SOENEN B & I
ActiveSOENEN B & I has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €547k and a net result of €90k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 2.55 in 2024), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.2%
Return on assets
13.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
89 d late
2022
60 d late
2021
31 d late
2020
90 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€547k▲ 19.8%
2024 · €457k
2018: €225k
2019: €238k
2020: €253k
2021: €275k
2022: €323k
2023: €346k
2024: €457k
2018 → 2025
Total assets
€650k▲ 11.1%
2024 · €585k
2018: €556k
2019: €576k
2020: €516k
2021: €486k
2022: €532k
2023: €543k
2024: €585k
2018 → 2025
Net result
€90k▼ 18.7%
2024 · €111k
2018: €41k
2019: €12k
2020: €15k
2021: €22k
2022: €49k
2023: €22k
2024: €111k
2018 → 2025
Working capital
€226k▲ 58.5%
2024 · €142k
2018: €-9k
2019: €-8k
2020: €31k
2021: €57k
2022: €64k
2023: €94k
2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€275k-€323k▲ 17.6%€346k▲ 6.9%€457k▲ 32.2%€547k▲ 19.8%
Operating result€36k-€69k▲ 92.0%€36k▼ 47.0%€173k▲ 375%€133k▼ 22.7%
Net result€22k-€49k▲ 122%€22k▼ 54.3%€111k▲ 395%€90k▼ 18.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €650k
Fixed assets
€333k▼ 5.2%
Current assets
€317k▲ 35.5%
Equity and liabilities €650k
Equity
€547k▲ 19.8%
Debt
€103k▼ 19.8%
The debt ratio falls from 21.9% to 15.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€196k▼
2024 · €221k
Cash flow
€153k▼
2024 · €160k
Solvency
84.2%▲
2024 · 78.1%
Current ratio
3.46▲
2024 · 2.55
Quick ratio
3.36▲
2024 · 2.55
Debt / equity
0.19▼
2024 · 0.28
ROE
16.5%▼
2024 · 24.3%
ROA
13.9%▼
2024 · 19.0%
Interest coverage
13.88▲
2024 · 12.12
Debt
€103k▼
2024 · €128k
Debt ≤ 1 year
€92k=
2024 · €92k
Income taxes
€33k▼
2024 · €43k
Staff costs
€63k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€585k€650k▲
Fixed assets21/28€351k€333k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€346k€329k▼
Land and buildings22€208k€193k▼
Plant, machinery and equipment23€79k€91k▲
Furniture and vehicles24€58k€44k▼
Current assets29/58€234k€317k▲
Stocks and contracts in progress3€475€9k▲
Stocks30/36€475€2k▲
Contracts in progress37-€8k
Amounts receivable within one year40/41€67k€10k▼
Trade receivables40€54k€10k▼
Other amounts receivable41€13k€499▼
Current investments50/53€106k€216k▲
Cash at bank and in hand54/58€60k€73k▲
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€585k€650k▲
Equity10/15€457k€547k▲
Contributions10/11€20k€20k=
Reserves13€436k€527k▲
Distributable reserves133€436k€527k▲
Amounts payable17/49€128k€103k▼
Amounts payable after more than one year17€28k-
Financial debts170/4€28k-
Amounts payable within one year42/48€92k€92k=
Current portion of amounts payable after more than one year42€27k€28k▲
Trade debts44€12k€16k▲
Suppliers440/4€12k€16k▲
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€12k€6k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€41k€40k▼
Accrued charges and deferred income492/3€8k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€63k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€62k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€293k€266k▼
Operating profit (loss)9901€173k€133k▼
Financial income75/76B€231€4k▲
Recurring financial income75€231€4k▲
Financial charges65/66B€18k€14k▼
Recurring financial charges65€18k€14k▼
Profit (loss) for the period before taxes9903€155k€123k▼
Income taxes67/77€43k€33k▼
Profit (loss) for the period9904€111k€90k▼
Profit (loss) for the period to be appropriated9905€111k€90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€111k€90k▼
Transfer to equity691/2€111k€90k▼
To other reserves6921€111k€90k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €500kEq €547k ▲19.8%
8 profitable years in a row build equity to €547k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2018net €111k ▲395%
Operating result €173k, net result €111k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €12k ▼69.5%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rumbeeksegravier 1528800 RoeselareGround area
2,430 m²
Building footprint
172 m²
Volume, LiDAR
905 m³
Parcel 36502B1745/00D000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Soenen Interieur
since 19862.034.623.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1745/00D000indicative | Flanders | 2,430 m² | 1 · 172 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesSOENEN B & I BV32062
Similar companies · same sector, comparable size
SCHRIJNWERKERIJ DE HAES
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SOGESIM
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R.AF
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Houthalen-Helchteren · Eq €548k
GEUDENS KOEN
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CS Montage
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 5,757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-10-1986
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
46392Non-specialised wholesale
51392
41001General construction of residential buildings
43211General electrical installation work
43341Painting of buildings
43350Other building finishing work
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.