SOCIETE D'HOSTELLERIE ET DE RESTAURATION
ActiveSOCIETE D'HOSTELLERIE ET DE RESTAURATION has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 76% of 375 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+32
Solvency93▲+5
Growth46▼-14
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 12.11 against 3.16 in 2024; short-term debt: 2.5% and cash: 9.1% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
85 d late
2023
439 d late
2022
109 d late
2021
56 d late
2020
101 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€213k▲ 4.3%
2024 · €204k
2018: €99k
2019: €125k
2020: €151k
2021: €196k
2022: €196k
2023: €208k
2024: €204k
2018 → 2025
EBIT margin
-2.1%▲ 5.0pp
2024 · -7.1%
2018: 12.8%
2019: -3.6%
2020: 6.0%
2021: 1.2%
2022: 4.2%
2023: 2.4%
2024: -7.1%
2018 → 2025
Net result
€-6k▲ 36.6%
2024 · €-9k
2018: €12k
2019: €-180
2020: €9k
2021: €2k
2022: €7k
2023: €-4k
2024: €-9k
2018 → 2025
Working capital
€40k▲ 7.7%
2024 · €37k
2018: €51k
2019: €46k
2020: €54k
2021: €34k
2022: €45k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€196k-€196k▼ 0.1%€208k▲ 6.2%€204k▼ 2.0%€213k▲ 4.3%
Equity€112k-€120k▲ 6.6%€113k▼ 5.1%€104k▼ 8.0%€99k▼ 5.5%
Operating result€2k-€8k▲ 235%€5k▼ 38.1%€-15k€-4k▲ 69.1%
Net result€2k-€7k▲ 329%€-4k€-9k▼ 113%€-6k▲ 36.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €15k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€102k▼ 7.8%
Current assets
€44k▼ 19.8%
Equity and liabilities €145k
Equity
€99k▼ 5.5%
Debt
€47k▼ 22.7%
The debt ratio falls from 36.7% to 32.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €6k
Cash flow
€17k▲
2024 · €11k
Solvency
67.9%▲
2024 · 63.3%
Current ratio
12.11▲
2024 · 3.16
Quick ratio
10.65▲
2024 · 2.94
Debt / equity
0.47▼
2024 · 0.58
ROE
-5.8%▲
2024 · -8.7%
ROA
-4.0%▲
2024 · -5.5%
Interest coverage
21.83▲
2024 · 1.90
Debt
€47k▼
2024 · €60k
Debt ≤ 1 year
€4k▼
2024 · €17k
Debt > 1 year
€43k=
2024 · €43k
Income taxes
€400
Staff costs
€55k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€165k€145k▼
Fixed assets21/28€110k€102k▼
Tangible fixed assets22/27€110k€101k▼
Land and buildings22€44k€48k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€64k€51k▼
Financial fixed assets28€222€222=
Current assets29/58€55k€44k▼
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€41k€25k▼
Trade receivables40€586€440▼
Other amounts receivable41€41k€25k▼
Cash at bank and in hand54/58€6k€13k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€165k€145k▼
Equity10/15€104k€99k▼
Contributions10/11€90k€90k=
Capital10€90k€90k=
Issued capital100€90k€90k=
Reserves13€24k€24k=
Non-distributable reserves130/1€24k€24k=
Legal reserve130€9k€9k=
Reserves not available under the articles1311€15k€15k=
Profit (loss) carried forward14€-10k€-16k▼
Amounts payable17/49€60k€47k▼
Amounts payable after more than one year17€43k€43k=
Other amounts payable178/9€43k€43k=
Amounts payable within one year42/48€17k€4k▼
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€17k€943▼
Taxes450/3€17k€943▼
Income statement
Code20242025
Turnover70€204k€213k▲
Goods, raw materials, services and sundry goods60/61€134k€124k▼
Remuneration, social security and pensions62€42k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€23k▲
Other operating charges640/8€22k€15k▼
Gross operating margin9900€70k€89k▲
Operating profit (loss)9901€-15k€-4k▲
Financial income75/76B€9k-
Recurring financial income75€9k-
Non-recurring financial income76B€9k-
Financial charges65/66B€3k€858▼
Recurring financial charges65€3k€858▼
Profit (loss) for the period before taxes9903€-9k€-5k▲
Income taxes67/77-€400
Profit (loss) for the period9904€-9k€-6k▲
Profit (loss) for the period to be appropriated9905€-9k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-6k▲
Profit (loss) brought forward from the previous period14P€-906-
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 12.11
Current ratio from 3.16 to 12.11; short-term debt falls from €17k to €4k.
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 85 days late
13-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 439 days late
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2023
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 109 days late
2022
25-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 56 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 101 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 12.82
Current ratio from 3.89 to 12.82; short-term debt falls from €18k to €4k.
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Au-dessus du Rabais 2106760 VirtonGround area
4,955 m²
Building footprint
372 m²
Volume, LiDAR
2,795 m³
Parcel 85045A0683/00M003, Wallonia · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
la venerie
since 19782.015.207.563
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85045A0683/00M003 | Wallonia | 4,955 m² | 1 · 372 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVirton2.015.207.563
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 1,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-03-1978
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
55101Hotels
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.