SODIAL
ActiveSODIAL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.90M and a net result of €268k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+28
Solvency31▲+8
Growth71▲+14
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.03 in 2024), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.7%
Return on assets
3.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€20.12M▼ 2.8%
2024 · €20.69M
2018: €11.92M
2019: €16.11M
2020: €18.57M
2021: €19.45M
2022: €17.78M
2023: €17.68M
2024: €20.69M
2018 → 2025
EBIT margin
3.8%▲ 2.3pp
2024 · 1.4%
2018: 1.7%
2019: 2.0%
2020: 2.9%
2021: 2.4%
2022: 1.1%
2023: 1.9%
2024: 1.4%
2018 → 2025
Net result
€268k▲ 1,936%
2024 · €13k
2018: €17k
2019: €83k
2020: €179k
2021: €142k
2022: €9k
2023: €7k
2024: €13k
2018 → 2025
Working capital
€591k▲ 253%
2024 · €168k
2018: €-10k
2019: €-300k
2020: €-399k
2021: €-495k
2022: €-404k
2023: €-341k
2024: €168k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€19.45M-€17.78M▼ 8.6%€17.68M▼ 0.5%€20.69M▲ 17.0%€20.12M▼ 2.8%
Equity€1.60M-€1.61M▲ 0.5%€1.62M▲ 0.4%€1.63M▲ 0.8%€1.90M▲ 16.5%
Operating result€467k-€199k▼ 57.3%€341k▲ 71.2%€292k▼ 14.5%€756k▲ 159%
Net result€142k-€9k▼ 94.0%€7k▼ 23.2%€13k▲ 99.6%€268k▲ 1,936%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 159% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.73M
Fixed assets
€2.23M▼ 10.2%
Current assets
€6.50M▼ 2.9%
Equity and liabilities €8.73M
Equity
€1.90M▲ 16.5%
Debt
€6.84M▼ 9.5%
The debt ratio falls from 82.3% to 78.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.40M▲
2024 · €1.04M
Cash flow
€910k▲
2024 · €765k
Solvency
21.7%▲
2024 · 17.7%
Current ratio
1.10▲
2024 · 1.03
Quick ratio
0.92▲
2024 · 0.83
Debt / equity
3.60▼
2024 · 4.64
ROE
14.1%▲
2024 · 0.8%
ROA
3.1%▲
2024 · 0.1%
Interest coverage
6.10▲
2024 · 4.43
Debt
€6.84M▼
2024 · €7.55M
Debt ≤ 1 year
€5.91M▼
2024 · €6.53M
Debt > 1 year
€927k▼
2024 · €1.03M
Income taxes
€200k▲
2024 · €14k
Staff costs
€2.62M▲
2024 · €2.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.18M€8.73M▼
Fixed assets21/28€2.49M€2.23M▼
Intangible fixed assets21€119k€123k▲
Tangible fixed assets22/27€2.36M€2.09M▼
Land and buildings22€527k€541k▲
Plant, machinery and equipment23€994k€925k▼
Furniture and vehicles24€47k€66k▲
Leasing and similar rights25€791k€555k▼
Financial fixed assets28€9k€21k▲
Other financial fixed assets284/8€9k€21k▲
Amounts receivable and cash guarantees285/8€9k€21k▲
Current assets29/58€6.69M€6.50M▼
Stocks and contracts in progress3€1.29M€1.05M▼
Stocks30/36€1.29M€1.05M▼
Raw materials and consumables30/31€929k€631k▼
Finished goods33€249k€280k▲
Goods purchased for resale34€108k€135k▲
Amounts receivable within one year40/41€4.23M€4.85M▲
Trade receivables40€4.02M€4.55M▲
Other amounts receivable41€205k€306k▲
Cash at bank and in hand54/58€1.10M€589k▼
Deferred charges and accrued income490/1€75k€15k▼
Equity and liabilities
Total equity and liabilities10/49€9.18M€8.73M▼
Equity10/15€1.63M€1.90M▲
Contributions10/11€730k€730k=
Capital10€730k€730k=
Issued capital100€730k€730k=
Revaluation surpluses12€389k€389k=
Reserves13€96k€96k=
Non-distributable reserves130/1€43k€43k=
Legal reserve130€43k€43k=
Tax-exempt reserves132€53k€53k=
Profit (loss) carried forward14€414k€682k▲
Amounts payable17/49€7.55M€6.84M▼
Amounts payable after more than one year17€1.03M€927k▼
Financial debts170/4€1.03M€927k▼
Leasing and similar obligations172€1.03M€927k▼
Amounts payable within one year42/48€6.53M€5.91M▼
Current portion of amounts payable after more than one year42€228k€396k▲
Financial debts43€2.73M€2.20M▼
Credit institutions430/8€2.73M€2.20M▼
Trade debts44€3.18M€2.70M▼
Suppliers440/4€3.18M€2.70M▼
Taxes, remuneration and social security45€390k€614k▲
Taxes450/3€168k€337k▲
Remuneration and social security454/9€222k€277k▲
Income statement
Code20242025
Operating income70/76A€20.71M€20.15M▼
Turnover70€20.69M€20.12M▼
Other operating income74€16k€34k▲
Operating charges60/66A€20.41M€19.40M▼
Goods for resale, raw materials and consumables60€14.86M€13.66M▼
Purchases600/8€14.85M€13.42M▼
Change in stocks: decrease (increase)609€9k€240k▲
Services and other goods61€2.29M€2.43M▲
Remuneration, social security and pensions62€2.36M€2.62M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€752k€643k▼
Other operating charges640/8€57k€17k▼
Non-recurring operating charges66A€96k€26k▼
Operating profit (loss)9901€292k€756k▲
Financial income75/76B€77€347▲
Recurring financial income75€77€347▲
Income from financial fixed assets750€77€347▲
Other financial income752/9€0-
Financial charges65/66B€265k€288k▲
Recurring financial charges65€265k€288k▲
Debt charges650€236k€229k▼
Other financial charges652/9€29k€59k▲
Profit (loss) for the period before taxes9903€27k€468k▲
Income taxes67/77€14k€200k▲
Taxes670/3€14k€200k▲
Profit (loss) for the period9904€13k€268k▲
Profit (loss) for the period to be appropriated9905€13k€268k▲
Appropriation of the result
Profit (loss) to be appropriated9906€414k€682k▲
Profit (loss) brought forward from the previous period14P€401k€414k▲
Social balance
Average headcount (FTE)908744.547.9▲
The notes to these accounts (47 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €268k ▲1936%
Operating result €756k, net result €268k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €7k ▼23.2%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoning de Jumet,4ème rue sn6040 CharleroiGround area
9,994 m²
Building footprint
3,265 m²
Volume, LiDAR
31,190 m³
Parcel 52034B1039/00Z004, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Zoning de Jumet,4ème rue sn, 6040 Charleroi
since 19892.045.724.555
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034B1039/00Z004 | Wallonia | 9,994 m² | 1 · 3,265 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyCharleroi2.045.724.555
Legal Entity Identifier
8755002EP5ZE2L56BI08
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OOSTENDSE VISROKERIJ D.V.
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TAPA FOODS
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Of 98 companies in sector 10200 we hold annual accounts for 56. 31 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-10-1989
Fiscal year end31-12
Activities, NACEBEL
10200Manufacture of food products
15201
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.