SOCAPHOT
ActiveSummary
SOCAPHOT has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€57,492) and a net result of -€2,615. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 7% of 3510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability22▼-78
Solvency0=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.36 against 1.67 in 2024; short-term debt: 60.2% and cash: 0.6% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-80.6%
Return on assets
-3.7%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€57,492
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
16 d early
2022
4 d early
2021
1 d late
2020
2 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€57,492▼ 4.8%
2024 · -€54,877
Total assets
€71,362▼ 7.9%
2024 · €77,463
Net result
-€2,615
2024 · €64,513
Working capital
€15,635▼ 36.5%
2024 · €24,609
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€10,493▼ 172%€9,515€6,076▼ 36.1%€70,062▲ 1,053%€40▼ 99.9%
Net result-€16,301below the sector's middle half▼ 87.3%€4,637within the sector's middle half€192within the sector's middle half▼ 95.9%€64,513above the sector's middle half▲ 33,569%-€2,615below the sector's middle half
Equity-€124,219below the sector's middle half▼ 15.1%-€119,582below the sector's middle half▲ 3.7%-€119,390below the sector's middle half▲ 0.2%-€54,877below the sector's middle half▲ 54.0%-€57,492below the sector's middle half▼ 4.8%
Total assets€69,002within the sector's middle half▼ 21.0%€76,113within the sector's middle half▲ 10.3%€74,387within the sector's middle half▼ 2.3%€77,463within the sector's middle half▲ 4.1%€71,362within the sector's middle half▼ 7.9%
Debt€193,221▼ 1.0%€195,695▲ 1.3%€193,777▼ 1.0%€132,340▼ 31.7%€128,854▼ 2.6%
Working capital€10,814within the sector's middle half▼ 55.2%€9,682within the sector's middle half▼ 10.5%€16,941within the sector's middle half▲ 75.0%€24,609within the sector's middle half▲ 45.3%€15,635within the sector's middle half▼ 36.5%
Solvency-180.0%below the sector's middle half▼ 56.4pp-157.1%below the sector's middle half▲ 22.9pp-160.5%below the sector's middle half▼ 3.4pp-70.8%below the sector's middle half▲ 89.7pp-80.6%below the sector's middle half▼ 9.7pp
Current ratio1.25within the sector's middle half▼ 0.231.19within the sector's middle half▼ 0.061.40within the sector's middle half▲ 0.211.67within the sector's middle half▲ 0.271.36within the sector's middle half▼ 0.30
Return on assets (ROA)-23.6%below the sector's middle half▼ 13.7pp6.1%within the sector's middle half▲ 29.7pp0.3%within the sector's middle half▼ 5.8pp83.3%above the sector's middle half▲ 83.0pp-3.7%below the sector's middle half▼ 86.9pp
Staff (FTE)0.20.9▲ 350%1▲ 11.1%1=
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 100% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71,362
Fixed assets
€12,794 ▼ 20.2%
Current assets
€58,568 ▼ 4.7%
Key figures and ratios
EBITDA
€3,281▼
2024 · €72,608
Cash flow
€626▼
2024 · €67,060
Quick ratio
0.09▼
2024 · 0.10
Debt to equity
-2.24▲
2024 · -2.41
Interest coverage
0.92▼
2024 · 13.42
Debt ≤ 1 year
€42,932▲
2024 · €36,819
Debt > 1 year
€84,131▼
2024 · €92,743
Income taxes
€140▲
2024 · €137
Staff costs
€37,856▼
2024 · €41,263
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,795 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
2.1%
went bankrupt
6.0%
stopped otherwise
90%
still going
A further 1.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €79,863 | €6,173 | ▼ 92.3% |
| Remuneration, social security and pensions62 | - | €3,610 | €26,652 | €41,263 | €37,856 | ▼ 8.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,270 | €6,022 | €2,500 | €2,547 | €3,240 | ▲ 27.2% |
| Other operating charges640/8 | - | €1,329 | €1,967 | €1,610 | €1,897 | ▲ 17.8% |
| Gross operating margin9900 | -€1,321 | €20,476 | €37,195 | €115,481 | €43,034 | ▼ 62.7% |
| Operating profit (loss)9901 | -€10,493 | €9,515 | €6,076 | €70,062 | €40 | ▼ 99.9% |
| Financial income75/76B | - | €344 | - | - | €1,063 | - |
| Recurring financial income75 | €304 | €344 | - | - | €1,063 | - |
| Financial charges65/66B | - | €5,110 | €5,765 | €5,412 | €3,578 | ▼ 33.9% |
| Recurring financial charges65 | €5,158 | €5,110 | €5,765 | €5,412 | €3,578 | ▼ 33.9% |
| Profit (loss) for the period before taxes9903 | -€15,347 | €4,749 | €311 | €64,650 | -€2,475 | ▼ 104% |
| Income taxes67/77 | €954 | €112 | €120 | €137 | €140 | ▲ 2.1% |
| Profit (loss) for the period9904 | -€16,301 | €4,637 | €192 | €64,513 | -€2,615 | ▼ 104% |
| Profit (loss) for the period to be appropriated9905 | -€8,454 | €4,637 | €192 | €64,513 | -€2,615 | ▼ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €69,002 | €76,113 | €74,387 | €77,463 | €71,362 | ▼ 7.9% |
| Fixed assets21/28 | €15,128 | €16,231 | €15,152 | €16,035 | €12,794 | ▼ 20.2% |
| Tangible fixed assets22/27 | €15,128 | €16,231 | €15,152 | €16,035 | €12,794 | ▼ 20.2% |
| Plant, machinery and equipment23 | - | €16,231 | €15,041 | €15,979 | €12,794 | ▼ 19.9% |
| Furniture and vehicles24 | - | - | €111 | €55 | - | - |
| Current assets29/58 | €53,874 | €59,882 | €59,235 | €61,428 | €58,568 | ▼ 4.7% |
| Stocks and contracts in progress3 | €51,379 | €54,077 | €53,918 | €57,849 | €54,654 | ▼ 5.5% |
| Stocks30/36 | - | €54,077 | €53,918 | €57,849 | €54,654 | ▼ 5.5% |
| Amounts receivable within one year40/41 | €87 | €2,866 | €2,542 | €2,466 | €2,642 | ▲ 7.1% |
| Trade receivables40 | - | €2,866 | €2,542 | €2,466 | €2,642 | ▲ 7.1% |
| Cash at bank and in hand54/58 | €873 | €1,137 | €1,588 | - | €441 | - |
| Deferred charges and accrued income490/1 | - | €1,801 | €1,187 | €1,113 | €831 | ▼ 25.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €69,002 | €76,113 | €74,387 | €77,463 | €71,362 | ▼ 7.9% |
| Equity10/15 | -€124,219 | -€119,582 | -€119,390 | -€54,877 | -€57,492 | ▼ 4.8% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €78,831 | €78,831 | €78,831 | €78,831 | €78,831 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | €76,972 | €76,972 | €76,972 | €76,972 | = |
| Profit (loss) carried forward14 | -€221,650 | -€217,013 | -€216,821 | -€152,308 | -€154,923 | ▼ 1.7% |
| Amounts payable17/49 | €193,221 | €195,695 | €193,777 | €132,340 | €128,854 | ▼ 2.6% |
| Amounts payable after more than one year17 | €147,460 | €142,741 | €148,730 | €92,743 | €84,131 | ▼ 9.3% |
| Financial debts170/4 | - | €1,395 | €11,130 | €4,890 | - | - |
| Other amounts payable178/9 | - | €141,346 | €137,600 | €87,853 | €84,131 | ▼ 4.2% |
| Amounts payable within one year42/48 | €43,060 | €50,200 | €42,294 | €36,819 | €42,932 | ▲ 16.6% |
| Current portion of amounts payable after more than one year42 | - | €6,577 | €7,968 | €6,240 | €4,890 | ▼ 21.6% |
| Financial debts43 | - | €37,036 | €24,394 | €17,632 | €21,922 | ▲ 24.3% |
| Credit institutions430/8 | - | €37,036 | €24,394 | €17,632 | €21,922 | ▲ 24.3% |
| Trade debts44 | €5,809 | €2,084 | €3,929 | €4,807 | €5,663 | ▲ 17.8% |
| Suppliers440/4 | - | €2,084 | €3,929 | €4,807 | €5,663 | ▲ 17.8% |
| Taxes, remuneration and social security45 | - | €4,504 | €6,004 | €8,140 | €10,457 | ▲ 28.5% |
| Taxes450/3 | - | €4,504 | €6,004 | €8,140 | €10,457 | ▲ 28.5% |
| Accrued charges and deferred income492/3 | - | €2,754 | €2,753 | €2,778 | €1,791 | ▼ 35.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,301 | €4,637 | €192 | €64,513 | -€2,615 | ▼ 104% |
| + Depreciation and write-downs630 | €6,270 | €6,022 | €2,500 | €2,547 | €3,240 | ▲ 27.2% |
| Operating cash flow (approximation) | -€10,031 | €10,659 | €2,692 | €67,060 | €626 | ▼ 99.1% |
| Investment in fixed assets (approximation) | - | -€7,125 | -€1,420 | -€3,430 | €0 | ▲ 100% |
| Change in cash | - | €264 | €450 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €64,513 ▲33,569%
Operating result €70,062, net result €64,513, both a record.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €4,637
Net result €4,637 after 2 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Weakest financial yearnet -€16,301
Net result drops to -€16,301, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 4 days late
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1983
Ground area
121 m²
Building footprint
105 m²
Volume, LiDAR
1,794 m³
Parcel 52011D0172/00S000, Wallonia · tallest building 18.0 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SOCOPHOL
since 19832.023.102.472
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0172/00S000 | Wallonia | 121 m² | 1 · 105 m² | 18.0 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 980 companies in sector 74209 we hold annual accounts for 143. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-10-1983
Fiscal year end30-06
Activities, NACEBEL 2025
47782Retail trade
74209Other photographic activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0424707966
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.