SOCO - INTER - ANDENNE
ActiveSummary
The computed 12-month bankruptcy probability of SOCO - INTER - ANDENNE is 1.7% (moderate). The 2025 annual accounts show equity of €297,440 and a net result of -€5,201. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 13617 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability68=
Solvency44=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.23 in 2024; short-term debt: 18.3% and cash: 1% of total assets), and 80.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
74 d late
2023
94 d late
2022
25 d late
2021
134 d late
2020
30 d late
2019
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 October (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 company by total assets in Andenne, Accommodation and food service sector#4 company by equity in Andenne, Accommodation and food service sector#4 oldest company in Andenne, Accommodation and food service sector
Equity
€297,440▼ 1.7%
2024 · €302,641
Total assets
€1.5m▼ 4.9%
2024 · €1.6m
Net result
-€5,201▲ 12.0%
2024 · -€5,911
Working capital
-€254,912▼ 37.8%
2024 · -€185,041
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€64,399▲ 206%€22,003▼ 65.8%€100,074▲ 355%€34,540▼ 65.5%€29,125▼ 15.7%
Net result€25,374within the sector's middle half-€13,125below the sector's middle half€70,024above the sector's middle half-€5,911below the sector's middle half-€5,201within the sector's middle half▲ 12.0%
Equity€261,997above the sector's middle half▲ 10.7%€248,873above the sector's middle half▼ 5.0%€318,897above the sector's middle half▲ 28.1%€302,641above the sector's middle half▼ 5.1%€297,440above the sector's middle half▼ 1.7%
Total assets€1.6mabove the sector's middle half▼ 4.0%€1.5mabove the sector's middle half▼ 6.4%€1.7mabove the sector's middle half▲ 12.7%€1.6mabove the sector's middle half▼ 5.9%€1.5mabove the sector's middle half▼ 4.9%
Debt€1.4m▼ 6.4%€1.3m▼ 6.7%€1.4m▲ 9.8%€1.3m▼ 6.0%€1.2m▼ 5.7%
Working capital-€139,816below the sector's middle half▲ 31.8%-€106,677below the sector's middle half▲ 23.7%-€217,522below the sector's middle half▼ 104%-€185,041below the sector's middle half▲ 14.9%-€254,912below the sector's middle half▼ 37.8%
Solvency16.0%within the sector's middle half▲ 2.1pp16.3%within the sector's middle half▲ 0.2pp18.5%within the sector's middle half▲ 2.2pp18.6%within the sector's middle half▲ 0.2pp19.3%within the sector's middle half▲ 0.6pp
Current ratio0.28below the sector's middle half▲ 0.120.26below the sector's middle half▼ 0.020.14below the sector's middle half▼ 0.120.23below the sector's middle half▲ 0.080.10below the sector's middle half▼ 0.13
Return on assets (ROA)1.6%within the sector's middle half▲ 1.9pp-0.9%within the sector's middle half▼ 2.4pp4.1%within the sector's middle half▲ 4.9pp-0.4%within the sector's middle half▼ 4.4pp-0.3%within the sector's middle half=
Staff (FTE)0.2
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.5m ▼ 3.4%
Current assets
€27,641 ▼ 49.1%
Equity and liabilities €1.5m
Equity
€297,440 ▼ 1.7%
Debt
€1.2m ▼ 5.7%
Debt's share of the balance-sheet total falls from 81.4% to 80.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€174,334▼
2024 · €178,946
Cash flow
€140,008▲
2024 · €138,495
Quick ratio
0.08▼
2024 · 0.21
Debt to equity
4.19▼
2024 · 4.37
ROE
-1.7%▲
2024 · -2.0%
Interest coverage
7.17▲
2024 · 7.00
Debt ≤ 1 year
€282,553▲
2024 · €239,320
Debt > 1 year
€963,836▼
2024 · €1.1m
Income taxes
€10,014▼
2024 · €14,905
Staff costs
€5,442
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
1.5%
went bankrupt
5.0%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €207 | - | - | €5,442 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €103,235 | €106,814 | €81,842 | €144,406 | €145,209 | ▲ 0.6% |
| Other operating charges640/8 | €13,027 | €14,838 | €17,343 | €10,375 | €29,544 | ▲ 185% |
| Non-recurring operating charges66A | - | €50 | - | - | - | - |
| Gross operating margin9900 | €180,661 | €143,913 | €199,259 | €189,321 | €209,320 | ▲ 10.6% |
| Operating profit (loss)9901 | €64,399 | €22,003 | €100,074 | €34,540 | €29,125 | ▼ 15.7% |
| Financial income75/76B | €8 | €10 | - | - | - | - |
| Recurring financial income75 | €8 | €10 | - | - | - | - |
| Financial charges65/66B | €26,885 | €32,518 | €19,452 | €25,546 | €24,312 | ▼ 4.8% |
| Recurring financial charges65 | €26,885 | €32,518 | €19,452 | €25,546 | €24,312 | ▼ 4.8% |
| Profit (loss) for the period before taxes9903 | €37,522 | -€10,505 | €80,622 | €8,994 | €4,813 | ▼ 46.5% |
| Income taxes67/77 | €12,148 | €2,620 | €10,598 | €14,905 | €10,014 | ▼ 32.8% |
| Profit (loss) for the period9904 | €25,374 | -€13,125 | €70,024 | -€5,911 | -€5,201 | ▲ 12.0% |
| Profit (loss) for the period to be appropriated9905 | €25,374 | -€13,125 | €70,024 | -€5,911 | -€5,201 | ▲ 12.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.5m | €1.7m | €1.6m | €1.5m | ▼ 4.9% |
| Fixed assets21/28 | €1.6m | €1.5m | €1.7m | €1.6m | €1.5m | ▼ 3.4% |
| Tangible fixed assets22/27 | €1.6m | €1.5m | €1.7m | €1.6m | €1.5m | ▼ 3.4% |
| Land and buildings22 | €1.4m | €1.3m | €1.3m | €1.2m | €1.2m | ▲ 0.3% |
| Plant, machinery and equipment23 | €35,239 | €31,424 | €36,661 | €31,252 | €54,192 | ▲ 73.4% |
| Furniture and vehicles24 | €163,294 | €131,386 | €375,562 | €314,264 | €233,635 | ▼ 25.7% |
| Financial fixed assets28 | €79 | €79 | €79 | €79 | €210 | ▲ 165% |
| Current assets29/58 | €53,462 | €37,178 | €36,097 | €54,280 | €27,641 | ▼ 49.1% |
| Stocks and contracts in progress3 | €3,805 | €4,768 | €4,890 | €4,950 | €5,300 | ▲ 7.1% |
| Stocks30/36 | €3,805 | €4,768 | €4,890 | €4,950 | €5,300 | ▲ 7.1% |
| Amounts receivable within one year40/41 | €2,658 | €600 | - | €8,168 | €1,930 | ▼ 76.4% |
| Trade receivables40 | €2,658 | €600 | - | €7,390 | - | - |
| Other amounts receivable41 | - | - | - | €778 | €1,930 | ▲ 148% |
| Cash at bank and in hand54/58 | €38,746 | €25,392 | €17,605 | €28,580 | €15,711 | ▼ 45.0% |
| Deferred charges and accrued income490/1 | €8,253 | €6,419 | €13,603 | €12,582 | €4,700 | ▼ 62.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.5m | €1.7m | €1.6m | €1.5m | ▼ 4.9% |
| Equity10/15 | €261,997 | €248,873 | €318,897 | €302,641 | €297,440 | ▼ 1.7% |
| Contributions10/11 | €123,947 | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Reserves13 | €55,395 | €55,395 | €55,395 | €55,395 | €55,395 | = |
| Non-distributable reserves130/1 | €12,395 | €12,395 | €12,395 | €12,395 | €12,395 | = |
| Reserves not available under the articles1311 | €12,395 | €12,395 | €12,395 | €12,395 | €12,395 | = |
| Distributable reserves133 | €43,000 | €43,000 | €43,000 | €43,000 | €43,000 | = |
| Profit (loss) carried forward14 | €82,656 | €69,531 | €139,555 | €123,299 | €118,098 | ▼ 4.2% |
| Amounts payable17/49 | €1.4m | €1.3m | €1.4m | €1.3m | €1.2m | ▼ 5.7% |
| Amounts payable after more than one year17 | €1.2m | €1.1m | €1.2m | €1.1m | €963,836 | ▼ 10.0% |
| Financial debts170/4 | €1.2m | €1.1m | €1.1m | €1.0m | €917,574 | ▼ 12.4% |
| Trade debts175 | - | - | - | - | €23,813 | - |
| Other amounts payable178/9 | €22,120 | €21,650 | €22,044 | €22,449 | €22,449 | = |
| Amounts payable within one year42/48 | €193,279 | €143,855 | €253,619 | €239,320 | €282,553 | ▲ 18.1% |
| Current portion of amounts payable after more than one year42 | €85,483 | €38,911 | €100,689 | €101,962 | €122,289 | ▲ 19.9% |
| Trade debts44 | €39,970 | €48,122 | €46,623 | €58,050 | €54,055 | ▼ 6.9% |
| Suppliers440/4 | €39,970 | €48,122 | €46,623 | €58,050 | €54,055 | ▼ 6.9% |
| Taxes, remuneration and social security45 | €16,483 | €20,047 | €57,808 | €28,539 | €45,455 | ▲ 59.3% |
| Taxes450/3 | €16,483 | €17,234 | €52,267 | €28,539 | €39,751 | ▲ 39.3% |
| Remuneration and social security454/9 | - | €2,812 | €5,542 | - | €5,705 | - |
| Other amounts payable47/48 | €51,343 | €36,776 | €48,499 | €50,769 | €60,754 | ▲ 19.7% |
| Accrued charges and deferred income492/3 | €2,526 | €1,935 | €2,107 | €11,613 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,374 | -€13,125 | €70,024 | -€5,911 | -€5,201 | ▲ 12.0% |
| + Depreciation and write-downs630 | €103,235 | €106,814 | €81,842 | €144,406 | €145,209 | ▲ 0.6% |
| Operating cash flow (approximation) | €128,609 | €93,689 | €151,866 | €138,495 | €140,008 | ▲ 1.1% |
| Investment in fixed assets (approximation) | - | -€17,822 | -€277,986 | -€25,057 | -€91,616 | ▼ 266% |
| Change in cash | - | -€13,355 | -€7,787 | €10,976 | -€12,869 | ▼ 217% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
2024
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 94 days late
2023
31-12
Financial
Back to profitnet €70,024
Net result €70,024 after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet -€13,125
Net result drops to -€13,125, the lowest in the series; recovery starts the following year.
12-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 134 days late
2021
31-12
Financial
Back to profitnet €25,374
Net result €25,374 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 2 establishment units since 1996
Ground area
2,181 m²
Building footprint
814 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Rue de la Papeterie 2, 5300 Andenne
since 19962.076.688.539
LA STROLLA
since 20252.375.765.867
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92402G0164/00N002 | Wallonia | 1,731 m² | 1 · 730 m² | - |
| 92402G0208/00P004 | Wallonia | 450 m² | 1 · 84 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAndenne2.076.688.539
Andenne2.375.765.867
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. 7,691 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-05-1996
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
E-mail
luongo-cassandra22@hotmail.fr
Phone
+32494648360
Phone
+32495148916
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457933634
Also
9925:BE0457933634
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.