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SOCOMA

Active
Cooperative companyfounded 199531 yrs activeMarche, Rue du Bondeau 25, 6900 Marche-en-Famenne, BelgiumKBO/BCE: BE 0454.888.527

SOCOMA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €27k and a net result of €9k. Its solvency ranks better than 18% of 48 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2026
43 / 100
Weak▲ +35 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+100
Solvency6▼-27
Growth52
Stability100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.23 against 0.24 in 2025), and 90.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
9.5%
Return on assets
3.1%
Age of the figures
5 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 48 sector peers (2026).
NBB · sector comparison
Position among 48 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 26-08-2026, 66 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
66 d early
2025
65 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity
€27k
2025 · €-25k
2025: €-25k
2025 → 2026
Total assets
€286k▼ 3.2%
2025 · €296k
2025: €296k
2025 → 2026
Net result
€9k▼ 61.2%
2025 · €23k
2025: €23k
2025 → 2026
Working capital
€-111k▲ 28.4%
2025 · €-155k
2025: €-155k
2025 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20252026Trend
Equity€-25k-€27k
Operating result€25k-€5k▼ 81.2%
Net result€23k-€9k▼ 61.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2025: €25k€25kNet result 2025: €23k€23kOperating result 2026: €5k€5kNet result 2026: €9k€9k20252026
The operating result falls in 2026; 2026 is 81% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €286k
Fixed assets €253k▲ 3.0%
Current assets €33k▼ 33.6%
Equity and liabilities €286k
Equity €27k
Debt €259k
Debt finances 90.5% of the balance-sheet total.
Key figures and ratios
2026 value · change against 2025
EBITDA
€57k
2025 · €74k
Cash flow
€61k
2025 · €72k
Solvency
9.5%
2025 · -8.4%
Current ratio
0.23
2025 · 0.24
Quick ratio
0.23
2025 · 0.24
Debt / equity
9.48
2025 · -12.92
ROE
32.4%
2025 · -92.0%
ROA
3.1%
2025 · 7.7%
Interest coverage
21.92
2025 · 30.19
Debt
€259k
2025 · €321k
Debt ≤ 1 year
€144k
2025 · €205k
Debt > 1 year
€115k
2025 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet Code20252026
Assets
Total assets20/58€296k€286k
Fixed assets21/28€246k€253k
Tangible fixed assets22/27€246k€253k
Plant, machinery and equipment23€139k€152k
Furniture and vehicles24€106k€101k
Current assets29/58€50k€33k
Amounts receivable within one year40/41€44k€30k
Trade receivables40€41k€25k
Other amounts receivable41€4k€5k
Cash at bank and in hand54/58€6k€3k
Equity and liabilities
Total equity and liabilities10/49€296k€286k
Equity10/15€-25k€27k
Contributions10/11€1k€51k
Reserves13€744€744=
Non-distributable reserves130/1€744€744=
Reserves not available under the articles1311€744€744=
Profit (loss) carried forward14€-44k€-35k
Investment grants15€17k€10k
Amounts payable17/49€321k€259k
Amounts payable after more than one year17€116k€115k
Financial debts170/4€116k€115k
Amounts payable within one year42/48€205k€144k
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45€687€0
Taxes450/3€687€0
Other amounts payable47/48€204k€138k
Income statement Code20252026
Goods, raw materials, services and sundry goods60/61€63k€51k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€52k
Other operating charges640/8€550€400
Gross operating margin9900€75k€57k
Operating profit (loss)9901€25k€5k
Financial income75/76B-€7k
Recurring financial income75-€7k
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€23k€9k
Profit (loss) for the period9904€23k€9k
Profit (loss) for the period to be appropriated9905€23k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-35k
Profit (loss) brought forward from the previous period14P€-66k€-44k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
2 directors, no change since 2024
Anne-Françoise GEORGES
Director · since 04-12-2024
Current
Philippe LAMBORAY
Director · since 04-12-2024
Current
04-12-2024 Anne-Françoise GEORGES: Appointed as Director
04-12-2024 Philippe LAMBORAY: Appointed as Director
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 1995
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marche, Rue du Bondeau 256900 Marche-en-Famenne
Ground area
1,518 m²
Building footprint
175 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route de Bastogne,Harsin 43, 6950 Nassogne
NACE 0112302
since 19952.071.127.172
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
83024A0551/00M003indicative Wallonia 1,348 m² - -
83053C0378/00G000 Wallonia 169 m² 1 · 175 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,668 companies in sector 01610 we hold annual accounts for 1,363. 795 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCooperative company
Founded30-03-1995
Fiscal year end31-03
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.