.3 percentage points vs 09-2026highest value
11-2026: 2.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Founded in 2021
1 change of registered office in 24 months
lowers risk
Size: total assets €107,227
Figures for financial year 2025 (filed on 20-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 18% of them on solvency, 5% on liquidity, 90% on profitability and 4% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as SOFERTI has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of SOFERTI itself is higher: 2.7% within 12 months. It rests on far more data about SOFERTI than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for SOFERTI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
41 days early
2024
31 days early
2023
13 days early
2022
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 4 accounts on average 31 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Lubbeek to Haasrode
New registered office: Boetsenberg 27 te 3053 Haasrode · Previous registered office: Kortrijkstraat 146 te 3210 Lubbeek · Board meeting of 14-03-2025 · Gazette deed
Incorporation
Founding capital of €10,000, 100 shares · Founder: HENDRICKX Sophie · Appointment: HENDRICKX Sophie (director) · published on 24-08-2021 · Gazette deed
First establishment
Kortrijkstraat 146, Lubbeek
Official details
Source: KBO- Status
- Active since 20-08-2021Normal situation
- Activity
- “De uitoefening van de geneeskunde door de arts-aandeelhouder, en meer bepaald de specialiteit gynaecologie…” (deed in Dutch)From the articles, 10 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.320.894.8483210 Lubbeek, since 20-08-2021
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €106,736▲ 26.0%
- €85,195▲ 24.5%
- €3,178▼ 98.0%
- €107,227▼ 41.9%
- Filing
- Filed on 20-06-2026, 41 days before the end of the filing period
Insights on SOFERTI
SOFERTI files the micro format. That format states no turnover. The gross margin rose from €58,455 in 2022 to €106,736 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 20-06-2026, 41 days before the deadline€106,736
▲ 26.0%
€104,964
▲ 24.4%
€85,195
▲ 24.5%
-€4,382
▼ €164,365
3.0%
▼ 83.7 percentage points
0.96
▼ 6.52
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €270,000. Estimated: probably between €180,000 and €410,000.
Balance sheet
balance sheet total €107,227 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
107,227 | 184,667 | 107,807 | 72,948 | |
21/28 |
7,560 | - | - | - | |
22/27 |
7,560 | - | - | - | |
23 |
2,543 | - | - | - | |
24 |
5,017 | - | - | - | |
29/58 |
99,667 | 184,667 | 107,807 | 72,948 | |
50/53 |
75,000 | 150,000 | 65,000 | - | |
54/58 |
1,084 | 27,485 | 24,335 | 55,098 | |
490/1 |
23,582 | 7,182 | 18,472 | 17,851 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
107,227 | 184,667 | 107,807 | 72,948 | |
10/15 |
3,178 | 159,983 | 91,570 | 55,910 | |
10/11 |
2,500 | 10,000 | 10,000 | 10,000 | |
14 |
678 | 149,983 | 81,570 | 45,910 | |
17/49 |
104,049 | 24,684 | 16,237 | 17,038 | |
42/48 |
104,049 | 24,684 | 16,237 | 17,038 | |
44 |
631 | 205 | - | 681 | |
440/4 |
631 | 205 | - | 681 | |
45 |
12,881 | 17,569 | 10,135 | 12,625 | |
450/3 |
12,881 | 17,569 | 10,135 | 12,625 | |
47/48 |
90,537 | 6,910 | 6,103 | 3,732 | |
| Income statement | |||||
9900 |
106,736 | 84,744 | 45,707 | 58,455 | |
630 |
1,309 | - | - | - | |
640/8 |
463 | 387 | - | - | |
9901 |
104,964 | 84,357 | 45,707 | 58,455 | |
75/76B |
4,757 | 2,515 | 296 | - | |
75 |
4,757 | 2,515 | 296 | - | |
65/66B |
216 | 135 | 120 | -80 | |
65 |
216 | 135 | 120 | -80 | |
9903 |
109,505 | 86,737 | 45,883 | 58,535 | |
67/77 |
24,310 | 18,323 | 10,223 | 12,625 | |
9904 |
85,195 | 68,413 | 35,660 | 45,910 | |
9905 |
85,195 | 68,413 | 35,660 | 45,910 | |
| Appropriation of the result | |||||
9906 |
235,178 | 149,983 | 81,570 | 45,910 | |
14P |
149,983 | 81,570 | 45,910 | - | |
694/7 |
234,500 | - | - | - | |
694 |
234,500 | - | - | - | |
| Document | |||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 106,273 | - | - | - | ||
| 86,504 | - | - | - | ||
| 8,869 | - | - | - | ||
| -26,401 | 3,150 | -30,763 | - | ||
| -4,382 | 159,983 | 91,570 | 55,910 | ||
| 3.0% | 86.6% | 84.9% | 76.6% | ||
| 0.96 | 7.48 | 6.64 | 4.28 | ||
| 32.74 | 0.15 | 0.18 | 0.30 | ||
| - | 42.8% | 38.9% | 82.1% | ||
| 79.5% | 37.0% | 33.1% | 62.9% | ||
| over 100 | - | - | - |
A ratio outside any meaningful range has been withheld (balance sheet total €107,227, equity €3,178).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €8,869 | - | - | - |
| €1,309 | - | - | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on SOFERTI
The operating result for 2025 is 24% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total rises from 13.4% to 97.0%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 24-08-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 20-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 12 - Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”deed of 24-08-2021
Mandates through the years
1 name, the dashed line is todayHENDRICKX Sophie
Director
Director
Board
Mandates as a list
- HENDRICKX Sophie
- Director, from 12-08-2021 to date
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €31.78 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 24-08-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager helft kopers naar evenredigheid verworven aantal, erfgenamen en legatarissen niet van rechtswege aandeelhouder zelfde…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Bestuurder(s) in functie krachtens statuten indien geen andere benoemd, één of meerdere vereffenaars aanduiden,bevoegdheden…”
Shareholders
At incorporation
deed of 24-08-2021 ↗
- HENDRICKX Sophie 100 shares (100%) · €10,000 in cash
Network & group
No group
SOFERTI has no parent and no holdings in its annual accounts. HENDRICKX Sophie is the only director. SOFERTI shares no director with another company.
Timeline
Timeline
9 events since 2021Filings
Financial
Establishments
Address
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 41 days before the deadline
2025
Highest result from 2022 to 2025 net €85,195 ▲24.5% The operating result of €104,964 and the net result of €85,195 are both a record.
Annual accounts 2024 filed PDFmicro format · 31 days before the deadline
Registered office moved from Lubbeek to HaasrodeNew registered office: Boetsenberg 27 te 3053 Haasrode · Previous registered office: Kortrijkstraat 146 te 3210 Lubbeek · Board meeting of 14-03-20252 points ▸
- Board meeting, 14-03-2025
- Registered-office move, Boetsenberg 27 te 3053 Haasrode
2024
Equity above €150,000 equity €159,983 ▲74.7% With a profit in every financial year since 2022, equity grows to €159,983.
Annual accounts 2023 filed PDFmicro format · 13 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 38 days before the deadline
2021
IncorporationFounding capital of €10,000, 100 shares · Founder: HENDRICKX Sophie · Appointment: HENDRICKX Sophie (director) · published on 24-08-20215 points ▸
- Founder, HENDRICKX Sophie
- Founding capital, €10,000, 100 shares
- 100 shares
- Registered office clause, Kortrijkstraat 146, 3210 Lubbeek (Linden)
- Director appointment, HENDRICKX Sophie
- The deed holds 6 more points.
First establishment Kortrijkstraat 146, Lubbeek
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 20 August 2021, SOFERTI was incorporated as a private limited company by one natural person, with a starting capital of €10,000.12 In 2025 the registered office moved to Haasrode.3 HENDRICKX Sophie is director of the company, appointed by deed of 24-08-2021.2 Total assets went from €72,948 in 2022 to €107,227 in 2025.4
Company details
Identity
- Enterprise number
- 0772.715.658
- VAT number
- BE 0772.715.658
- Peppol ID
- 0208:0772715658
- Other Peppol ID
- 9925:BE0772715658
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-08-2021
- Financial year
- ends on 31 December
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SOFERTI in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-08-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 24-08-2021 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De uitoefening van de geneeskunde door de arts-aandeelhouder, en meer bepaald de specialiteit gynaecologie - fertiliteit - verloskunde in…”deed of 24-08-2021 (in Dutch)
10 activities
- De uitoefening van de geneeskunde door de arts-aandeelhouder, en meer bepaald de specialiteit gynaecologie - fertiliteit - verloskunde in naam en voor rekening van de vennootschap, met inachtname van de regels van de geneeskundige plichtenleer. De artsen-aandeelhouders verbinden zich ertoe hun volledige medische activiteit in het kader van de vennootschap uit te oefenen.
- De inning van de honoraria voor de geneeskundige verstrekkingen door en voor de vennootschap
- Het ter beschikking stellen van alle nodige middelen aan de arts-vennoot
- De arts dient verzekerd te zijn voor zijn medische fouten, de aansprakelijkheid van de vennootschap dient gewaarborgd te zijn
- Het inrichten van algemene diensten en een medisch secretariaat in het bijzonder, die nuttig of nodig zijn voor de uitoefening van vernoemde activiteiten
- Het aankopen, het huren en/of leasen van alle medische apparaten begeleidende accommodaties voor vernoemde activiteiten
- De mogelijkheid scheppen om de arts toe te laten zich verder te bekwamen in zijn discipline, dit teneinde een kwalitatief hoogstaande praktijkuitoefening mogelijk te maken
- Het occasioneel verstrekken van onderwijs en het geven van lezingen over voormelde medische onderwerpen, het schrijven en laten publiceren van medische artikels en boeken, het optreden als stagebegeleider
- De vennootschap mag deelnemen aan alle andere vennootschappen die een gelijkaardig doel nastreven of toetreden tot associaties, met dezelfde of aanvullende specialiteiten, evenwel onder de voorwaarde van voorafgaandelijke goedkeuring door de Provinciale Raad van de Orde van Artsen waaronder de vennootschap ressorteert
- Overeenkomsten die geneesheren niet mogen afsluiten met andere geneesheren of derden, zullen ook door de vennootschap niet mogen afgesloten worden
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Boetsenberg 27 registered office 3053 Oud-Heverlee | ||
| Kortrijkstraat 146 3210 Lubbeek 85599 Other education | 20-08-2021 | 2.320.894.848 |
1 former office
- Kortrijkstraat 146, 3210 Lubbeek until 31-03-2025 · deed of 08-04-2025
Buildings and parcels at the addresses
- Ground area
- 3,861 m²
- Buildings
- 435 m²
- Volume, LiDAR
- 1,890 m³
- Tallest building
- 8.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24063A0042/00C000 | 2,287 m² | 1 · 201 m² | 8.9 m · 2 |
| 24034C0509/00C000 | 1,574 m² | 1 · 234 m² | 7.0 m · 1 |