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SOBRA

Active
Private limited companyfounded 199036 yrs activeRue du Rivage(MOI) 35, 5060 Sambreville, BelgiumKBO/BCE: BE 0440.747.016
Summary

SOBRA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,166 and a net result of €13,128. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
SOBRAActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Site preparation
NACE 43120Other specialised construction activities NACE 43990NACE 43999
#10 oldest company in Sambreville, Construction sector1 site
Size
€151,531total assets 2025
Staff
1.4 FTE
Equity
€72,166
Profit
€13,128
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 20 d late0 of 4 deeds read
Why 91- Sector Specialised construction activities (NACE 43)- Latest accounts 20 days late; 1 of the last 3 late+ Liquidity: current ratio 1.76, cash €34,846+ Founded in 1990Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 73+6
equity 47.6% of total assets
Liquidity 60-7
short-term debt 39.2% · cash 23.0%
Profitability 80+3
return on assets 8.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 20 months 03-2025: 0.7% 04-2025: 0.7%▼ -0.1% vs 03-2025 05-2025: 0.7%▼ -0.4% vs 04-2025 06-2025: 0.6%▼ -3.1% vs 05-2025 07-2025: 0.7%▲ +8.7% vs 06-2025 08-2025: 1.0%▲ +47.2% vs 07-2025highest value 09-2025: 0.2%▼ -78.6% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -2.3% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -0.5% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%▼ -0.5% vs 04-2026 06-2026: 0.2%▼ -4.7% vs 05-2026 07-2026: 0.2%▲ +13.7% vs 06-2026 08-2026: 0.4%▲ +83.6% vs 07-2026 09-2026: 0.2%▼ -59.9% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.76, cash €34,846 lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 1990 lowers the probability for this profile
  • Latest accounts 20 days late; 1 of the last 3 late raises the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.61 in 2024; short-term debt: 39.2% and cash: 23% of total assets), but 52.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 51%, liquidity 58%, profitability 59%, growth against the median 69%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.76, cash €34,846
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Latest accounts 20 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
20 d late
2024
29 d late
2023
30 d late
2022
on the day
2021
17 d early
2020
19 d late
2019
89 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €9,126

Key points

  • Positive: Oldest company in Sambreville, Construction sectorin the Checked rankings #10 View
  • Active since 1990founded 05-06-1990 36 years View
  • Total assets 20256 fiscal years filed €151,531 View

By topic

Financials

Fiscal year
2025
Total assets
€151,531
Profit
€13,128
Solvency
47.6%
Total assets▲ 8.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-07-2027
  1. 20-08-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
05-06-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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