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SOFARDI

Active Risk: not assessed Private limited companyfounded 2011active for 15 yearsWoluwelaan 52, 1830 Machelen (Brab.)KBO/BCE: BE 0835.933.429 #7 company by equity in Machelen, Finance and insurance sector

Annual accounts 2025

micro format, filed on 24-09-2026, 55 days late
€8.6m
▲ 1.4%
€10.1m
▼ 16.5%
€122,490
▼ 70.2%
85.2%
▲ 15.1 percentage points
1.4%
▼ 3.4 percentage points
1.2%
▼ 2.2 percentage points

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.

Balance sheet

balance sheet total €10.1m on 31-12-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

85.2%

Higher than 83% of 9,770 companies in 2025.

1.2%

Higher than 24% of 9,624 companies in 2025.

SOFARDI Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152014201320122011
Balance sheet: assets
20/58 10.1m12.1m11.8m12.9m13.5m4.3m4.3m4.3m4.4m4.3m4.3m4.3m4.3m4.3m4.3m
21/28 2.8m2.8m2.8m2.8m2.8m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m
28 2.8m2.8m2.8m2.8m2.8m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m
29/58 7.3m9.3m9.0m10.1m10.7m6,1569,21413,542117,92327,30030,09931,0715,5164,2771,787
40/41 3.3m2.4m1.8m1.3m--3,5123,51253,5127,7984,2868,6574,2503,306-
40 ------3,5123,5123,5127,7624,2508,5004,2503,306-
41 3.3m2.4m1.8m1.3m----50,0003636157---
50/53 3.9m6.8m7.0m8.7m10.2m----------
54/58 122,976108,512255,19050,115490,6996,1565,70110,03064,41119,50225,81322,4141,2669711,787
Balance sheet: equity and liabilities
10/49 10.1m12.1m11.8m12.9m13.5m4.3m4.3m4.3m4.4m4.3m4.3m4.3m4.3m4.3m4.3m
10/15 8.6m8.5m8.1m12.0m12.7m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m
10/11 382,985382,985382,9854.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m
100 ------4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m
13 8.4m8.4m8.4m8.4m8.4m13,93913,93913,93913,93913,93913,93913,939---
130/1 ----13,93913,939---------
130 ------13,93913,93913,93913,93913,93913,939---
1311 ----13,93913,939---------
133 8.4m8.4m8.4m8.4m8.4m----------
14 -131,568-254,058-664,907-640,592--28,520-24,987-21,129-15,021-3,339-1,539--12,398-12,423-12,612
17/49 1.5m3.6m3.7m838,104844,4436,5366,0616,532104,8052,5003,5002,9323,7152,500200
42/48 1.5m3.6m3.7m838,104844,4436,5366,0616,532104,8052,5003,5002,9323,7152,500200
44 ----------1,000432213-200
440/4 ----------1,000432213-200
45 29,585--838,104838,11137976726691---2--
450/3 29,585--838,104838,11137976726691---2--
47/48 1.5m3.6m3.7m-6,3336,1575,9855,807104,1132,5002,5002,5003,5002,500-
492/3 403428288------------
Income statement
9900 -8,002-6,999-9,279-14,717-439,039-2,178-2,513-2,693-8,416-854-620-510955567-11,244
60/61 --------------11,244
630 --------------1,000
640/8 998968997868868868868868868868868868868348348
9901 -9,000-7,967-10,276-15,585-439,907-3,046-3,381-3,561-9,284-1,722-1,488-1,37887220-12,591
75/76B 162,591446,3191,661829.7m-----1127,778-3-
75 1,201446,3191,66182------1127,778-3-
76B 161,390---9.7m----------
65/66B 1,23925,48715,699625,0897324874772,5482,397786363633321
65 1,23925,48715,699625,0897324874772,5482,397786363633321
9903 152,352412,865-24,315-640,5929.2m-3,533-3,858-6,108-11,681-1,800-1,53926,33725189-12,612
67/77 29,8622,016--837,724--------0-
9904 122,490410,848-24,315-640,5928.4m-3,533-3,858-6,108-11,681-1,800-1,53926,33725189-12,612
9905 122,490410,848-24,315-640,5928.4m-3,533-3,858-6,108-11,681-1,800-1,53926,33725189-12,612
Appropriation of the result
9906 -131,568-254,058-664,907-640,5928.4m-28,520-24,987-21,129-15,021-3,339-1,53913,939-12,398-12,423-12,612
14P -254,058-664,907-640,592--28,520----------
691/2 ----8.4m------13,939---
6920 -----------13,939---
6921 ----8.4m----------
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The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-09-2026.

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Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 55 days after the deadline. Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00521046.

Financial year Type Filed Reference Document
31-12-2025 micro format 24-09-2026 2026-00521046 PDF
31-12-2024 micro format 31-07-2025 2025-00339470 PDF
31-12-2023 micro format 30-07-2024 2024-00305625 PDF
31-12-2022 micro format 30-06-2023 2023-00177731 PDF
31-12-2021 micro format 20-07-2022 2022-20203955 PDF
31-12-2020 abbreviated format 22-07-2021 2021-38400182 PDF
31-12-2019 micro format 21-08-2020 2020-43500383 PDF
31-12-2018 abbreviated format 27-08-2019 2019-51800435 PDF
31-12-2017 abbreviated format 31-08-2018 2018-60600488 PDF
31-12-2016 micro format 30-06-2017 2017-25500109 PDF
31-12-2015 abbreviated format 10-06-2016 2016-17200414 PDF
31-12-2014 abbreviated format 03-06-2015 2015-14700134 PDF
31-12-2013 abbreviated format 25-06-2014 2014-22500503 PDF
31-12-2012 abbreviated format 26-06-2013 2013-22300287 PDF
31-12-2011 abbreviated format 24-07-2012 2012-33800450 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152014201320122011
--------------4.3m
14,465-146,678205,075-440,584484,544455-4,329-54,38144,909-6,3123,40021,147295-816-
85.2%70.2%68.6%93.5%93.8%99.8%99.9%99.8%97.6%99.9%99.9%99.9%99.9%99.9%100.0%
1.4%4.8%-0.3%-5.3%66.3%-0.1%-0.1%-0.1%-0.3%0.0%0.0%0.6%0.0%0.0%-0.3%
1.2%3.4%-0.2%-5.0%62.2%-0.1%-0.1%-0.1%-0.3%0.0%0.0%0.6%0.0%0.0%-0.3%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on SOFARDI

The operating result for 2025 is a loss of €9,000, larger than the loss of €7,967 in 2024.

Debt's share of the balance-sheet total falls from 29.8% to 14.8%. Equity is higher and debt is lower.

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