SOCOTEL
ActiveSOCOTEL has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548k and a net result of €1.04M. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 41% of 2033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency65▼-14
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.61 in 2024), and 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
69.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
2023
28 d late
2022
26 d late
2021
28 d late
2020
29 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.04M▼ 7.2%
2024 · €1.12M
2019: €817k
2020: €815k
2021: €928k
2022: €986k
2023: €1.04M
2024: €1.12M
2019 → 2025
Working capital
€367k▼ 54.9%
2024 · €815k
2019: €769k
2020: €924k
2021: €1.02M
2022: €962k
2023: €963k
2024: €815k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.28M-€1.20M▼ 6.7%€1.17M▼ 2.5%€1.01M▼ 13.9%€548k▼ 45.4%
Operating result€1.23M-€1.30M▲ 6.2%€1.39M▲ 6.5%€1.46M▲ 5.4%€1.41M▼ 3.8%
Net result€928k-€986k▲ 6.2%€1.04M▲ 5.6%€1.12M▲ 7.9%€1.04M▼ 7.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€181k▼ 5.0%
Current assets
€1.32M▼ 38.3%
Equity and liabilities €1.51M
Equity
€548k▼ 45.4%
Debt
€957k▼ 28.2%
The debt ratio rises from 57.0% to 63.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€1.42M▼
2024 · €1.48M
Cash flow
€1.05M▼
2024 · €1.15M
Solvency
36.4%▼
2024 · 43.0%
Current ratio
1.38▼
2024 · 1.61
Quick ratio
1.38▼
2024 · 1.61
Debt / equity
1.75▲
2024 · 1.33
ROE
190.3%▲
2024 · 111.8%
ROA
69.3%▲
2024 · 48.1%
Interest coverage
4509.06▲
2024 · 1816.99
Debt
€957k▼
2024 · €1.33M
Debt ≤ 1 year
€957k▼
2024 · €1.33M
Income taxes
€376k▼
2024 · €380k
Staff costs
€378k▼
2024 · €397k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.34M€1.51M▼
Fixed assets21/28€190k€181k▼
Tangible fixed assets22/27€140k€131k▼
Land and buildings22€138k€130k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€50k€50k=
Current assets29/58€2.15M€1.32M▼
Amounts receivable after more than one year29€13k€13k=
Other amounts receivable291€13k€13k=
Amounts receivable within one year40/41€694k€652k▼
Trade receivables40€644k€207k▼
Other amounts receivable41€50k€446k▲
Current investments50/53€1.23M€597k▼
Cash at bank and in hand54/58€203k€63k▼
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€2.34M€1.51M▼
Equity10/15€1.01M€548k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€387k€387k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€385k€385k=
Profit (loss) carried forward14€600k€143k▼
Amounts payable17/49€1.33M€957k▼
Amounts payable within one year42/48€1.33M€957k▼
Current portion of amounts payable after more than one year42€10k-
Trade debts44€8k€20k▲
Suppliers440/4€8k€20k▲
Taxes, remuneration and social security45€415k€487k▲
Taxes450/3€389k€452k▲
Remuneration and social security454/9€26k€35k▲
Other amounts payable47/48€900k€450k▼
Income statement
Code20242025
Remuneration, social security and pensions62€397k€378k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€10k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€1.89M€1.80M▼
Operating profit (loss)9901€1.46M€1.41M▼
Financial income75/76B€44k€14k▼
Recurring financial income75€44k€14k▼
Financial charges65/66B€817€314▼
Recurring financial charges65€817€314▼
Profit (loss) for the period before taxes9903€1.50M€1.42M▼
Income taxes67/77€380k€376k▼
Profit (loss) for the period9904€1.12M€1.04M▼
Profit (loss) for the period to be appropriated9905€1.12M€1.04M▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.89M€1.64M▼
Profit (loss) brought forward from the previous period14P€761k€600k▼
Profit to be distributed694/7€1.29M€1.50M▲
Return on contributions (dividend)694€1.29M€1.50M▲
Social balance
Average headcount (FTE)90878.08.0=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
30-06
Financial
Highest result since 2019net €1.12M ▲7.9%
Operating result €1.46M, net result €1.12M, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
26-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 26 days late
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
30-06
Financial
Weakest financial yearnet €815k ▼0.3%
Net result drops to €815k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Hesbaye 1034000 LiègeGround area
247 m²
Building footprint
128 m²
Volume, LiDAR
1,484 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Ecoliers 106, 4100 Seraing
since 19822.021.368.944
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62352E0604/00B003 | Wallonia | 188 m² | 1 · 79 m² | 11.6 m · 3 fl. |
| 62802D0258/00K005 | Wallonia | 59 m² | 1 · 49 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
25 categoriesSOCOTEL SRL37313
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 8,859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-1982
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:04 338 22 39
Fax:04 338 55 43