Sobelvin
ActiveSummary
Sobelvin has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €594,833 and a net result of €68,114. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 156 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability58▲+3
Solvency46▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.62 in 2025; short-term debt: 52.9% and cash: 10.1% of total assets), but 78.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
21.4%
Return on assets
2.4%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 156 sector peers (2026).
NBB · sector comparisonPosition among 156 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 09-07-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
53 d early
2025
67 d early
2024
79 d early
2023
65 d early
2022
54 d early
2021
76 d early
2020
63 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 65 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-01-2027 close31-08-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€68,114▲ 48.4%
2025 · €45,913
Working capital
€810,213▲ 0.4%
2025 · €807,341
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€284,723▼ 21.7%€285,493▲ 0.3%€196,355▼ 31.2%€111,436▼ 43.2%€118,457▲ 6.3%
Net result€254,798within the sector's middle half▲ 771%€248,252within the sector's middle half▼ 2.6%€174,162within the sector's middle half▼ 29.8%€45,913within the sector's middle half▼ 73.6%€68,114▲ 48.4%
Equity€550,892within the sector's middle half▲ 6.7%€579,144within the sector's middle half▲ 5.1%€583,307within the sector's middle half▲ 0.7%€589,219within the sector's middle half▲ 1.0%€594,833▲ 1.0%
Total assets€2.3mwithin the sector's middle half▲ 4.1%€2.4mwithin the sector's middle half▲ 5.4%€2.7mwithin the sector's middle half▲ 10.4%€2.7mwithin the sector's middle half▲ 0.9%€2.8m▲ 2.7%
Debt€1.8m▲ 3.2%€1.9m▲ 5.5%€2.1m▲ 13.5%€2.1m▲ 0.9%€2.2m▲ 3.1%
Working capital€1.2m▼ 4.2%€1.2m▼ 1.3%€666,498▼ 42.8%€807,341▲ 21.1%€810,213▲ 0.4%
Solvency23.9%within the sector's middle half▲ 0.6pp23.8%within the sector's middle half▼ 0.1pp21.7%within the sector's middle half▼ 2.1pp21.7%below the sector's middle half=21.4%▼ 0.4pp
Staff (FTE)13.9within the sector's middle half▲ 3.0%15.5within the sector's middle half▲ 11.5%15.4within the sector's middle half▼ 0.6%13.7within the sector's middle half▼ 11.0%14.6▲ 6.6%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 6% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €2.8m
Fixed assets
€500,435 ▼ 16.2%
Current assets
€2.3m ▲ 8.0%
Equity and liabilities €2.8m
Equity
€594,833 ▲ 1.0%
Debt
€2.2m ▲ 3.1%
Debt's share of the balance-sheet total rises from 78.3% to 78.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€232,153▲
2025 · €222,602
Cash flow
€181,810▲
2025 · €157,079
Current ratio
1.55▼
2025 · 1.62
Quick ratio
0.68▲
2025 · 0.64
Debt to equity
3.68▲
2025 · 3.60
ROE
11.5%▲
2025 · 7.8%
ROA
2.4%▲
2025 · 1.7%
Interest coverage
4.39▲
2025 · 4.15
Debt ≤ 1 year
€1.5m▲
2025 · €1.3m
Debt > 1 year
€715,244▼
2025 · €815,022
Income taxes
€15,752▲
2025 · €14,076
Staff costs
€1.4m▲
2025 · €1.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,653 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,653 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €854,220 | €981,797 | €1.1m | €1.3m | €1.4m | ▲ 6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54,948 | €74,583 | €117,560 | €111,166 | €113,696 | ▲ 2.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€10,236 | -€4,979 | -€3,281 | €11,428 | €1,009 | ▼ 91.2% |
| Other operating charges640/8 | €27,764 | €19,949 | €50,800 | €11,738 | €44,341 | ▲ 278% |
| Non-recurring operating charges66A | - | - | €2,211 | - | - | - |
| Gross operating margin9900 | €1.2m | €1.4m | €1.5m | €1.6m | €1.7m | ▲ 7.0% |
| Operating profit (loss)9901 | €284,723 | €285,493 | €196,355 | €111,436 | €118,457 | ▲ 6.3% |
| Financial income75/76B | €33,598 | €19,543 | €53,057 | €6,714 | €20,052 | ▲ 199% |
| Recurring financial income75 | €6,904 | €9,473 | €29,263 | €5,246 | €2,789 | ▼ 46.8% |
| Non-recurring financial income76B | €26,695 | €10,070 | €23,793 | €1,469 | €17,263 | ▲ 1,076% |
| Financial charges65/66B | €42,183 | €40,857 | €59,341 | €58,162 | €54,643 | ▼ 6.0% |
| Recurring financial charges65 | €39,948 | €40,204 | €58,979 | €53,646 | €52,919 | ▼ 1.4% |
| Non-recurring financial charges66B | €2,235 | €653 | €362 | €4,516 | €1,725 | ▼ 61.8% |
| Profit (loss) for the period before taxes9903 | €276,138 | €264,179 | €190,071 | €59,989 | €83,866 | ▲ 39.8% |
| Income taxes67/77 | €21,340 | €15,926 | €15,909 | €14,076 | €15,752 | ▲ 11.9% |
| Profit (loss) for the period9904 | €254,798 | €248,252 | €174,162 | €45,913 | €68,114 | ▲ 48.4% |
| Profit (loss) for the period to be appropriated9905 | €254,798 | €248,252 | €174,162 | €45,913 | €68,114 | ▲ 48.4% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.3m | €2.4m | €2.7m | €2.7m | €2.8m | ▲ 2.7% |
| Fixed assets21/28 | €198,480 | €250,013 | €627,339 | €597,137 | €500,435 | ▼ 16.2% |
| Tangible fixed assets22/27 | €194,762 | €250,013 | €627,339 | €597,137 | €500,435 | ▼ 16.2% |
| Furniture and vehicles24 | €191,023 | €240,555 | €257,434 | €235,337 | €165,554 | ▼ 29.7% |
| Other tangible fixed assets26 | €3,739 | €9,458 | €369,905 | €361,800 | €334,882 | ▼ 7.4% |
| Financial fixed assets28 | €3,718 | €0 | - | - | - | - |
| Current assets29/58 | €2.1m | €2.2m | €2.1m | €2.1m | €2.3m | ▲ 8.0% |
| Stocks and contracts in progress3 | €1.3m | €1.2m | €1.4m | €1.3m | €1.3m | ▲ 1.3% |
| Stocks30/36 | €1.3m | €1.2m | €1.4m | €1.3m | €1.3m | ▲ 1.3% |
| Amounts receivable within one year40/41 | €579,785 | €617,003 | €562,954 | €553,928 | €704,637 | ▲ 27.2% |
| Trade receivables40 | €573,498 | €614,670 | €561,049 | €553,544 | €540,540 | ▼ 2.3% |
| Other amounts receivable41 | €6,287 | €2,333 | €1,905 | €384 | €164,097 | ▲ 42,626% |
| Cash at bank and in hand54/58 | €218,070 | €313,228 | €116,487 | €278,706 | €282,096 | ▲ 1.2% |
| Deferred charges and accrued income490/1 | €7,121 | €3,459 | €9,429 | €8,124 | €6,572 | ▼ 19.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.3m | €2.4m | €2.7m | €2.7m | €2.8m | ▲ 2.7% |
| Equity10/15 | €550,892 | €579,144 | €583,307 | €589,219 | €594,833 | ▲ 1.0% |
| Contributions10/11 | €136,500 | €136,500 | €136,500 | €136,500 | €136,500 | = |
| Capital10 | €136,500 | €136,500 | €136,500 | €136,500 | €136,500 | = |
| Issued capital100 | €136,500 | €136,500 | €136,500 | €136,500 | €136,500 | = |
| Reserves13 | €414,392 | €442,644 | €446,807 | €452,719 | €458,333 | ▲ 1.2% |
| Non-distributable reserves130/1 | €13,650 | €13,650 | €13,650 | €13,650 | €13,650 | = |
| Legal reserve130 | €13,650 | €13,650 | €13,650 | €13,650 | €13,650 | = |
| Distributable reserves133 | €400,742 | €428,994 | €433,157 | €439,069 | €444,683 | ▲ 1.3% |
| Amounts payable17/49 | €1.8m | €1.9m | €2.1m | €2.1m | €2.2m | ▲ 3.1% |
| Amounts payable after more than one year17 | €821,943 | €829,291 | €691,849 | €815,022 | €715,244 | ▼ 12.2% |
| Financial debts170/4 | €111,466 | €133,081 | €178,312 | €162,246 | €99,550 | ▼ 38.6% |
| Other amounts payable178/9 | €710,477 | €696,210 | €513,537 | €652,777 | €615,694 | ▼ 5.7% |
| Amounts payable within one year42/48 | €926,398 | €1.0m | €1.4m | €1.3m | €1.5m | ▲ 12.7% |
| Current portion of amounts payable after more than one year42 | €99,305 | €116,745 | €266,369 | €132,710 | €130,767 | ▼ 1.5% |
| Trade debts44 | €447,583 | €494,596 | €782,673 | €965,666 | €1.1m | ▲ 12.8% |
| Suppliers440/4 | €447,583 | €494,596 | €782,673 | €965,666 | €1.1m | ▲ 12.8% |
| Taxes, remuneration and social security45 | €379,510 | €403,638 | €340,967 | €206,432 | €250,366 | ▲ 21.3% |
| Taxes450/3 | €60,804 | €61,563 | €47,671 | €58,877 | €51,955 | ▼ 11.8% |
| Remuneration and social security454/9 | €318,706 | €342,075 | €293,296 | €147,554 | €198,411 | ▲ 34.5% |
| Accrued charges and deferred income492/3 | €6,663 | €7,043 | €18,681 | €236 | €571 | ▲ 141% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €254,798 | €248,252 | €174,162 | €45,913 | €68,114 | ▲ 48.4% |
| + Depreciation and write-downs630 | €54,948 | €74,583 | €117,560 | €111,166 | €113,696 | ▲ 2.3% |
| Operating cash flow (approximation) | €309,747 | €322,835 | €291,722 | €157,079 | €181,810 | ▲ 15.7% |
| Investment in fixed assets (approximation) | - | -€126,115 | -€494,886 | -€80,964 | -€16,994 | ▲ 79.0% |
| Change in cash | - | €95,158 | -€196,741 | €162,219 | €3,391 | ▼ 97.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-01
Financial
Highest result since 2019net €254,798 ▲771%
Net result €254,798, the highest in the series.
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-01
Financial
Weakest financial yearnet €29,264 ▼31%
Net result drops to €29,264, the lowest in the series; recovery starts the following year.
31-01
Financial
Equity above €500,000Eq €516,094 ▲6%
3 profitable years in a row build equity to €516,094.
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1970
Ground area
5,114 m²
Building footprint
1,559 m²
Volume, LiDAR
9,214 m³
Parcel 62002D0535/00R002, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Rue Diguette 18, 4031 Liège
since 19702.102.054.138
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002D0535/00R002 | Wallonia | 5,114 m² | 1 · 1,559 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- SOBELVIN DIFFUSION
- Sobelvin
Highest known parent: SOBELVIN DIFFUSION. The sources do not say who stands above it.
Owners 2
-
99%
-
0.4%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.102.054.138
Similar companies · same sector, comparable size
MATHAN
BE 0865.489.527
Aalst · Eq €594,535
UNIVERSAL WINE
BE 0861.427.801
Beernem · Eq €607,188
KWALITEITSWIJNEN BOUTELEGIER
BE 0862.493.514
Brugge · Eq €578,853
Delta Fijne Wijnen
BE 0452.428.586
Damme · Eq €577,285
SPIRITS - WIJNEN & CO
BE 0464.503.108
Herent · Eq €573,215
Of 1,049 companies in sector 46341 we hold annual accounts for 535. 310 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded29-06-1970
Fiscal year end31-01
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
47252Retail sale of beverages, general range
E-invoicing
Reachable via Peppol
Peppol ID
0208:0407166804
Also
9925:BE0407166804
Registered
23-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.