Skip to content

SODJACAR

Active
Private limited companyfounded 20224 yrs activeOudesmidsestraat 20, 1700 Dilbeek, BelgiumKBO/BCE: BE 0788.267.629
Summary

The computed 12-month bankruptcy probability of SODJACAR is 1.7% (moderate). The 2025 annual accounts show equity of €4,324 and a net result of €810. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 11508 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability41▼-9
Solvency32▼-6
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.08 against 1.15 in 2024; short-term debt: 92.7% and cash: 5.5% of total assets), and 92.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11508 sector peers (2025).
NBB · sector comparison
Position among 11508 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SODJACAR was incorporated on 6 July 2022 as a Private limited company.1 Total assets rose from EUR 6,053 in 2023 to EUR 59,605 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€4,324▲ 23.0%
2024 · €3,514
Total assets
€59,605▲ 125%
2024 · €26,481
Net result
€810▼ 41.1%
2024 · €1,375
Working capital
€4,324▲ 23.0%
2024 · €3,514
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€176-€1,860▲ 959%€1,130▼ 39.3%
Net result€139within the sector's middle half-€1,375within the sector's middle half▲ 887%€810within the sector's middle half▼ 41.1%
Equity€2,139below the sector's middle half-€3,514below the sector's middle half▲ 64.3%€4,324below the sector's middle half▲ 23.0%
Total assets€6,053below the sector's middle half-€26,481below the sector's middle half▲ 337%€59,605below the sector's middle half▲ 125%
Debt€3,913-€22,966▲ 487%€55,281▲ 141%
Working capital€2,139within the sector's middle half-€3,514within the sector's middle half▲ 64.3%€4,324within the sector's middle half▲ 23.0%
Solvency35.3%within the sector's middle half-13.3%within the sector's middle half▼ 22.1pp7.3%below the sector's middle half▼ 6.0pp
Current ratio1.55within the sector's middle half-1.15within the sector's middle half▼ 0.391.08within the sector's middle half▼ 0.07
Return on assets (ROA)2.3%within the sector's middle half-5.2%within the sector's middle half▲ 2.9pp1.4%within the sector's middle half▼ 3.8pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500€1,000€1,500€2,000Operating result 2023: €176€176Net result 2023: €139€139Operating result 2024: €1,860€1,860Net result 2024: €1,375€1,375Operating result 2025: €1,130€1,130Net result 2025: €810€810202320242025€0€500€1,000€1,500€2,000Operating result 2023: €176€176Net result 2023: €139€139Operating result 2024: €1,860€1,860Net result 2024: €1,375€1,370Operating result 2025: €1,130€1,130Net result 2025: €810€810202320242025
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €59,605
Equity €4,324 ▲ 23.0%
Debt €55,281 ▲ 141%
Debt's share of the balance-sheet total rises from 86.7% to 92.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
12.78▲
2024 · 6.54
ROE
18.7%▼
2024 · 39.1%
Debt ≤ 1 year
€55,281▲
2024 · €22,966
Income taxes
€250▼
2024 · €344
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,135 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
5.2% went bankrupt
2.3% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€26,481€59,605▲
Current assets29/58€26,481€59,605▲
Amounts receivable within one year40/41€18,875€56,304▲
Trade receivables40€14,884€54,300▲
Other amounts receivable41€3,991€2,004▼
Cash at bank and in hand54/58€7,606€3,301▼
Equity and liabilities
Total equity and liabilities10/49€26,481€59,605▲
Equity10/15€3,514€4,324▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€1,514€2,324▲
Amounts payable17/49€22,966€55,281▲
Amounts payable within one year42/48€22,966€55,281▲
Trade debts44€1,750€35,635▲
Suppliers440/4€1,750€35,635▲
Taxes, remuneration and social security45€344€773▲
Taxes450/3€344€773▲
Other amounts payable47/48€20,873€18,873▼
Income statement Code20242025
Other operating charges640/8€584-
Gross operating margin9900€2,444€1,130▼
Operating profit (loss)9901€1,860€1,130▼
Financial charges65/66B€142€70▼
Recurring financial charges65€142€70▼
Profit (loss) for the period before taxes9903€1,718€1,060▼
Income taxes67/77€344€250▼
Profit (loss) for the period9904€1,375€810▼
Profit (loss) for the period to be appropriated9905€1,375€810▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,514€2,324▲
Profit (loss) brought forward from the previous period14P€139€1,514▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Other operating charges640/8-€584--
Gross operating margin9900€176€2,444€1,130▼ 53.8%
Operating profit (loss)9901€176€1,860€1,130▼ 39.3%
Financial charges65/66B€36€142€70▼ 50.6%
Recurring financial charges65€36€142€70▼ 50.6%
Profit (loss) for the period before taxes9903€139€1,718€1,060▼ 38.3%
Income taxes67/77-€344€250▼ 27.3%
Profit (loss) for the period9904€139€1,375€810▼ 41.1%
Profit (loss) for the period to be appropriated9905€139€1,375€810▼ 41.1%
Line202320242025Change
Assets
Total assets20/58€6,053€26,481€59,605▲ 125%
Current assets29/58€6,053€26,481€59,605▲ 125%
Amounts receivable within one year40/41€2,000€18,875€56,304▲ 198%
Trade receivables40-€14,884€54,300▲ 265%
Other amounts receivable41€2,000€3,991€2,004▼ 49.8%
Cash at bank and in hand54/58€4,053€7,606€3,301▼ 56.6%
Equity and liabilities
Total equity and liabilities10/49€6,053€26,481€59,605▲ 125%
Equity10/15€2,139€3,514€4,324▲ 23.0%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14€139€1,514€2,324▲ 53.5%
Amounts payable17/49€3,913€22,966€55,281▲ 141%
Amounts payable within one year42/48€3,913€22,966€55,281▲ 141%
Trade debts44-€1,750€35,635▲ 1,936%
Suppliers440/4-€1,750€35,635▲ 1,936%
Taxes, remuneration and social security45€213€344€773▲ 125%
Taxes450/3€213€344€773▲ 125%
Other amounts payable47/48€3,701€20,873€18,873▼ 9.6%
Line202320242025Change
Profit (loss) for the period9904€139€1,375€810▼ 41.1%
Operating cash flow (approximation)€139€1,375€810▼ 41.1%
Change in cash-€3,553-€4,305▼ 221%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Highest result since 2023net €1,375 ▲887%
Operating result €1,860, net result €1,375, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
612 m²
Building footprint
611 m²
Volume, LiDAR
6,338 m³
2 parcels, Brussels, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
485 companies at this address See who is registered here
1 establishment unit
SODJACAR
Strijdersstraat 110, 1082 Sint-Agatha-BerchemNACE 45111
since 20222.332.939.674
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21342B0123/00S002 Brussels 312 m² 1 · 312 m² 14.6 m · 4 fl.
23016D0063/00W002 Flanders 300 m² 1 · 299 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. 594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46720Wholesale of motor vehicle parts and accessories
49320Non-scheduled passenger transport by road
77110Renting and leasing of cars and light motor vehicles
E-invoicing
Reachable via Peppol
Peppol ID 0208:0788267629
Also 9925:BE0788267629
Registered 26-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.