SOFAPA
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- French-language Enterprise Court of Brussels
- Declared bankrupt
- 12 May 2025
- Supervising judge
- Bernard Goblet
- Official Gazette
- 19-05-2025 (pdf) ↗search the document for 2025/120961
Deadlines
- Appeal or third-party opposition until
- passed on 3 June 2025Fifteen days after the publication in the Official Gazette.art. XX.108, Code of Economic Law
- File the claim in RegSol until
- passed on 11 June 2025art. XX.104 and XX.155, Code of Economic Law
- First verification report
- passed on 18 June 2025Reclaim goods that are still yours, such as goods delivered under retention of title, before this day.art. XX.104 and XX.194, Code of Economic Law
- Late claim until
- passed on 12 May 2026A late claim shares only in what has not yet been paid out, and you bear its costs.art. XX.165, Code of Economic Law
Trustee
- MéLANIE Valles RuisDreve Des Renards 8, 1180 Ucclecurateur@dechamps-avocat.be
What to do now
- Stop delivering on credit unless the trustee agrees.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the trustee's reports appear there.
These deadlines come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
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Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.Creditor guide for this company
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Overview
Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241
1 site
Size
€34,110total assets 2022
- Equity
- -€36,611
- Loss
- -€47,862
Turnover not published (micro format)
Financial health
Open bankruptcy: no score
Structure
0 of 3 deeds read
Signalsraises riskOpen bankruptcyShow the evidence
Signals
1 signal.
raises risk
Searched, nothing found (1)
- OpeningFrench-language Enterprise Court of Brussels…
- Annual accounts filedfinancial year 2022 · micro…
- Weakest financial yearnet -€47,862
Financials · financial year 2022, micro format
Equity
-€36,611
2021 · €11,251
Total assets
€34,110▼ 47.6%
2021 · €65,051
Net result
-€47,862
2021 · €699
Working capital
-€49,705▼ 2,611%
2021 · -€1,833
Trend over the years
2019 to 2022, 4 financial years
The operating result turns negative in 2022: a loss of €39,939 after €3,385 in 2021, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€39,939
2022
Net result-€47,862
2022
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€34,110
2022
Equity-€36,611
2022
Debt€70,721
2022
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€49,705
2022
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-140.3%
2022
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency-107.3%
2022
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.30
2022
Average staff in full-time equivalents (FTE).
Staff (FTE)3.9
2021
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022
Operating result-€6,876-€13,681€3,385▼ 75.3%-€39,939
Net result-€7,212-€11,564within the sector's middle half€699within the sector's middle half▼ 94.0%-€47,862below the sector's middle half
Equity-€1,012-€10,552within the sector's middle half€11,251within the sector's middle half▲ 6.6%-€36,611below the sector's middle half
Total assets€43,452-€61,579within the sector's middle half▲ 41.7%€65,051within the sector's middle half▲ 5.6%€34,110below the sector's middle half▼ 47.6%
Debt€44,464-€51,026▲ 14.8%€53,799▲ 5.4%€70,721▲ 31.5%
Working capital-€6,156--€3,566within the sector's middle half▲ 42.1%-€1,833within the sector's middle half▲ 48.6%-€49,705below the sector's middle half▼ 2,611%
Solvency-2.3%-17.1%within the sector's middle half▲ 19.5pp17.3%within the sector's middle half▲ 0.2pp-107.3%below the sector's middle half▼ 124.6pp
Current ratio0.86-0.93within the sector's middle half▲ 0.070.97within the sector's middle half▲ 0.040.30below the sector's middle half▼ 0.67
Return on assets (ROA)-16.6%-18.8%above the sector's middle half▲ 35.4pp1.1%within the sector's middle half▼ 17.7pp-140.3%below the sector's middle half▼ 141.4pp
Staff (FTE)1-0.9within the sector's middle half▼ 10.0%3.9▲ 333%
above
within
below
the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €34,110
Fixed assets
€13,094 ▲ 0.1%
Current assets
€21,016 ▼ 59.6%
Equity and liabilities
Equity-€36,611
Debt€70,721
Equity is negative: debt (€70,721) exceeds the balance-sheet total (€34,110).
Key figures and ratios
EBITDA
-€36,200▼
2021 · €6,949
Cash flow
-€44,123▼
2021 · €4,263
Quick ratio
0.28▼
2021 · 0.80
Interest coverage
-4.50▼
2021 · 2.82
Debt ≤ 1 year
€70,721▲
2021 · €53,799
Income taxes
€43▼
2021 · €219
Staff costs
€27,668▲
2021 · €19,468
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €19,468 | €27,668 | ▲ 42.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,002 | €1,870 | €3,564 | €3,739 | ▲ 4.9% |
| Other operating charges640/8 | - | - | €114 | €347 | ▲ 204% |
| Gross operating margin9900 | €21,171 | €41,451 | €26,532 | -€8,185 | ▼ 131% |
| Operating profit (loss)9901 | -€6,876 | €13,681 | €3,385 | -€39,939 | ▼ 1,280% |
| Financial income75/76B | - | - | €1 | €168 | ▲ 29,374% |
| Recurring financial income75 | €462 | €18 | €1 | €168 | ▲ 29,374% |
| Financial charges65/66B | - | - | €2,468 | €8,048 | ▲ 226% |
| Recurring financial charges65 | €798 | €1,448 | €2,468 | €8,048 | ▲ 226% |
| Profit (loss) for the period before taxes9903 | -€7,212 | €12,251 | €918 | -€47,819 | ▼ 5,312% |
| Income taxes67/77 | - | €687 | €219 | €43 | ▼ 80.3% |
| Profit (loss) for the period9904 | -€7,212 | €11,564 | €699 | -€47,862 | ▼ 6,950% |
| Profit (loss) for the period to be appropriated9905 | -€7,212 | €11,564 | €699 | -€47,862 | ▼ 6,950% |
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €43,452 | €61,579 | €65,051 | €34,110 | ▼ 47.6% |
| Fixed assets21/28 | €6,644 | €15,903 | €13,085 | €13,094 | ▲ 0.1% |
| Tangible fixed assets22/27 | €6,549 | €15,808 | €12,990 | €9,249 | ▼ 28.8% |
| Plant, machinery and equipment23 | - | - | €9,013 | €6,431 | ▼ 28.6% |
| Furniture and vehicles24 | - | - | €3,977 | €2,818 | ▼ 29.1% |
| Financial fixed assets28 | €95 | €95 | €95 | €3,845 | ▲ 3,947% |
| Current assets29/58 | €36,808 | €45,675 | €51,966 | €21,016 | ▼ 59.6% |
| Stocks and contracts in progress3 | €3,254 | - | €8,803 | €1,302 | ▼ 85.2% |
| Stocks30/36 | - | - | €8,803 | €1,302 | ▼ 85.2% |
| Amounts receivable within one year40/41 | €7,071 | €7,014 | €10,970 | €3,324 | ▼ 69.7% |
| Trade receivables40 | - | - | €6,257 | €3,322 | ▼ 46.9% |
| Other amounts receivable41 | - | - | €4,713 | €2 | ▼ 100.0% |
| Cash at bank and in hand54/58 | €24,283 | €38,280 | €26,817 | €15,765 | ▼ 41.2% |
| Deferred charges and accrued income490/1 | - | - | €5,376 | €625 | ▼ 88.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €43,452 | €61,579 | €65,051 | €34,110 | ▼ 47.6% |
| Equity10/15 | -€1,012 | €10,552 | €11,251 | -€36,611 | ▼ 425% |
| Contributions10/11 | €6,200 | - | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€7,212 | €4,352 | €5,051 | -€42,811 | ▼ 948% |
| Amounts payable17/49 | €44,464 | €51,026 | €53,799 | €70,721 | ▲ 31.5% |
| Amounts payable within one year42/48 | €42,964 | €49,242 | €53,799 | €70,721 | ▲ 31.5% |
| Trade debts44 | €35,252 | €42,459 | €50,677 | €65,151 | ▲ 28.6% |
| Suppliers440/4 | - | - | €50,677 | €65,151 | ▲ 28.6% |
| Taxes, remuneration and social security45 | - | - | €3,123 | €5,570 | ▲ 78.4% |
| Taxes450/3 | - | - | €1,196 | - | - |
| Remuneration and social security454/9 | - | - | €1,926 | €5,570 | ▲ 189% |
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,212 | €11,564 | €699 | -€47,862 | ▼ 6,950% |
| + Depreciation and write-downs630 | €1,002 | €1,870 | €3,564 | €3,739 | ▲ 4.9% |
| Operating cash flow (approximation) | -€6,210 | €13,434 | €4,263 | -€44,123 | ▼ 1,135% |
| Investment in fixed assets (approximation) | - | -€11,129 | -€745 | -€3,748 | ▼ 403% |
| Change in cash | - | €13,997 | -€11,463 | -€11,052 | ▲ 3.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 2,353 companies in this sector, figures are known for 1,104. See the whole sector
Public contracts: not fully processed yet. The notices from October 2024 to September 2026 are still being read.
Directors
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the directors and other office holders in the KBO →
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Trustee | MéLANIE VALLES RUIS Dreve Des Renards 8, 1180 Uccle |
12-05-2025 → present |
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
2025
19-05
Bankruptcy
Opening
French-language Enterprise Court of Brussels · judgment of 12-05-2025
2023
24-11
NBB filing
Annual accounts filed
financial year 2022 · micro format · 116 days late
2022
31-12
Financial
Weakest financial yearnet -€47,862
Net result drops to -€47,862, the lowest in the series.
11-07
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
30-11
NBB filing
Annual accounts filed
financial year 2020 · micro format · 122 days late
2020
31-12
Financial
Back to profitnet €11,564
Net result €11,564 after one loss-making year.
30-11
NBB filing
Annual accounts filed
financial year 2019 · micro format · 122 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 3 deeds read
About the unread acts
We know of 3 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded26-02-2019
Financial year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 11 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2019
Ground area
392 m²
Building footprint
291 m²
Building volume
3,084 m³
2 parcels, Brussels · tallest building 16.5 m. Linked by address, not a title deed.
189
companies at this address
See who is registered here
1 establishment unit
MEG1310
since 2019unit no. 2.285.829.249
2 parcels
Brussels
2
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21616A0267/00D037 | Brussels | 201 m² | 1 · 201 m² | 16.5 m · 4 |
| 21673D0055/00R006 | Brussels | 191 m² | 1 · 90 m² | 14.0 m · 4 |
How the parcels are linked
Good to know
Both parcels match the address exactly.