SOCOBERT
ActiveThe annual accounts of SOCOBERT for fiscal year 2025 show a net loss of 206% of total assets and of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €193k and a net result of €-626k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 313 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency89▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.46 against 7.59 in 2024; short-term debt: 36.5% and cash: 36.7% of total assets), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
-205.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-626k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
9 d early
2023
29 d late
2022
29 d late
2021
12 d early
2020
23 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€193k▼ 76.4%
2024 · €819k
2018: €1.43M
2019: €1.32M
2020: €1.17M
2021: €975k
2022: €1.00M
2023: €1.01M
2024: €819k
2018 → 2025
Total assets
€304k▼ 67.6%
2024 · €938k
2018: €1.96M
2019: €1.82M
2020: €1.63M
2021: €1.41M
2022: €1.42M
2023: €1.23M
2024: €938k
2018 → 2025
Net result
€-626k▼ 228%
2024 · €-190k
2018: €-36k
2019: €-107k
2020: €-149k
2021: €-199k
2022: €29k
2023: €5k
2024: €-190k
2018 → 2025
Working capital
€162k▼ 79.4%
2024 · €786k
2018: €704k
2019: €640k
2020: €535k
2021: €365k
2022: €563k
2023: €732k
2024: €786k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€975k-€1.00M▲ 2.9%€1.01M▲ 0.5%€819k▼ 18.9%€193k▼ 76.4%
Operating result€-198k-€28k€2k▼ 91.5%€-194k€-631k▼ 225%
Net result€-199k-€29k€5k▼ 81.3%€-190k€-626k▼ 228%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €631k in 2025 against €194k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€31k▼ 3.7%
Current assets
€273k▼ 69.8%
Equity and liabilities €304k
Equity
€193k▼ 76.4%
Debt
€111k▼ 6.8%
The debt ratio rises from 12.7% to 36.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-624k▼
2024 · €-187k
Cash flow
€-619k▼
2024 · €-183k
Solvency
63.5%▼
2024 · 87.3%
Current ratio
2.46▼
2024 · 7.59
Quick ratio
2.41▼
2024 · 7.54
Debt / equity
0.57▲
2024 · 0.15
ROE
-323.7%▼
2024 · -23.3%
ROA
-205.5%▼
2024 · -20.3%
Interest coverage
-1237.50▼
2024 · -353.11
Debt
€111k▼
2024 · €119k
Debt ≤ 1 year
€111k▼
2024 · €119k
Income taxes
€165▲
2024 · €160
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€938k€304k▼
Fixed assets21/28€32k€31k▼
Tangible fixed assets22/27€32k€31k▼
Land and buildings22€29k€24k▼
Plant, machinery and equipment23€3k€8k▲
Financial fixed assets28€1€1=
Current assets29/58€906k€273k▼
Amounts receivable after more than one year29€400k€0▼
Trade receivables290€400k€0▼
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€217k€6k▼
Trade receivables40€211k€0▼
Other amounts receivable41€6k€6k▼
Current investments50/53-€150k
Cash at bank and in hand54/58€237k€112k▼
Deferred charges and accrued income490/1€45k€0▼
Equity and liabilities
Total equity and liabilities10/49€938k€304k▼
Equity10/15€819k€193k▼
Contributions10/11€414k€414k=
Reserves13€402k€402k=
Distributable reserves133€402k€402k=
Profit (loss) carried forward14€3k€-622k▼
Amounts payable17/49€119k€111k▼
Amounts payable within one year42/48€119k€111k▼
Trade debts44€1k€554▼
Suppliers440/4€1k€554▼
Taxes, remuneration and social security45€764€0▼
Taxes450/3€764€0▼
Other amounts payable47/48€117k€111k▼
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€15k€165k▲
Non-recurring operating charges66A€173k€449k▲
Gross operating margin9900€1k€-9k▼
Operating profit (loss)9901€-194k€-631k▼
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€529€504▼
Recurring financial charges65€529€504▼
Profit (loss) for the period before taxes9903€-190k€-625k▼
Income taxes67/77€160€165▲
Profit (loss) for the period9904€-190k€-626k▼
Profit (loss) for the period to be appropriated9905€-190k€-626k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-622k▼
Profit (loss) brought forward from the previous period14P€194k€3k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-626k
Net result drops to €-626k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €29k
Net result €29k after 4 loss-making years.
31-12
Financial
Equity above €1MEq €1.00M ▲2.9%
Equity rises from €975k to €1.00M.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ville-du-Bois 1676690 VielsalmGround area
2,580 m²
Building footprint
178 m²
Parcel 82032B1693/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Ville-du-Bois 167, 6690 Vielsalm
since 19862.035.173.925
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82032B1693/00D000 | Wallonia | 2,580 m² | 1 · 178 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DVS Broyage et Terrassement
BE 0837.852.049
Mont-Saint-Guibert · Eq €194k
RIVES BOIS
BE 0864.433.019
Bièvre · Eq €191k
ADRIEN BAUDOIN
BE 0833.196.346
Gesves · Eq €190k
SAFRAMAN
BE 0544.548.003
Namur · Eq €199k
DEUMER PHILIPPE
BE 0835.126.646
Houffalize · Eq €199k
Of 1,556 companies in sector 02200 we hold annual accounts for 449. 334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-1986
Fiscal year end31-12
Activities, NACEBEL
02012
02200Logging
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.